Compare Esmond, IL Car Insurance Rates (2021)

Car insurance in Esmond, IL averages $252 a month. Esmond, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Esmond car insurance rates, compare quotes from the top car insurance companies in Esmond, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Esmond for teen drivers is State Farm
  • Average car insurance rates in Esmond, IL are $3,022/year
  • The cheapest car insurance company in Esmond is State Farm

If you need to buy Esmond, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Esmond, IL is right here.

You’ll find Esmond car insurance rates, the cheapest Esmond, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Esmond, Illinois car insurance rates to Springfield car insurance rates, Joliet car insurance rates, and Chicago car insurance rates.

Ready to find affordable Esmond, IL car insurance today? Enter your ZIP code for fast, free Esmond car insurance quotes.

Cheapest Esmond, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Esmond, IL car insurance rates? Every Esmond, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Esmond, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,327 $3,463 $3,463 $8,632 $11,206 $3,981 $4,302
American Family $2,263 $2,263 $2,076 $2,076 $6,479 $8,948 $2,263 $2,922
Farmers $2,243 $2,241 $1,988 $2,105 $9,745 $10,154 $2,567 $2,683
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,351 $1,456 $1,122 $1,253 $4,565 $5,075 $1,412 $1,488
Nationwide $1,783 $1,810 $1,591 $1,681 $4,888 $6,259 $2,077 $2,246
Progressive $1,635 $1,540 $1,347 $1,415 $6,015 $6,739 $1,943 $2,100
State Farm $1,330 $1,330 $1,192 $1,192 $3,852 $4,878 $1,503 $1,730
Travelers $1,365 $1,437 $1,255 $1,335 $3,976 $4,992 $1,442 $1,517
USAA $1,565 $1,596 $1,452 $1,431 $4,980 $5,508 $2,057 $2,266

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Minimum Car Insurance in Esmond, IL

Every driver must carry the minimum car insurance in Esmond, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Esmond, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Esmond, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Esmond, IL. Compare credit history car insurance rates in Esmond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Esmond, Illinois

Insurance Company Poor Fair Good
Allstate $6,640 $4,796 $4,196
American Family $4,859 $3,317 $2,808
Farmers $4,789 $4,028 $3,831
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,129 $1,958 $1,559
Nationwide $3,326 $2,691 $2,358
Progressive $3,241 $2,747 $2,537
State Farm $3,087 $1,852 $1,438
Travelers $2,636 $2,130 $1,729
USAA $3,481 $2,381 $1,959

Cheapest Esmond, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Esmond, IL to rates for a clean record with top companies.

Annual Esmond, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,709 $6,341 $5,903 $4,890
American Family $2,691 $3,826 $5,078 $3,051
Farmers $3,556 $4,591 $4,477 $4,240
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,844 $2,621 $2,302 $2,094
Nationwide $2,255 $2,910 $3,416 $2,586
Progressive $2,343 $3,476 $2,594 $2,953
State Farm $1,940 $2,312 $2,126 $2,126
Travelers $1,726 $2,258 $2,515 $2,160
USAA $1,864 $2,667 $3,650 $2,246

Cheapest Esmond, IL Car Insurance for Teen Drivers

Teen car insurance in Esmond, IL can be expensive. Take a look at rates from the top car insurance companies in Esmond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Esmond, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,632 $11,206
American Family $6,479 $8,948
Farmers $9,745 $10,154
GEICO $4,524 $4,715
Liberty Mutual $4,565 $5,075
Nationwide $4,888 $6,259
Progressive $6,015 $6,739
State Farm $3,852 $4,878
Travelers $3,976 $4,992
USAA $4,980 $5,508

Cheapest Esmond, IL Car Insurance for Seniors

Take a look at Esmond, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Esmond, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,463 $3,463
American Family $2,076 $2,076
Farmers $1,988 $2,105
GEICO $1,429 $1,724
Liberty Mutual $1,122 $1,253
Nationwide $1,591 $1,681
Progressive $1,347 $1,415
State Farm $1,192 $1,192
Travelers $1,255 $1,335
USAA $1,452 $1,431

Cheapest Esmond, IL Car Insurance Rates After a DUI

A DUI in Esmond, IL increases car insurance rates. Compare Esmond, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Esmond, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,903
American Family $5,078
Farmers $4,477
GEICO $3,243
Liberty Mutual $2,302
Nationwide $3,416
Progressive $2,594
State Farm $2,126
Travelers $2,515
USAA $3,650

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Cheapest Esmond, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Esmond, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Esmond, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,211 $5,211
American Family $3,615 $3,708
Farmers $4,216 $4,216
GEICO $2,338 $2,425
Liberty Mutual $2,215 $2,215
Nationwide $2,792 $2,792
Progressive $2,842 $2,842
State Farm $2,072 $2,179
Travelers $2,081 $2,249
USAA $2,534 $2,680

The Best Cheap Car Insurance Companies in Esmond, IL

Take a look at a side-by-side comparison of the top car insurance companies in Esmond, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Esmond, Illinois

Insurance Company Average Annual Rates
Allstate $5,211
American Family $3,662
Farmers $4,216
GEICO $2,382
Liberty Mutual $2,215
Nationwide $2,792
Progressive $2,842
State Farm $2,126
Travelers $2,165
USAA $2,607

Category Winners: Cheapest Car Insurance in Esmond, Illinois

Find the cheapest car insurance companies in Esmond, IL for each category right here.

Best Annual Car Insurance Rates by Company in Esmond, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Esmond, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Esmond car insurance rates. Find the cheapest Esmond, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Esmond, Illinois

Insurance Company Low Medium High
Allstate $5,048 $5,206 $5,379
American Family $3,511 $3,796 $3,677
Farmers $4,008 $4,115 $4,524
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,093 $2,211 $2,343
Nationwide $2,749 $2,820 $2,806
Progressive $2,598 $2,829 $3,098
State Farm $2,006 $2,128 $2,243
Travelers $2,030 $2,163 $2,302
USAA $2,450 $2,605 $2,766

Compare Car Insurance Quotes in Esmond, IL

Ready to find affordable Esmond, Illinois car insurance today? Enter your ZIP code for fast, free Esmond, IL car insurance quotes.

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