Compare Fair Haven, MI Car Insurance Rates (2021)

Car insurance in Fair Haven, MI averages $938 a month. Fair Haven, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Fair Haven car insurance rates, compare quotes from the top car insurance companies in Fair Haven, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fair Haven, MI are $11,250/year
  • The cheapest car insurance company in Fair Haven is USAA
  • Average car insurance rates in Fair Haven, MI after a DUI are $18,701/year

If you need to buy Fair Haven, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Fair Haven, MI is right here.

You’ll find Fair Haven car insurance rates, the cheapest Fair Haven, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Fair Haven, Michigan car insurance rates to Warren car insurance rates, Dearborn car insurance rates, and Lansing car insurance rates.

Ready to find affordable Fair Haven, MI car insurance today? Enter your ZIP code for fast, free Fair Haven car insurance quotes.

Cheapest Fair Haven, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fair Haven, MI car insurance rates? Every Fair Haven, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fair Haven, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,755 $17,755 $16,399 $16,399 $45,889 $45,889 $18,738 $18,738
Farmers $4,849 $4,849 $4,523 $4,523 $10,536 $10,536 $5,446 $5,446
GEICO $4,625 $4,625 $4,719 $4,719 $12,545 $12,545 $4,407 $4,407
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,224 $5,224 $4,643 $4,643 $14,083 $14,083 $5,749 $5,749
Progressive $3,872 $3,547 $3,412 $3,864 $14,418 $15,234 $4,508 $4,068
State Farm $8,943 $8,943 $8,345 $8,345 $31,959 $31,959 $10,512 $10,512
Travelers $5,580 $5,580 $4,791 $4,791 $16,837 $16,837 $6,061 $6,061
USAA $2,720 $2,573 $2,558 $2,411 $6,739 $6,402 $3,321 $3,181

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Minimum Car Insurance in Fair Haven, MI

Every driver must carry the minimum car insurance in Fair Haven, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Fair Haven, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fair Haven, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fair Haven, MI. Compare credit history car insurance rates in Fair Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fair Haven, Michigan

Insurance Company Poor Fair Good
Allstate $37,285 $20,728 $16,073
Farmers $8,421 $5,512 $5,081
GEICO $8,461 $6,212 $5,049
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,331 $7,009 $5,934
Progressive $7,662 $6,427 $5,757
State Farm $24,276 $12,248 $8,295
Travelers $8,523 $8,267 $8,163
USAA $5,600 $3,189 $2,425

Cheapest Fair Haven, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fair Haven, MI to rates for a clean record with top companies.

Annual Fair Haven, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,936 $15,903 $54,136 $16,806
Farmers $5,331 $6,779 $6,698 $6,546
GEICO $2,310 $4,889 $14,830 $4,267
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,329 $8,525 $7,704 $7,141
Progressive $5,562 $7,404 $6,631 $6,865
State Farm $9,389 $11,320 $24,834 $14,216
Travelers $5,616 $8,033 $12,980 $6,641
USAA $3,004 $3,756 $4,918 $3,275

Cheapest Fair Haven, MI Car Insurance for Teen Drivers

Teen car insurance in Fair Haven, MI can be expensive. Take a look at rates from the top car insurance companies in Fair Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fair Haven, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $45,889 $45,889
Farmers $10,536 $10,536
GEICO $12,545 $12,545
Liberty Mutual $39,803 $39,803
Nationwide $14,083 $14,083
Progressive $14,418 $15,234
State Farm $31,959 $31,959
Travelers $16,837 $16,837
USAA $6,739 $6,402

Cheapest Fair Haven, MI Car Insurance for Seniors

Take a look at Fair Haven, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fair Haven, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,399 $16,399
Farmers $4,523 $4,523
GEICO $4,719 $4,719
Liberty Mutual $16,769 $16,769
Nationwide $4,643 $4,643
Progressive $3,412 $3,864
State Farm $8,345 $8,345
Travelers $4,791 $4,791
USAA $2,558 $2,411

Cheapest Fair Haven, MI Car Insurance Rates After a DUI

A DUI in Fair Haven, MI increases car insurance rates. Compare Fair Haven, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fair Haven, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $54,136
Farmers $6,698
GEICO $14,830
Liberty Mutual $35,578
Nationwide $7,704
Progressive $6,631
State Farm $24,834
Travelers $12,980
USAA $4,918

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Cheapest Fair Haven, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fair Haven, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fair Haven, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,695 $24,695
Farmers $6,338 $6,338
GEICO $6,423 $6,725
Liberty Mutual $21,834 $23,389
Nationwide $7,425 $7,425
Progressive $6,615 $6,615
State Farm $14,522 $15,357
Travelers $8,270 $8,365
USAA $3,695 $3,781

The Best Cheap Car Insurance Companies in Fair Haven, MI

Take a look at a side-by-side comparison of the top car insurance companies in Fair Haven, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fair Haven, Michigan

Insurance Company Average Annual Rates
Allstate $24,695
Farmers $6,338
GEICO $6,574
Liberty Mutual $22,611
Nationwide $7,425
Progressive $6,615
State Farm $14,940
Travelers $8,317
USAA $3,738

Category Winners: Cheapest Car Insurance in Fair Haven, Michigan

Find the cheapest car insurance companies in Fair Haven, MI for each category right here.

Best Annual Car Insurance Rates by Company in Fair Haven, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fair Haven, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fair Haven car insurance rates. Find the cheapest Fair Haven, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fair Haven, Michigan

Insurance Company Low Medium High
Allstate $24,067 $24,751 $25,267
Farmers $6,200 $6,326 $6,489
GEICO $6,153 $6,516 $7,052
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,722 $7,312 $7,240
Progressive $6,405 $6,623 $6,818
State Farm $14,113 $15,042 $15,665
Travelers $8,230 $8,325 $8,397
USAA $3,631 $3,747 $3,837

Compare Car Insurance Quotes in Fair Haven, MI

Ready to find affordable Fair Haven, Michigan car insurance today? Enter your ZIP code for fast, free Fair Haven, MI car insurance quotes.

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