Compare Evansville, IN Car Insurance Rates (2021)

Car insurance in Evansville, IN averages $301 a month. Evansville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Evansville car insurance rates, compare quotes from the top car insurance companies in Evansville, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Evansville is USAA
  • The cheapest car insurance company in Evansville for teen drivers is USAA
  • Average car insurance rates in Evansville, IN after a DUI are $4,309/year

If you need to buy Evansville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Evansville, IN is right here.

You’ll find Evansville car insurance rates, the cheapest Evansville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Evansville, Indiana car insurance rates to Fishers car insurance rates, Hammond car insurance rates, and Evansville car insurance rates.

Ready to find affordable Evansville, IN car insurance today? Enter your ZIP code for fast, free Evansville car insurance quotes.

Cheapest Evansville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Evansville, IN car insurance rates? Every Evansville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Evansville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,425 $2,478 $2,138 $2,340 $7,632 $9,657 $2,447 $2,658
American Family $2,406 $2,406 $2,166 $2,166 $6,740 $9,726 $2,406 $2,943
Farmers $1,826 $1,802 $1,560 $1,761 $9,972 $10,671 $2,419 $2,602
GEICO $1,631 $1,625 $1,540 $1,612 $4,843 $4,471 $1,869 $1,630
Liberty Mutual $4,529 $4,529 $4,169 $4,169 $9,834 $14,812 $4,529 $6,184
Nationwide $1,690 $1,724 $1,483 $1,580 $5,005 $6,482 $1,992 $2,175
Progressive $1,747 $1,646 $1,588 $1,597 $10,462 $11,752 $2,191 $2,225
State Farm $1,635 $1,635 $1,468 $1,468 $5,093 $6,523 $1,817 $2,016
Travelers $1,295 $1,316 $1,222 $1,221 $8,459 $13,508 $1,376 $1,568
USAA $1,158 $1,138 $1,081 $1,085 $3,266 $3,642 $1,564 $1,668

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Evansville, IN

Every driver must carry the minimum car insurance in Evansville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Evansville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Evansville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Evansville, IN. Compare credit history car insurance rates in Evansville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Evansville, Indiana

Insurance Company Poor Fair Good
Allstate $4,916 $3,667 $3,333
American Family $5,303 $3,434 $2,872
Farmers $4,753 $3,881 $3,597
GEICO $2,892 $2,403 $1,913
Liberty Mutual $8,783 $5,715 $5,285
Nationwide $3,149 $2,658 $2,492
Progressive $4,566 $4,057 $3,830
State Farm $3,946 $2,352 $1,823
Travelers $4,163 $3,536 $3,537
USAA $2,459 $1,624 $1,392

Cheapest Evansville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Evansville, IN to rates for a clean record with top companies.

Annual Evansville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,159 $4,664 $4,300 $3,765
American Family $2,667 $4,246 $5,388 $3,179
Farmers $3,645 $4,253 $4,384 $4,024
GEICO $1,564 $2,482 $3,396 $2,169
Liberty Mutual $5,083 $6,039 $9,633 $5,624
Nationwide $2,381 $3,065 $2,940 $2,679
Progressive $3,098 $5,487 $3,701 $4,318
State Farm $2,640 $2,906 $2,640 $2,640
Travelers $3,184 $3,929 $4,453 $3,416
USAA $1,376 $1,962 $2,254 $1,709

Cheapest Evansville, IN Car Insurance for Teen Drivers

Teen car insurance in Evansville, IN can be expensive. Take a look at rates from the top car insurance companies in Evansville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Evansville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,632 $9,657
American Family $6,740 $9,726
Farmers $9,972 $10,671
GEICO $4,843 $4,471
Liberty Mutual $9,834 $14,812
Nationwide $5,005 $6,482
Progressive $10,462 $11,752
State Farm $5,093 $6,523
Travelers $8,459 $13,508
USAA $3,266 $3,642

Cheapest Evansville, IN Car Insurance for Seniors

Take a look at Evansville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Evansville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,340
American Family $2,166 $2,166
Farmers $1,560 $1,761
GEICO $1,540 $1,612
Liberty Mutual $4,169 $4,169
Nationwide $1,483 $1,580
Progressive $1,588 $1,597
State Farm $1,468 $1,468
Travelers $1,222 $1,221
USAA $1,081 $1,085

Cheapest Evansville, IN Car Insurance Rates After a DUI

A DUI in Evansville, IN increases car insurance rates. Compare Evansville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Evansville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,300
American Family $5,388
Farmers $4,384
GEICO $3,396
Liberty Mutual $9,633
Nationwide $2,940
Progressive $3,701
State Farm $2,640
Travelers $4,453
USAA $2,254

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Evansville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Evansville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Evansville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,972 $3,972
American Family $3,823 $3,917
Farmers $4,077 $4,077
GEICO $2,361 $2,444
Liberty Mutual $6,421 $6,768
Nationwide $2,766 $2,766
Progressive $4,151 $4,151
State Farm $2,629 $2,784
Travelers $3,745 $3,745
USAA $1,801 $1,849

Cheapest Evansville, IN Car Insurance Rates by ZIP Code

Evansville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Evansville, IN.

Annual Car Insurance Rates by ZIP Code in Evansville, Indiana

ZIP Code Average Annual Rates
47708 $3,610
47710 $3,497
47711 $3,506
47712 $3,503
47713 $3,593
47714 $3,503
47715 $3,470
47720 $3,511
47722 $3,533
47725 $3,455

The Best Cheap Car Insurance Companies in Evansville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Evansville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Evansville, Indiana

Insurance Company Average Annual Rates
Allstate $3,972
American Family $3,870
Farmers $4,077
GEICO $2,403
Liberty Mutual $6,594
Nationwide $2,766
Progressive $4,151
State Farm $2,707
Travelers $3,745
USAA $1,825

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Evansville, Indiana

Find the cheapest car insurance companies in Evansville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Evansville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Evansville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Evansville car insurance rates. Find the cheapest Evansville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Evansville, Indiana

Insurance Company Low Medium High
Allstate $3,767 $3,957 $4,192
American Family $3,819 $3,997 $3,794
Farmers $3,926 $4,068 $4,236
GEICO $2,232 $2,396 $2,580
Liberty Mutual $6,344 $6,574 $6,865
Nationwide $2,795 $2,747 $2,757
Progressive $3,900 $4,081 $4,473
State Farm $2,563 $2,707 $2,850
Travelers $3,641 $3,781 $3,814
USAA $1,763 $1,821 $1,891

What affects car insurance rates in Evansville, Indiana?

What factors can have an impact on Evansville, IN car insurance? There are several reasons why Evansville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Evansville, Indiana.

Car Theft in Evansville

High levels of vehicle theft can make car insurance more expensive. Evansville, IN car theft statistics from the FBI indicate 509 vehicle thefts a year.

Commute Time in Evansville

The more time you spend in your car the higher the risk of an accident. The average commute length in Evansville, IN is 18.5 minutes according to City-Data.

Traffic in Evansville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Evansville, IN traffic data from INRIX ranks Evansville as the 924th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Evansville, IN

Ready to find affordable Evansville, Indiana car insurance today? Enter your ZIP code for fast, free Evansville, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption