Compare Fair Lakes, VA Car Insurance Rates (2021)

Car insurance in Fair Lakes, VA averages $223 a month. Fair Lakes, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fair Lakes car insurance rates, compare quotes from the top car insurance companies in Fair Lakes, VA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fair Lakes is GEICO
  • Average car insurance rates in Fair Lakes, VA are $2,681/year
  • Average car insurance rates in Fair Lakes, VA after a DUI are $3,163/year

If you need to buy Fair Lakes, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Fair Lakes, VA is right here.

You’ll find Fair Lakes car insurance rates, the cheapest Fair Lakes, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Fair Lakes, Virginia car insurance rates to Roanoke car insurance rates, Chesapeake car insurance rates, and Richmond car insurance rates.

Ready to find affordable Fair Lakes, VA car insurance today? Enter your ZIP code for fast, free Fair Lakes car insurance quotes.

Cheapest Fair Lakes, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fair Lakes, VA car insurance rates? Every Fair Lakes, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fair Lakes, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,442 $2,296 $2,422 $2,422 $7,809 $8,922 $3,168 $3,154
GEICO $1,476 $1,462 $1,403 $1,403 $3,276 $4,362 $1,720 $1,685
Nationwide $1,718 $1,724 $1,520 $1,558 $4,253 $5,471 $1,904 $2,068
Progressive $1,325 $1,247 $1,207 $1,207 $6,355 $7,110 $1,601 $1,622
State Farm $1,525 $1,525 $1,396 $1,396 $4,858 $6,094 $1,731 $1,988
USAA $1,245 $1,221 $1,177 $1,174 $3,977 $4,714 $1,598 $1,750

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fair Lakes, VA

Every driver must carry the minimum car insurance in Fair Lakes, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Fair Lakes, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fair Lakes, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fair Lakes, VA. Compare credit history car insurance rates in Fair Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fair Lakes, Virginia

Insurance Company Poor Fair Good
Allstate $4,949 $3,996 $3,293
GEICO $2,331 $1,982 $1,982
Nationwide $2,991 $2,405 $2,184
Progressive $3,000 $2,647 $2,481
State Farm $3,648 $2,260 $1,784
USAA $2,813 $1,921 $1,587

Cheapest Fair Lakes, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fair Lakes, VA to rates for a clean record with top companies.

Annual Fair Lakes, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,009 $4,890 $4,501 $3,917
GEICO $1,601 $2,069 $3,123 $1,601
Nationwide $2,194 $2,194 $3,228 $2,493
Progressive $2,296 $3,094 $2,763 $2,684
State Farm $2,325 $2,803 $2,564 $2,564
USAA $1,626 $2,123 $2,800 $1,879

Cheapest Fair Lakes, VA Car Insurance for Teen Drivers

Teen car insurance in Fair Lakes, VA can be expensive. Take a look at rates from the top car insurance companies in Fair Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fair Lakes, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,809 $8,922
GEICO $3,276 $4,362
Nationwide $4,253 $5,471
Progressive $6,355 $7,110
State Farm $4,858 $6,094
USAA $3,977 $4,714

Cheapest Fair Lakes, VA Car Insurance for Seniors

Take a look at Fair Lakes, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fair Lakes, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,422 $2,422
GEICO $1,403 $1,403
Nationwide $1,520 $1,558
Progressive $1,207 $1,207
State Farm $1,396 $1,396
USAA $1,177 $1,174

Cheapest Fair Lakes, VA Car Insurance Rates After a DUI

A DUI in Fair Lakes, VA increases car insurance rates. Compare Fair Lakes, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fair Lakes, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,501
GEICO $3,123
Nationwide $3,228
Progressive $2,763
State Farm $2,564
USAA $2,800

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fair Lakes, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fair Lakes, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fair Lakes, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,952 $4,207
GEICO $2,060 $2,137
Nationwide $2,527 $2,527
Progressive $2,709 $2,709
State Farm $2,498 $2,630
USAA $2,029 $2,185

The Best Cheap Car Insurance Companies in Fair Lakes, VA

Take a look at a side-by-side comparison of the top car insurance companies in Fair Lakes, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fair Lakes, Virginia

Insurance Company Average Annual Rates
Allstate $4,079
GEICO $2,098
Nationwide $2,527
Progressive $2,709
State Farm $2,564
USAA $2,107

Category Winners: Cheapest Car Insurance in Fair Lakes, Virginia

Find the cheapest car insurance companies in Fair Lakes, VA for each category right here.

Best Annual Car Insurance Rates by Company in Fair Lakes, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fair Lakes, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fair Lakes car insurance rates. Find the cheapest Fair Lakes, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fair Lakes, Virginia

Insurance Company Low Medium High
Allstate $3,961 $4,080 $4,197
GEICO $2,016 $2,097 $2,182
Nationwide $2,665 $2,503 $2,413
Progressive $2,586 $2,680 $2,861
State Farm $2,384 $2,562 $2,747
USAA $2,021 $2,112 $2,189

What affects car insurance rates in Fair Lakes, Virginia?

What factors can have an impact on Fair Lakes, VA car insurance? There are several reasons why Fair Lakes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fair Lakes, Virginia.

Commute Time in Fair Lakes

The more time you spend in your car the higher the risk of an accident. The average commute length in Fair Lakes, VA is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fair Lakes, VA

Ready to find affordable Fair Lakes, Virginia car insurance today? Enter your ZIP code for fast, free Fair Lakes, VA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption