Compare Essex, CA Car Insurance Rates (2021)

Car insurance in Essex, CA averages $289 a month. Essex, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Essex car insurance rates, compare quotes from the top car insurance companies in Essex, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Essex for teen drivers is Travelers
  • Average car insurance rates in Essex, CA after a DUI are $4,894/year
  • The cheapest car insurance company in Essex is Progressive

If you need to buy Essex, California car insurance, the options can be confusing. Everything you need to know about car insurance in Essex, CA is right here.

You’ll find Essex car insurance rates, the cheapest Essex, CA car insurance companies, and information on California car insurance laws. You can also compare Essex, California car insurance rates to San Jose car insurance rates, Oakland car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable Essex, CA car insurance today? Enter your ZIP code for fast, free Essex car insurance quotes.

Cheapest Essex, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Essex, CA car insurance rates? Every Essex, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Essex, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,790 $2,820 $2,012 $2,064 $7,513 $9,513 $3,666 $4,137
Farmers $2,359 $2,359 $2,124 $2,124 $7,498 $12,291 $2,792 $3,107
GEICO $1,938 $1,938 $1,821 $1,821 $5,914 $6,026 $2,787 $2,852
Liberty Mutual $2,110 $2,003 $1,960 $1,901 $4,639 $4,916 $2,385 $2,397
Nationwide $3,111 $2,968 $2,721 $2,564 $7,934 $8,749 $3,712 $3,669
Progressive $1,705 $1,755 $1,447 $1,718 $4,536 $5,472 $2,455 $2,640
State Farm $3,099 $3,099 $2,766 $2,766 $5,705 $7,098 $3,427 $3,530
Travelers $2,121 $2,062 $1,873 $1,853 $4,242 $4,885 $2,735 $2,689
USAA $1,989 $1,883 $1,940 $1,946 $4,567 $4,582 $2,749 $2,596

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Minimum Car Insurance in Essex, CA

Every driver must carry the minimum car insurance in Essex, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Essex, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Essex, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Essex, CA to rates for a clean record with top companies.

Annual Essex, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,578 $4,409 $6,870 $3,400
Farmers $3,203 $4,361 $5,433 $4,330
GEICO $2,192 $3,392 $4,246 $2,719
Liberty Mutual $2,421 $3,244 $2,926 $2,565
Nationwide $3,092 $3,961 $6,699 $3,961
Progressive $1,780 $3,020 $3,501 $2,563
State Farm $2,809 $3,350 $6,327 $3,260
Travelers $1,905 $3,032 $3,541 $2,753
USAA $1,847 $2,750 $4,505 $2,023

Cheapest Essex, CA Car Insurance for Teen Drivers

Teen car insurance in Essex, CA can be expensive. Take a look at rates from the top car insurance companies in Essex for teenagers.

Annual Car Insurance Rates for Teen Drivers in Essex, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $9,513
Farmers $7,498 $12,291
GEICO $5,914 $6,026
Liberty Mutual $4,639 $4,916
Nationwide $7,934 $8,749
Progressive $4,536 $5,472
State Farm $5,705 $7,098
Travelers $4,242 $4,885
USAA $4,567 $4,582

Cheapest Essex, CA Car Insurance for Seniors

Take a look at Essex, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Essex, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,012 $2,064
Farmers $2,124 $2,124
GEICO $1,821 $1,821
Liberty Mutual $1,960 $1,901
Nationwide $2,721 $2,564
Progressive $1,447 $1,718
State Farm $2,766 $2,766
Travelers $1,873 $1,853
USAA $1,940 $1,946

Cheapest Essex, CA Car Insurance Rates After a DUI

A DUI in Essex, CA increases car insurance rates. Compare Essex, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Essex, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,870
Farmers $5,433
GEICO $4,246
Liberty Mutual $2,926
Nationwide $6,699
Progressive $3,501
State Farm $6,327
Travelers $3,541
USAA $4,505

Cheapest Essex, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Essex, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Essex, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,895 $4,734
Farmers $3,931 $4,733
GEICO $2,850 $3,424
Liberty Mutual $2,562 $3,016
Nationwide $3,908 $4,949
Progressive $2,465 $2,968
State Farm $3,791 $4,081
Travelers $2,530 $3,085
USAA $2,561 $3,002

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The Best Cheap Car Insurance Companies in Essex, CA

Take a look at a side-by-side comparison of the top car insurance companies in Essex, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Essex, California

Insurance Company Average Annual Rates
Allstate $4,314
Farmers $4,332
GEICO $3,137
Liberty Mutual $2,789
Nationwide $4,429
Progressive $2,716
State Farm $3,936
Travelers $2,807
USAA $2,781

Category Winners: Cheapest Car Insurance in Essex, California

Find the cheapest car insurance companies in Essex, CA for each category right here.

Best Annual Car Insurance Rates by Company in Essex, California

Category Insurance Company
Teenagers Travelers
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Essex, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Essex car insurance rates. Find the cheapest Essex, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Essex, California

Insurance Company Low Medium High
Allstate $4,141 $4,343 $4,459
Farmers $4,037 $4,364 $4,595
GEICO $2,845 $3,169 $3,398
Liberty Mutual $2,616 $2,813 $2,938
Nationwide $3,992 $4,504 $4,790
Progressive $2,442 $2,796 $2,909
State Farm $3,516 $4,010 $4,283
Travelers $2,493 $2,874 $3,055
USAA $2,511 $2,837 $2,996

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Compare Car Insurance Quotes in Essex, CA

Ready to find affordable Essex, California car insurance today? Enter your ZIP code for fast, free Essex, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State