Compare Escanaba, MI Car Insurance Rates (2021)

Car insurance in Escanaba, MI averages $772 a month. Escanaba, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Escanaba car insurance rates, compare quotes from the top car insurance companies in Escanaba, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Escanaba is USAA
  • The cheapest car insurance company in Escanaba for teen drivers is USAA
  • Average car insurance rates in Escanaba, MI are $9,265/year

If you need to buy Escanaba, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Escanaba, MI is right here.

You’ll find Escanaba car insurance rates, the cheapest Escanaba, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Escanaba, Michigan car insurance rates to Dearborn car insurance rates, Flint car insurance rates, and Livonia car insurance rates.

Ready to find affordable Escanaba, MI car insurance today? Enter your ZIP code for fast, free Escanaba car insurance quotes.

Cheapest Escanaba, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Escanaba, MI car insurance rates? Every Escanaba, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Escanaba, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,799 $3,799 $3,545 $3,545 $8,427 $8,427 $4,257 $4,257
GEICO $3,712 $3,712 $3,744 $3,744 $10,252 $10,252 $3,552 $3,552
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,167 $4,167 $3,693 $3,693 $10,839 $10,839 $4,558 $4,558
Progressive $2,642 $2,500 $2,336 $2,562 $9,624 $10,394 $3,087 $2,945
State Farm $7,780 $7,780 $7,199 $7,199 $26,905 $26,905 $9,115 $9,115
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

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Minimum Car Insurance in Escanaba, MI

Every driver must carry the minimum car insurance in Escanaba, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Escanaba, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Escanaba, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Escanaba, MI. Compare credit history car insurance rates in Escanaba from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Escanaba, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,581 $4,384 $4,055
GEICO $6,829 $5,024 $4,091
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,283 $5,483 $4,677
Progressive $5,180 $4,378 $3,975
State Farm $20,698 $10,458 $7,093
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Cheapest Escanaba, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Escanaba, MI to rates for a clean record with top companies.

Annual Escanaba, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,219 $5,359 $5,289 $5,161
GEICO $1,922 $3,964 $11,882 $3,492
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $4,988 $6,600 $6,053 $5,616
Progressive $3,856 $4,999 $4,506 $4,683
State Farm $8,204 $9,785 $20,853 $12,157
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheapest Escanaba, MI Car Insurance for Teen Drivers

Teen car insurance in Escanaba, MI can be expensive. Take a look at rates from the top car insurance companies in Escanaba for teenagers.

Annual Car Insurance Rates for Teen Drivers in Escanaba, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,427 $8,427
GEICO $10,252 $10,252
Liberty Mutual $34,830 $34,830
Nationwide $10,839 $10,839
Progressive $9,624 $10,394
State Farm $26,905 $26,905
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheapest Escanaba, MI Car Insurance for Seniors

Take a look at Escanaba, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Escanaba, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,545 $3,545
GEICO $3,744 $3,744
Liberty Mutual $14,122 $14,122
Nationwide $3,693 $3,693
Progressive $2,336 $2,562
State Farm $7,199 $7,199
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheapest Escanaba, MI Car Insurance Rates After a DUI

A DUI in Escanaba, MI increases car insurance rates. Compare Escanaba, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Escanaba, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,289
GEICO $11,882
Liberty Mutual $28,910
Nationwide $6,053
Progressive $4,506
State Farm $20,853
Travelers $12,018
USAA $4,608

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Cheapest Escanaba, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Escanaba, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Escanaba, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,007 $5,007
GEICO $5,191 $5,439
Liberty Mutual $18,676 $20,073
Nationwide $5,814 $5,814
Progressive $4,511 $4,511
State Farm $12,397 $13,102
Travelers $7,683 $7,771
USAA $3,466 $3,547

The Best Cheap Car Insurance Companies in Escanaba, MI

Take a look at a side-by-side comparison of the top car insurance companies in Escanaba, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Escanaba, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,007
GEICO $5,315
Liberty Mutual $19,375
Nationwide $5,814
Progressive $4,511
State Farm $12,750
Travelers $7,727
USAA $3,507

Category Winners: Cheapest Car Insurance in Escanaba, Michigan

Find the cheapest car insurance companies in Escanaba, MI for each category right here.

Best Annual Car Insurance Rates by Company in Escanaba, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Escanaba, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Escanaba car insurance rates. Find the cheapest Escanaba, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Escanaba, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,869 $4,995 $5,157
GEICO $4,980 $5,270 $5,695
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,096 $5,712 $5,634
Progressive $4,381 $4,517 $4,635
State Farm $12,086 $12,832 $13,332
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

What affects car insurance rates in Escanaba, Michigan?

What factors can have an impact on Escanaba, MI car insurance? There are several reasons why Escanaba car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Escanaba, Michigan.

Car Theft in Escanaba

High levels of vehicle theft can make car insurance more expensive. Escanaba, MI car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Escanaba

The more time you spend in your car the higher the risk of an accident. The average commute length in Escanaba, MI is 12.2 minutes according to City-Data.

Compare Car Insurance Quotes in Escanaba, MI

Ready to find affordable Escanaba, Michigan car insurance today? Enter your ZIP code for fast, free Escanaba, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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