Compare Everett, WA Car Insurance Rates (2021)

Car insurance in Everett, WA averages $288 a month. Everett, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Everett car insurance rates, compare quotes from the top car insurance companies in Everett, WA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Everett for teen drivers is Nationwide
  • Average car insurance rates in Everett, WA after a DUI are $4,018/year
  • The cheapest ZIP code in Everett is 98205

If you need to buy Everett, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Everett, WA is right here.

You’ll find Everett car insurance rates, the cheapest Everett, WA car insurance companies, and information on Washington car insurance laws. You can also compare Everett, Washington car insurance rates to Tacoma car insurance rates, Federal Way car insurance rates, and Seattle car insurance rates.

Ready to find affordable Everett, WA car insurance today? Enter your ZIP code for fast, free Everett car insurance quotes.

Cheapest Everett, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Everett, WA car insurance rates? Every Everett, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Everett, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,364 $2,332 $2,191 $2,300 $8,724 $10,129 $2,506 $2,598
American Family $2,251 $2,251 $2,057 $2,057 $8,620 $11,730 $2,251 $2,999
Farmers $2,635 $2,706 $2,411 $2,746 $6,116 $6,579 $3,328 $3,439
GEICO $1,869 $1,901 $1,751 $1,751 $4,097 $5,332 $3,176 $2,294
Liberty Mutual $2,061 $2,250 $1,840 $2,162 $11,683 $12,843 $2,190 $2,378
Nationwide $1,541 $1,575 $1,434 $1,492 $4,246 $5,148 $1,850 $1,992
Progressive $1,755 $1,636 $1,586 $1,604 $8,990 $10,065 $2,096 $2,079
State Farm $1,833 $1,833 $1,654 $1,654 $5,377 $6,798 $2,089 $2,398
USAA $1,197 $1,179 $1,158 $1,156 $5,288 $6,233 $1,515 $1,658

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Minimum Car Insurance in Everett, WA

Every driver must carry the minimum car insurance in Everett, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Everett, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Everett, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Everett, WA. Compare credit history car insurance rates in Everett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Everett, Washington

Insurance Company Poor Fair Good
Allstate $5,119 $3,937 $3,373
American Family $5,046 $4,123 $3,662
Farmers $4,551 $3,462 $3,223
GEICO $3,299 $2,640 $2,376
Liberty Mutual $6,684 $4,118 $3,226
Nationwide $2,875 $2,251 $2,104
Progressive $4,098 $3,665 $3,417
State Farm $4,292 $2,573 $1,999
USAA $3,055 $2,241 $1,973

Cheapest Everett, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Everett, WA to rates for a clean record with top companies.

Annual Everett, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,460 $4,360 $4,862 $3,891
American Family $3,423 $4,395 $5,085 $4,204
Farmers $3,102 $3,871 $4,149 $3,858
GEICO $2,146 $2,735 $4,059 $2,146
Liberty Mutual $3,984 $5,030 $5,124 $4,565
Nationwide $1,874 $2,536 $3,182 $2,048
Progressive $3,013 $4,740 $3,514 $3,638
State Farm $2,681 $3,229 $2,955 $2,955
USAA $1,777 $2,581 $3,233 $2,102

Cheapest Everett, WA Car Insurance for Teen Drivers

Teen car insurance in Everett, WA can be expensive. Take a look at rates from the top car insurance companies in Everett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Everett, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,724 $10,129
American Family $8,620 $11,730
Farmers $6,116 $6,579
GEICO $4,097 $5,332
Liberty Mutual $11,683 $12,843
Nationwide $4,246 $5,148
Progressive $8,990 $10,065
State Farm $5,377 $6,798
USAA $5,288 $6,233

Cheapest Everett, WA Car Insurance for Seniors

Take a look at Everett, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Everett, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,300
American Family $2,057 $2,057
Farmers $2,411 $2,746
GEICO $1,751 $1,751
Liberty Mutual $1,840 $2,162
Nationwide $1,434 $1,492
Progressive $1,586 $1,604
State Farm $1,654 $1,654
USAA $1,158 $1,156

Cheapest Everett, WA Car Insurance Rates After a DUI

A DUI in Everett, WA increases car insurance rates. Compare Everett, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Everett, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,862
American Family $5,085
Farmers $4,149
GEICO $4,059
Liberty Mutual $5,124
Nationwide $3,182
Progressive $3,514
State Farm $2,955
USAA $3,233

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Cheapest Everett, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Everett, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Everett, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,143 $4,143
American Family $4,190 $4,363
Farmers $3,745 $3,745
GEICO $2,736 $2,807
Liberty Mutual $4,676 $4,676
Nationwide $2,410 $2,410
Progressive $3,726 $3,726
State Farm $2,872 $3,037
USAA $2,399 $2,447

Cheapest Everett, WA Car Insurance Rates by ZIP Code

Everett car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Everett, WA.

Annual Car Insurance Rates by ZIP Code in Everett, Washington

ZIP Code Average Annual Rates
98201 $3,477
98203 $3,429
98204 $3,485
98205 $3,381
98208 $3,388

The Best Cheap Car Insurance Companies in Everett, WA

Take a look at a side-by-side comparison of the top car insurance companies in Everett, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Everett, Washington

Insurance Company Average Annual Rates
Allstate $4,143
American Family $4,277
Farmers $3,745
GEICO $2,772
Liberty Mutual $4,676
Nationwide $2,410
Progressive $3,726
State Farm $2,955
USAA $2,423

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Category Winners: Cheapest Car Insurance in Everett, Washington

Find the cheapest car insurance companies in Everett, WA for each category right here.

Best Annual Car Insurance Rates by Company in Everett, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Everett, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Everett car insurance rates. Find the cheapest Everett, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Everett, Washington

Insurance Company Low Medium High
Allstate $3,912 $4,130 $4,387
American Family $4,031 $4,272 $4,528
Farmers $3,468 $3,746 $4,020
GEICO $2,587 $2,774 $2,954
Liberty Mutual $4,387 $4,686 $4,954
Nationwide $2,272 $2,410 $2,548
Progressive $3,347 $3,620 $4,212
State Farm $2,740 $2,969 $3,155
USAA $2,260 $2,423 $2,587

What affects car insurance rates in Everett, Washington?

What factors can have an impact on Everett, WA car insurance? There are several reasons why Everett car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Everett, Washington.

Car Theft in Everett

High levels of vehicle theft can make car insurance more expensive. Everett, WA car theft statistics from the FBI indicate 956 vehicle thefts a year.

Commute Time in Everett

The more time you spend in your car the higher the risk of an accident. The average commute length in Everett, WA is 28.9 minutes according to City-Data.

Traffic in Everett

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Everett, WA traffic data from INRIX ranks Everett as the 454th-most congested in the world.

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Compare Car Insurance Quotes in Everett, WA

Ready to find affordable Everett, Washington car insurance today? Enter your ZIP code for fast, free Everett, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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