Compare Eureka Springs, AR Car Insurance Rates (2021)

Car insurance in Eureka Springs, AR averages $323 a month. Eureka Springs, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Eureka Springs car insurance rates, compare quotes from the top car insurance companies in Eureka Springs, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Eureka Springs for teen drivers is USAA
  • Average car insurance rates in Eureka Springs, AR are $3,878/year
  • Average car insurance rates in Eureka Springs, AR after a DUI are $4,656/year

If you need to buy Eureka Springs, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Eureka Springs, AR is right here.

You’ll find Eureka Springs car insurance rates, the cheapest Eureka Springs, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Eureka Springs, Arkansas car insurance rates to Bentonville car insurance rates, Fayetteville car insurance rates, and Rogers car insurance rates.

Ready to find affordable Eureka Springs, AR car insurance today? Enter your ZIP code for fast, free Eureka Springs car insurance quotes.

Cheapest Eureka Springs, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eureka Springs, AR car insurance rates? Every Eureka Springs, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eureka Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,526 $2,541 $2,261 $2,415 $9,143 $10,956 $2,780 $3,011
Farmers $2,173 $2,161 $1,940 $2,043 $9,276 $9,610 $2,497 $2,631
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,717 $2,565 $2,231 $2,341 $11,754 $13,230 $3,248 $3,523
State Farm $1,722 $1,722 $1,538 $1,538 $4,956 $6,223 $1,940 $2,233
Travelers $2,168 $2,208 $2,150 $2,155 $12,730 $20,462 $2,323 $2,672
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

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Minimum Car Insurance in Eureka Springs, AR

Every driver must carry the minimum car insurance in Eureka Springs, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Eureka Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Eureka Springs, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eureka Springs, AR. Compare credit history car insurance rates in Eureka Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eureka Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,588 $4,290 $3,485
Farmers $4,595 $3,856 $3,672
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,238 $3,407 $3,105
Progressive $5,882 $5,034 $4,688
State Farm $3,961 $2,385 $1,857
Travelers $6,721 $5,611 $5,244
USAA $2,674 $1,823 $1,552

Cheapest Eureka Springs, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eureka Springs, AR to rates for a clean record with top companies.

Annual Eureka Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,677 $4,621 $5,130 $4,389
Farmers $3,410 $4,381 $4,278 $4,095
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,477 $6,248 $4,708 $5,372
State Farm $2,510 $2,958 $2,734 $2,734
Travelers $4,908 $5,070 $7,429 $6,027
USAA $1,553 $1,962 $2,828 $1,722

Cheapest Eureka Springs, AR Car Insurance for Teen Drivers

Teen car insurance in Eureka Springs, AR can be expensive. Take a look at rates from the top car insurance companies in Eureka Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eureka Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,143 $10,956
Farmers $9,276 $9,610
GEICO $6,083 $6,098
Liberty Mutual $8,112 $8,928
Nationwide $5,888 $7,499
Progressive $11,754 $13,230
State Farm $4,956 $6,223
Travelers $12,730 $20,462
USAA $3,866 $4,057

Cheapest Eureka Springs, AR Car Insurance for Seniors

Take a look at Eureka Springs, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eureka Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,261 $2,415
Farmers $1,940 $2,043
GEICO $2,150 $2,090
Liberty Mutual $2,053 $2,290
Nationwide $2,200 $2,325
Progressive $2,231 $2,341
State Farm $1,538 $1,538
Travelers $2,150 $2,155
USAA $1,161 $1,172

Cheapest Eureka Springs, AR Car Insurance Rates After a DUI

A DUI in Eureka Springs, AR increases car insurance rates. Compare Eureka Springs, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eureka Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,130
Farmers $4,278
GEICO $4,978
Liberty Mutual $4,956
Nationwide $4,865
Progressive $4,708
State Farm $2,734
Travelers $7,429
USAA $2,828

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Cheapest Eureka Springs, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eureka Springs, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eureka Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $4,454
Farmers $4,041 $4,041
GEICO $3,187 $3,232
Liberty Mutual $3,807 $3,807
Nationwide $3,583 $3,583
Progressive $5,201 $5,201
State Farm $2,670 $2,798
Travelers $5,859 $5,859
USAA $1,959 $2,074

The Best Cheap Car Insurance Companies in Eureka Springs, AR

Take a look at a side-by-side comparison of the top car insurance companies in Eureka Springs, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eureka Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,454
Farmers $4,041
GEICO $3,209
Liberty Mutual $3,807
Nationwide $3,583
Progressive $5,201
State Farm $2,734
Travelers $5,859
USAA $2,016

Category Winners: Cheapest Car Insurance in Eureka Springs, Arkansas

Find the cheapest car insurance companies in Eureka Springs, AR for each category right here.

Best Annual Car Insurance Rates by Company in Eureka Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Eureka Springs, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eureka Springs car insurance rates. Find the cheapest Eureka Springs, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eureka Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,324 $4,451 $4,587
Farmers $3,835 $3,998 $4,290
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,614 $3,513 $3,623
Progressive $4,777 $5,110 $5,716
State Farm $2,611 $2,731 $2,860
Travelers $5,563 $5,874 $6,138
USAA $1,937 $2,009 $2,102

What affects car insurance rates in Eureka Springs, Arkansas?

What factors can have an impact on Eureka Springs, AR car insurance? There are several reasons why Eureka Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eureka Springs, Arkansas.

Commute Time in Eureka Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Eureka Springs, AR is 15.0 minutes according to City-Data.

Compare Car Insurance Quotes in Eureka Springs, AR

Ready to find affordable Eureka Springs, Arkansas car insurance today? Enter your ZIP code for fast, free Eureka Springs, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State