Compare Estancia, NM Car Insurance Rates (2021)

Car insurance in Estancia, NM averages $301 a month. Estancia, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Estancia car insurance rates, compare quotes from the top car insurance companies in Estancia, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Estancia, NM are $3,607/year
  • Average car insurance rates in Estancia, NM after a DUI are $4,568/year
  • The cheapest car insurance company in Estancia for teen drivers is USAA

If you need to buy Estancia, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Estancia, NM is right here.

You’ll find Estancia car insurance rates, the cheapest Estancia, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Estancia, New Mexico car insurance rates to Rio Rancho car insurance rates, Farmington car insurance rates, and Albuquerque car insurance rates.

Ready to find affordable Estancia, NM car insurance today? Enter your ZIP code for fast, free Estancia car insurance quotes.

Cheapest Estancia, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Estancia, NM car insurance rates? Every Estancia, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Estancia, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,784 $2,785 $2,550 $2,685 $9,530 $11,037 $3,079 $3,248
Farmers $2,665 $2,655 $2,389 $2,544 $10,644 $10,936 $2,993 $3,092
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,524 $2,573 $2,286 $2,408 $6,062 $7,679 $2,842 $3,052
Progressive $1,759 $1,710 $1,582 $1,593 $7,076 $7,981 $2,137 $2,220
State Farm $1,596 $1,596 $1,444 $1,444 $4,342 $5,465 $1,788 $1,977
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Estancia, NM

Every driver must carry the minimum car insurance in Estancia, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Estancia, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Estancia, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Estancia, NM. Compare credit history car insurance rates in Estancia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Estancia, New Mexico

Insurance Company Poor Fair Good
Allstate $5,490 $4,519 $4,128
Farmers $5,442 $4,499 $4,278
GEICO $4,787 $4,162 $3,849
Nationwide $4,509 $3,492 $3,033
Progressive $3,583 $3,184 $3,005
State Farm $3,516 $2,155 $1,699
USAA $2,680 $2,000 $1,731

Cheapest Estancia, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Estancia, NM to rates for a clean record with top companies.

Annual Estancia, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,866 $5,138 $5,481 $4,363
Farmers $4,008 $5,154 $5,033 $4,764
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,732 $3,861 $5,013 $3,106
Progressive $2,819 $3,840 $3,036 $3,334
State Farm $2,307 $2,506 $2,506 $2,506
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Estancia, NM Car Insurance for Teen Drivers

Teen car insurance in Estancia, NM can be expensive. Take a look at rates from the top car insurance companies in Estancia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Estancia, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,530 $11,037
Farmers $10,644 $10,936
GEICO $7,583 $10,447
Nationwide $6,062 $7,679
Progressive $7,076 $7,981
State Farm $4,342 $5,465
USAA $3,641 $4,122

Cheapest Estancia, NM Car Insurance for Seniors

Take a look at Estancia, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Estancia, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,550 $2,685
Farmers $2,389 $2,544
GEICO $2,511 $2,511
Nationwide $2,286 $2,408
Progressive $1,582 $1,593
State Farm $1,444 $1,444
USAA $1,372 $1,376

Cheapest Estancia, NM Car Insurance Rates After a DUI

A DUI in Estancia, NM increases car insurance rates. Compare Estancia, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Estancia, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,481
Farmers $5,033
GEICO $8,009
Nationwide $5,013
Progressive $3,036
State Farm $2,506
USAA $2,897

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Cheapest Estancia, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Estancia, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Estancia, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
Farmers $4,740 $4,740
GEICO $4,201 $4,331
Nationwide $3,678 $3,678
Progressive $3,257 $3,257
State Farm $2,395 $2,518
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Estancia, NM

Take a look at a side-by-side comparison of the top car insurance companies in Estancia, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Estancia, New Mexico

Insurance Company Average Annual Rates
Allstate $4,712
Farmers $4,740
GEICO $4,266
Nationwide $3,678
Progressive $3,257
State Farm $2,456
USAA $2,137

Category Winners: Cheapest Car Insurance in Estancia, New Mexico

Find the cheapest car insurance companies in Estancia, NM for each category right here.

Best Annual Car Insurance Rates by Company in Estancia, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Estancia, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Estancia car insurance rates. Find the cheapest Estancia, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Estancia, New Mexico

Insurance Company Low Medium High
Allstate $4,465 $4,701 $4,970
Farmers $4,336 $4,700 $5,183
GEICO $3,990 $4,256 $4,552
Nationwide $3,654 $3,639 $3,742
Progressive $3,128 $3,257 $3,387
State Farm $2,251 $2,465 $2,654
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Estancia, New Mexico?

What factors can have an impact on Estancia, NM car insurance? There are several reasons why Estancia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Estancia, New Mexico.

Car Theft in Estancia

High levels of vehicle theft can make car insurance more expensive. Estancia, NM car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Estancia

The more time you spend in your car the higher the risk of an accident. The average commute length in Estancia, NM is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Estancia, NM

Ready to find affordable Estancia, New Mexico car insurance today? Enter your ZIP code for fast, free Estancia, NM car insurance quotes.

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