Compare Evarts, KY Car Insurance Rates (2021)

Car insurance in Evarts, KY averages $541 a month. Evarts, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Evarts car insurance rates, compare quotes from the top car insurance companies in Evarts, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Evarts, KY are $6,493/year
  • The cheapest car insurance company in Evarts for teen drivers is USAA
  • Average car insurance rates in Evarts, KY after a DUI are $7,795/year

If you need to buy Evarts, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Evarts, KY is right here.

You’ll find Evarts car insurance rates, the cheapest Evarts, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Evarts, Kentucky car insurance rates to Hopkinsville car insurance rates, Nicholasville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Evarts, KY car insurance today? Enter your ZIP code for fast, free Evarts car insurance quotes.

Cheapest Evarts, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Evarts, KY car insurance rates? Every Evarts, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Evarts, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,901 $5,813 $5,429 $5,771 $22,046 $24,392 $6,386 $6,654
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,887 $4,228 $3,274 $3,679 $16,417 $18,221 $4,075 $4,265
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,657 $2,507 $2,407 $2,407 $13,460 $15,258 $3,297 $3,334
State Farm $2,295 $2,295 $2,048 $2,048 $6,337 $8,033 $2,545 $2,809
Travelers $3,465 $3,532 $3,397 $3,410 $17,425 $28,270 $3,621 $4,203
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Evarts, KY

Every driver must carry the minimum car insurance in Evarts, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Evarts, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Evarts, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Evarts, KY. Compare credit history car insurance rates in Evarts from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Evarts, Kentucky

Insurance Company Poor Fair Good
Allstate $13,886 $9,334 $7,677
GEICO $8,861 $4,424 $2,884
Liberty Mutual $10,427 $6,351 $4,989
Nationwide $9,986 $7,742 $6,667
Progressive $6,315 $5,527 $5,156
State Farm $5,085 $3,114 $2,454
Travelers $9,396 $7,939 $7,911
USAA $4,820 $2,697 $2,196

Cheapest Evarts, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Evarts, KY to rates for a clean record with top companies.

Annual Evarts, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,531 $11,122 $11,908 $9,635
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,036 $9,330 $7,235 $6,421
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $4,673 $6,985 $5,326 $5,679
State Farm $3,274 $3,829 $3,551 $3,551
Travelers $7,323 $7,537 $10,948 $7,854
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Evarts, KY Car Insurance for Teen Drivers

Teen car insurance in Evarts, KY can be expensive. Take a look at rates from the top car insurance companies in Evarts for teenagers.

Annual Car Insurance Rates for Teen Drivers in Evarts, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,046 $24,392
GEICO $8,902 $10,417
Liberty Mutual $16,417 $18,221
Nationwide $13,093 $16,143
Progressive $13,460 $15,258
State Farm $6,337 $8,033
Travelers $17,425 $28,270
USAA $5,756 $6,065

Cheapest Evarts, KY Car Insurance for Seniors

Take a look at Evarts, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Evarts, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,429 $5,771
GEICO $4,595 $4,158
Liberty Mutual $3,274 $3,679
Nationwide $5,260 $5,461
Progressive $2,407 $2,407
State Farm $2,048 $2,048
Travelers $3,397 $3,410
USAA $1,955 $1,999

Cheapest Evarts, KY Car Insurance Rates After a DUI

A DUI in Evarts, KY increases car insurance rates. Compare Evarts, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Evarts, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,908
GEICO $8,597
Liberty Mutual $7,235
Nationwide $10,669
Progressive $5,326
State Farm $3,551
Travelers $10,948
USAA $4,127

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Cheapest Evarts, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Evarts, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Evarts, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,299 $10,299
GEICO $5,341 $5,438
Liberty Mutual $7,256 $7,256
Nationwide $8,132 $8,132
Progressive $5,666 $5,666
State Farm $3,465 $3,637
Travelers $8,415 $8,415
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Evarts, KY

Take a look at a side-by-side comparison of the top car insurance companies in Evarts, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Evarts, Kentucky

Insurance Company Average Annual Rates
Allstate $10,299
GEICO $5,390
Liberty Mutual $7,256
Nationwide $8,132
Progressive $5,666
State Farm $3,551
Travelers $8,415
USAA $3,238

Category Winners: Cheapest Car Insurance in Evarts, Kentucky

Find the cheapest car insurance companies in Evarts, KY for each category right here.

Best Annual Car Insurance Rates by Company in Evarts, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Evarts, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Evarts car insurance rates. Find the cheapest Evarts, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Evarts, Kentucky

Insurance Company Low Medium High
Allstate $8,843 $10,209 $11,846
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,874 $7,207 $7,686
Nationwide $8,122 $7,993 $8,280
Progressive $5,116 $5,552 $6,329
State Farm $3,303 $3,538 $3,812
Travelers $7,963 $8,447 $8,836
USAA $3,078 $3,229 $3,405

What affects car insurance rates in Evarts, Kentucky?

What factors can have an impact on Evarts, KY car insurance? There are several reasons why Evarts car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Evarts, Kentucky.

Commute Time in Evarts

The more time you spend in your car the higher the risk of an accident. The average commute length in Evarts, KY is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Evarts, KY

Ready to find affordable Evarts, Kentucky car insurance today? Enter your ZIP code for fast, free Evarts, KY car insurance quotes.

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