Compare Exeter, MO Car Insurance Rates (2021)

Car insurance in Exeter, MO averages $272 a month. Exeter, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Exeter car insurance rates, compare quotes from the top car insurance companies in Exeter, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Exeter, MO are $3,258/year
  • Average car insurance rates in Exeter, MO after a DUI are $3,816/year
  • The cheapest car insurance company in Exeter for teen drivers is Nationwide

If you need to buy Exeter, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Exeter, MO is right here.

You’ll find Exeter car insurance rates, the cheapest Exeter, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Exeter, Missouri car insurance rates to Blue Springs car insurance rates, Columbia car insurance rates, and Independence car insurance rates.

Ready to find affordable Exeter, MO car insurance today? Enter your ZIP code for fast, free Exeter car insurance quotes.

Cheapest Exeter, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Exeter, MO car insurance rates? Every Exeter, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Exeter, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,178 $2,178 $1,940 $1,940 $5,940 $7,727 $2,178 $2,548
Farmers $2,315 $2,310 $2,064 $2,186 $9,674 $10,026 $2,652 $2,782
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,477 $2,684 $2,042 $2,288 $8,481 $9,414 $2,611 $2,786
Nationwide $1,419 $1,448 $1,273 $1,345 $3,650 $4,661 $1,624 $1,752
Progressive $1,939 $1,786 $1,586 $1,635 $6,602 $7,412 $2,364 $2,432
State Farm $1,707 $1,707 $1,529 $1,529 $4,971 $6,245 $1,921 $2,207
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

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Minimum Car Insurance in Exeter, MO

Every driver must carry the minimum car insurance in Exeter, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Exeter, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Exeter, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Exeter, MO. Compare credit history car insurance rates in Exeter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Exeter, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,349 $3,060 $2,577
Farmers $4,855 $4,049 $3,850
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,878 $3,588 $2,827
Nationwide $2,531 $2,092 $1,817
Progressive $3,724 $3,087 $2,848
State Farm $3,755 $2,434 $1,992
USAA $4,495 $2,106 $1,513

Cheapest Exeter, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Exeter, MO to rates for a clean record with top companies.

Annual Exeter, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,500 $3,591 $4,375 $2,849
Farmers $3,669 $4,574 $4,472 $4,288
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $2,981 $4,271 $4,406 $4,734
Nationwide $1,682 $2,165 $2,896 $1,843
Progressive $2,756 $3,771 $3,081 $3,271
State Farm $2,503 $2,951 $2,727 $2,727
USAA $2,150 $2,630 $3,681 $2,356

Cheapest Exeter, MO Car Insurance for Teen Drivers

Teen car insurance in Exeter, MO can be expensive. Take a look at rates from the top car insurance companies in Exeter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Exeter, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,940 $7,727
Farmers $9,674 $10,026
GEICO $5,812 $6,176
Liberty Mutual $8,481 $9,414
Nationwide $3,650 $4,661
Progressive $6,602 $7,412
State Farm $4,971 $6,245
USAA $4,991 $6,094

Cheapest Exeter, MO Car Insurance for Seniors

Take a look at Exeter, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Exeter, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,940 $1,940
Farmers $2,064 $2,186
GEICO $1,421 $1,831
Liberty Mutual $2,042 $2,288
Nationwide $1,273 $1,345
Progressive $1,586 $1,635
State Farm $1,529 $1,529
USAA $1,481 $1,502

Cheapest Exeter, MO Car Insurance Rates After a DUI

A DUI in Exeter, MO increases car insurance rates. Compare Exeter, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Exeter, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,375
Farmers $4,472
GEICO $3,862
Liberty Mutual $4,406
Nationwide $2,896
Progressive $3,081
State Farm $2,727
USAA $3,681

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Cheapest Exeter, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Exeter, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Exeter, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,296 $3,362
Farmers $4,251 $4,251
GEICO $2,760 $2,866
Liberty Mutual $4,098 $4,098
Nationwide $2,147 $2,147
Progressive $3,220 $3,220
State Farm $2,662 $2,792
USAA $2,607 $2,802

The Best Cheap Car Insurance Companies in Exeter, MO

Take a look at a side-by-side comparison of the top car insurance companies in Exeter, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Exeter, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,329
Farmers $4,251
GEICO $2,813
Liberty Mutual $4,098
Nationwide $2,147
Progressive $3,220
State Farm $2,727
USAA $2,704

Category Winners: Cheapest Car Insurance in Exeter, Missouri

Find the cheapest car insurance companies in Exeter, MO for each category right here.

Best Annual Car Insurance Rates by Company in Exeter, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Exeter, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Exeter car insurance rates. Find the cheapest Exeter, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Exeter, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,230 $3,434 $3,323
Farmers $3,978 $4,208 $4,568
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,874 $4,118 $4,302
Nationwide $2,021 $2,166 $2,253
Progressive $2,885 $3,225 $3,548
State Farm $2,566 $2,734 $2,880
USAA $2,581 $2,694 $2,838

What affects car insurance rates in Exeter, Missouri?

What factors can have an impact on Exeter, MO car insurance? There are several reasons why Exeter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Exeter, Missouri.

Commute Time in Exeter

The more time you spend in your car the higher the risk of an accident. The average commute length in Exeter, MO is 19.0 minutes according to City-Data.

Traffic in Exeter

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Exeter, MO traffic data from INRIX ranks Exeter as the 270th-most congested in the world.

Compare Car Insurance Quotes in Exeter, MO

Ready to find affordable Exeter, Missouri car insurance today? Enter your ZIP code for fast, free Exeter, MO car insurance quotes.

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