Compare Esmond, ND Car Insurance Rates (2021)

Car insurance in Esmond, ND averages $359 a month. Esmond, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Esmond car insurance rates, compare quotes from the top car insurance companies in Esmond, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Esmond is USAA
  • Average car insurance rates in Esmond, ND after a DUI are $5,136/year
  • The cheapest car insurance company in Esmond for teen drivers is USAA

If you need to buy Esmond, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Esmond, ND is right here.

You’ll find Esmond car insurance rates, the cheapest Esmond, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Esmond, North Dakota car insurance rates to Bismarck car insurance rates, Dickinson car insurance rates, and West Fargo car insurance rates.

Ready to find affordable Esmond, ND car insurance today? Enter your ZIP code for fast, free Esmond car insurance quotes.

Cheapest Esmond, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Esmond, ND car insurance rates? Every Esmond, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Esmond, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,423 $2,144 $2,270 $9,282 $10,904 $2,653 $2,862
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,988 $1,959 $1,780 $1,847 $6,936 $7,127 $2,261 $2,403
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $2,212 $2,119 $1,790 $1,852 $7,854 $8,794 $2,715 $2,742
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Esmond, ND

Every driver must carry the minimum car insurance in Esmond, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Esmond, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Esmond, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Esmond, ND. Compare credit history car insurance rates in Esmond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Esmond, North Dakota

Insurance Company Poor Fair Good
Allstate $5,504 $4,192 $3,413
American Family $5,292 $3,681 $3,115
Farmers $3,810 $3,103 $2,950
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $4,359 $3,623 $3,296
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Esmond, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Esmond, ND to rates for a clean record with top companies.

Annual Esmond, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,543 $3,901 $5,920 $4,115
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,774 $3,528 $3,484 $3,363
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,478 $4,250 $3,514 $3,796
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Esmond, ND Car Insurance for Teen Drivers

Teen car insurance in Esmond, ND can be expensive. Take a look at rates from the top car insurance companies in Esmond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Esmond, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,282 $10,904
American Family $6,100 $8,820
Farmers $6,936 $7,127
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $7,854 $8,794
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Esmond, ND Car Insurance for Seniors

Take a look at Esmond, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Esmond, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,270
American Family $2,612 $2,612
Farmers $1,780 $1,847
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,790 $1,852
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Esmond, ND Car Insurance Rates After a DUI

A DUI in Esmond, ND increases car insurance rates. Compare Esmond, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Esmond, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,920
American Family $5,597
Farmers $3,484
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,514
State Farm $2,757
USAA $2,854

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Cheapest Esmond, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Esmond, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Esmond, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,263 $4,476
American Family $3,979 $4,079
Farmers $3,288 $3,288
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,760 $3,760
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Esmond, ND

Take a look at a side-by-side comparison of the top car insurance companies in Esmond, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Esmond, North Dakota

Insurance Company Average Annual Rates
Allstate $4,370
American Family $4,029
Farmers $3,288
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,760
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Esmond, North Dakota

Find the cheapest car insurance companies in Esmond, ND for each category right here.

Best Annual Car Insurance Rates by Company in Esmond, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Esmond, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Esmond car insurance rates. Find the cheapest Esmond, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Esmond, North Dakota

Insurance Company Low Medium High
Allstate $4,284 $4,368 $4,457
American Family $4,159 $4,230 $3,699
Farmers $3,224 $3,275 $3,364
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,656 $3,747 $3,876
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Esmond, North Dakota?

What factors can have an impact on Esmond, ND car insurance? There are several reasons why Esmond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Esmond, North Dakota.

Commute Time in Esmond

The more time you spend in your car the higher the risk of an accident. The average commute length in Esmond, ND is 16.7 minutes according to City-Data.

Compare Car Insurance Quotes in Esmond, ND

Ready to find affordable Esmond, North Dakota car insurance today? Enter your ZIP code for fast, free Esmond, ND car insurance quotes.

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