Compare Esparto, CA Car Insurance Rates (2021)

Car insurance in Esparto, CA averages $285 a month. Esparto, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Esparto car insurance rates, compare quotes from the top car insurance companies in Esparto, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Esparto is Progressive
  • Average car insurance rates in Esparto, CA are $3,421/year
  • The cheapest car insurance company in Esparto for teen drivers is USAA

If you need to buy Esparto, California car insurance, the options can be confusing. Everything you need to know about car insurance in Esparto, CA is right here.

You’ll find Esparto car insurance rates, the cheapest Esparto, CA car insurance companies, and information on California car insurance laws. You can also compare Esparto, California car insurance rates to San Jose car insurance rates, Fresno car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Esparto, CA car insurance today? Enter your ZIP code for fast, free Esparto car insurance quotes.

Cheapest Esparto, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Esparto, CA car insurance rates? Every Esparto, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Esparto, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,566 $2,573 $1,880 $1,899 $7,122 $8,976 $3,289 $3,627
Farmers $2,701 $2,701 $2,435 $2,435 $8,609 $14,110 $3,199 $3,562
GEICO $1,696 $1,697 $1,596 $1,596 $5,131 $5,228 $2,432 $2,493
Liberty Mutual $2,275 $2,156 $2,114 $2,050 $4,990 $5,300 $2,569 $2,586
Nationwide $2,824 $2,700 $2,466 $2,329 $7,101 $7,845 $3,361 $3,328
Progressive $1,528 $1,572 $1,305 $1,545 $4,065 $4,896 $2,202 $2,368
State Farm $3,388 $3,388 $3,027 $3,027 $6,212 $7,697 $3,751 $3,869
Travelers $2,184 $2,115 $1,931 $1,913 $4,469 $5,059 $2,812 $2,757
USAA $1,767 $1,676 $1,723 $1,732 $4,029 $4,040 $2,438 $2,306

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Esparto, CA

Every driver must carry the minimum car insurance in Esparto, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Esparto, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Esparto, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Esparto, CA to rates for a clean record with top companies.

Annual Esparto, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,412 $4,048 $6,343 $3,163
Farmers $3,673 $5,002 $6,232 $4,968
GEICO $1,914 $2,943 $3,704 $2,374
Liberty Mutual $2,608 $3,495 $3,153 $2,764
Nationwide $2,790 $3,574 $6,040 $3,574
Progressive $1,595 $2,708 $3,143 $2,294
State Farm $3,062 $3,654 $6,908 $3,555
Travelers $1,953 $3,160 $3,652 $2,855
USAA $1,639 $2,433 $3,990 $1,794

Cheapest Esparto, CA Car Insurance for Teen Drivers

Teen car insurance in Esparto, CA can be expensive. Take a look at rates from the top car insurance companies in Esparto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Esparto, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,122 $8,976
Farmers $8,609 $14,110
GEICO $5,131 $5,228
Liberty Mutual $4,990 $5,300
Nationwide $7,101 $7,845
Progressive $4,065 $4,896
State Farm $6,212 $7,697
Travelers $4,469 $5,059
USAA $4,029 $4,040

Cheapest Esparto, CA Car Insurance for Seniors

Take a look at Esparto, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Esparto, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $1,899
Farmers $2,435 $2,435
GEICO $1,596 $1,596
Liberty Mutual $2,114 $2,050
Nationwide $2,466 $2,329
Progressive $1,305 $1,545
State Farm $3,027 $3,027
Travelers $1,931 $1,913
USAA $1,723 $1,732

Cheapest Esparto, CA Car Insurance Rates After a DUI

A DUI in Esparto, CA increases car insurance rates. Compare Esparto, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Esparto, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,343
Farmers $6,232
GEICO $3,704
Liberty Mutual $3,153
Nationwide $6,040
Progressive $3,143
State Farm $6,908
Travelers $3,652
USAA $3,990

Cheapest Esparto, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Esparto, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Esparto, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,602 $4,381
Farmers $4,508 $5,429
GEICO $2,484 $2,984
Liberty Mutual $2,760 $3,250
Nationwide $3,531 $4,458
Progressive $2,212 $2,658
State Farm $4,140 $4,450
Travelers $2,620 $3,190
USAA $2,269 $2,659

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Esparto, CA

Take a look at a side-by-side comparison of the top car insurance companies in Esparto, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Esparto, California

Insurance Company Average Annual Rates
Allstate $3,992
Farmers $4,969
GEICO $2,734
Liberty Mutual $3,005
Nationwide $3,994
Progressive $2,435
State Farm $4,295
Travelers $2,905
USAA $2,464

Category Winners: Cheapest Car Insurance in Esparto, California

Find the cheapest car insurance companies in Esparto, CA for each category right here.

Best Annual Car Insurance Rates by Company in Esparto, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Esparto, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Esparto car insurance rates. Find the cheapest Esparto, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Esparto, California

Insurance Company Low Medium High
Allstate $3,797 $4,024 $4,154
Farmers $4,629 $5,006 $5,271
GEICO $2,472 $2,762 $2,967
Liberty Mutual $2,810 $3,031 $3,173
Nationwide $3,602 $4,060 $4,321
Progressive $2,177 $2,508 $2,620
State Farm $3,907 $4,360 $4,618
Travelers $2,508 $2,986 $3,221
USAA $2,229 $2,512 $2,651

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Esparto, California?

What factors can have an impact on Esparto, CA car insurance? There are several reasons why Esparto car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Esparto, California.

Commute Time in Esparto

The more time you spend in your car the higher the risk of an accident. The average commute length in Esparto, CA is 31.1 minutes according to City-Data.

Compare Car Insurance Quotes in Esparto, CA

Ready to find affordable Esparto, California car insurance today? Enter your ZIP code for fast, free Esparto, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State