Compare Exeter, RI Car Insurance Rates (2021)

Car insurance in Exeter, RI averages $383 a month. Exeter, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Exeter car insurance rates, compare quotes from the top car insurance companies in Exeter, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Exeter is State Farm
  • The cheapest car insurance company in Exeter for teen drivers is State Farm
  • Average car insurance rates in Exeter, RI are $4,601/year

If you need to buy Exeter, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Exeter, RI is right here.

You’ll find Exeter car insurance rates, the cheapest Exeter, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Exeter, Rhode Island car insurance rates to Glendale car insurance rates, Warren car insurance rates, and West Greenwich car insurance rates.

Ready to find affordable Exeter, RI car insurance today? Enter your ZIP code for fast, free Exeter car insurance quotes.

Cheapest Exeter, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Exeter, RI car insurance rates? Every Exeter, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Exeter, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,855 $3,783 $3,830 $3,998 $6,742 $7,950 $4,036 $4,157
GEICO $2,730 $2,798 $2,798 $2,737 $8,421 $11,023 $2,823 $2,947
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,865 $2,910 $2,518 $2,670 $7,512 $9,665 $3,408 $3,702
Progressive $2,668 $2,531 $2,450 $2,435 $11,996 $13,498 $3,263 $3,328
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,469 $1,486 $1,496 $1,485 $14,794 $23,231 $1,510 $1,678
USAA $1,960 $1,935 $1,879 $1,839 $9,113 $10,408 $2,674 $2,802

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Minimum Car Insurance in Exeter, RI

Every driver must carry the minimum car insurance in Exeter, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Exeter, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Exeter, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Exeter, RI. Compare credit history car insurance rates in Exeter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Exeter, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,999 $4,622 $3,761
GEICO $5,085 $4,407 $4,112
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $5,112 $4,209 $3,898
Progressive $5,899 $5,136 $4,780
State Farm $2,799 $1,893 $1,562
Travelers $6,186 $5,760 $5,735
USAA $6,042 $3,439 $2,748

Cheapest Exeter, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Exeter, RI to rates for a clean record with top companies.

Annual Exeter, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,088 $4,884 $5,587 $4,617
GEICO $2,937 $3,865 $7,648 $3,688
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $4,073 $4,478 $4,852 $4,222
Progressive $4,299 $6,830 $4,829 $5,127
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $5,279 $5,458 $6,824 $6,013
USAA $2,961 $4,024 $6,178 $3,143

Cheapest Exeter, RI Car Insurance for Teen Drivers

Teen car insurance in Exeter, RI can be expensive. Take a look at rates from the top car insurance companies in Exeter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Exeter, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,950
GEICO $8,421 $11,023
Liberty Mutual $8,914 $13,893
Nationwide $7,512 $9,665
Progressive $11,996 $13,498
State Farm $3,641 $4,851
Travelers $14,794 $23,231
USAA $9,113 $10,408

Cheapest Exeter, RI Car Insurance for Seniors

Take a look at Exeter, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Exeter, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,830 $3,998
GEICO $2,798 $2,737
Liberty Mutual $3,530 $3,530
Nationwide $2,518 $2,670
Progressive $2,450 $2,435
State Farm $1,171 $1,171
Travelers $1,496 $1,485
USAA $1,879 $1,839

Cheapest Exeter, RI Car Insurance Rates After a DUI

A DUI in Exeter, RI increases car insurance rates. Compare Exeter, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Exeter, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,587
GEICO $7,648
Liberty Mutual $6,231
Nationwide $4,852
Progressive $4,829
State Farm $1,933
Travelers $6,824
USAA $6,178

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Cheapest Exeter, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Exeter, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Exeter, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,760 $4,828
GEICO $4,443 $4,627
Liberty Mutual $5,564 $5,935
Nationwide $4,406 $4,406
Progressive $5,271 $5,271
State Farm $2,022 $2,147
Travelers $5,894 $5,894
USAA $4,038 $4,115

The Best Cheap Car Insurance Companies in Exeter, RI

Take a look at a side-by-side comparison of the top car insurance companies in Exeter, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Exeter, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,794
GEICO $4,535
Liberty Mutual $5,750
Nationwide $4,406
Progressive $5,271
State Farm $2,085
Travelers $5,894
USAA $4,076

Category Winners: Cheapest Car Insurance in Exeter, Rhode Island

Find the cheapest car insurance companies in Exeter, RI for each category right here.

Best Annual Car Insurance Rates by Company in Exeter, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Exeter, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Exeter car insurance rates. Find the cheapest Exeter, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Exeter, Rhode Island

Insurance Company Low Medium High
Allstate $4,564 $4,783 $5,035
GEICO $4,323 $4,523 $4,758
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $4,548 $4,437 $4,233
Progressive $4,962 $5,239 $5,613
State Farm $1,975 $2,081 $2,198
Travelers $5,998 $6,001 $5,682
USAA $3,890 $4,080 $4,259

What affects car insurance rates in Exeter, Rhode Island?

What factors can have an impact on Exeter, RI car insurance? There are several reasons why Exeter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Exeter, Rhode Island.

Traffic in Exeter

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Exeter, RI traffic data from INRIX ranks Exeter as the 270th-most congested in the world.

Compare Car Insurance Quotes in Exeter, RI

Ready to find affordable Exeter, Rhode Island car insurance today? Enter your ZIP code for fast, free Exeter, RI car insurance quotes.

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