Compare Esmont, VA Car Insurance Rates (2021)

Car insurance in Esmont, VA averages $202 a month. Esmont, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Esmont car insurance rates, compare quotes from the top car insurance companies in Esmont, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Esmont, VA after a DUI are $2,856/year
  • The cheapest car insurance company in Esmont is USAA
  • Average car insurance rates in Esmont, VA are $2,423/year

If you need to buy Esmont, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Esmont, VA is right here.

You’ll find Esmont car insurance rates, the cheapest Esmont, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Esmont, Virginia car insurance rates to Suffolk car insurance rates, Richmond car insurance rates, and Hampton car insurance rates.

Ready to find affordable Esmont, VA car insurance today? Enter your ZIP code for fast, free Esmont car insurance quotes.

Cheapest Esmont, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Esmont, VA car insurance rates? Every Esmont, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Esmont, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,011 $1,902 $1,999 $1,999 $6,237 $7,193 $2,610 $2,621
GEICO $1,463 $1,464 $1,386 $1,386 $3,070 $4,128 $1,701 $1,688
Nationwide $1,461 $1,471 $1,295 $1,332 $3,470 $4,482 $1,611 $1,756
Progressive $1,344 $1,278 $1,211 $1,215 $6,203 $6,987 $1,635 $1,680
State Farm $1,545 $1,545 $1,379 $1,379 $4,511 $5,665 $1,743 $2,013
USAA $1,142 $1,124 $1,070 $1,076 $3,547 $4,216 $1,470 $1,615

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Minimum Car Insurance in Esmont, VA

Every driver must carry the minimum car insurance in Esmont, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Esmont, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Esmont, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Esmont, VA. Compare credit history car insurance rates in Esmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Esmont, Virginia

Insurance Company Poor Fair Good
Allstate $4,044 $3,243 $2,677
GEICO $2,262 $1,923 $1,923
Nationwide $2,502 $2,006 $1,820
Progressive $3,006 $2,626 $2,451
State Farm $3,517 $2,179 $1,721
USAA $2,548 $1,738 $1,436

Cheapest Esmont, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Esmont, VA to rates for a clean record with top companies.

Annual Esmont, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,501 $3,941 $3,638 $3,207
GEICO $1,542 $2,007 $3,052 $1,542
Nationwide $1,833 $1,833 $2,692 $2,082
Progressive $2,298 $3,052 $2,746 $2,681
State Farm $2,267 $2,678 $2,472 $2,472
USAA $1,476 $1,920 $2,535 $1,699

Cheapest Esmont, VA Car Insurance for Teen Drivers

Teen car insurance in Esmont, VA can be expensive. Take a look at rates from the top car insurance companies in Esmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Esmont, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,237 $7,193
GEICO $3,070 $4,128
Nationwide $3,470 $4,482
Progressive $6,203 $6,987
State Farm $4,511 $5,665
USAA $3,547 $4,216

Cheapest Esmont, VA Car Insurance for Seniors

Take a look at Esmont, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Esmont, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,999 $1,999
GEICO $1,386 $1,386
Nationwide $1,295 $1,332
Progressive $1,211 $1,215
State Farm $1,379 $1,379
USAA $1,070 $1,076

Cheapest Esmont, VA Car Insurance Rates After a DUI

A DUI in Esmont, VA increases car insurance rates. Compare Esmont, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Esmont, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,638
GEICO $3,052
Nationwide $2,692
Progressive $2,746
State Farm $2,472
USAA $2,535

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Cheapest Esmont, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Esmont, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Esmont, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,223 $3,420
GEICO $1,998 $2,074
Nationwide $2,110 $2,110
Progressive $2,694 $2,694
State Farm $2,414 $2,531
USAA $1,837 $1,978

The Best Cheap Car Insurance Companies in Esmont, VA

Take a look at a side-by-side comparison of the top car insurance companies in Esmont, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Esmont, Virginia

Insurance Company Average Annual Rates
Allstate $3,321
GEICO $2,036
Nationwide $2,110
Progressive $2,694
State Farm $2,472
USAA $1,907

Category Winners: Cheapest Car Insurance in Esmont, Virginia

Find the cheapest car insurance companies in Esmont, VA for each category right here.

Best Annual Car Insurance Rates by Company in Esmont, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Esmont, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Esmont car insurance rates. Find the cheapest Esmont, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Esmont, Virginia

Insurance Company Low Medium High
Allstate $3,241 $3,323 $3,401
GEICO $1,969 $2,035 $2,104
Nationwide $2,223 $2,088 $2,018
Progressive $2,595 $2,670 $2,818
State Farm $2,353 $2,468 $2,596
USAA $1,828 $1,911 $1,984

What affects car insurance rates in Esmont, Virginia?

What factors can have an impact on Esmont, VA car insurance? There are several reasons why Esmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Esmont, Virginia.

Commute Time in Esmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Esmont, VA is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Esmont, VA

Ready to find affordable Esmont, Virginia car insurance today? Enter your ZIP code for fast, free Esmont, VA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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