Compare Fair Lawn, NJ Car Insurance Rates (2021)

Car insurance in Fair Lawn, NJ averages $524 a month. Fair Lawn, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fair Lawn car insurance rates, compare quotes from the top car insurance companies in Fair Lawn, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fair Lawn is GEICO
  • Average car insurance rates in Fair Lawn, NJ are $6,289/year
  • Average car insurance rates in Fair Lawn, NJ after a DUI are $7,636/year

If you need to buy Fair Lawn, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Fair Lawn, NJ is right here.

You’ll find Fair Lawn car insurance rates, the cheapest Fair Lawn, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Fair Lawn, New Jersey car insurance rates to Camden car insurance rates, Trenton car insurance rates, and Clifton car insurance rates.

Ready to find affordable Fair Lawn, NJ car insurance today? Enter your ZIP code for fast, free Fair Lawn car insurance quotes.

Cheapest Fair Lawn, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fair Lawn, NJ car insurance rates? Every Fair Lawn, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fair Lawn, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,535 $3,457 $3,457 $11,192 $13,576 $4,192 $4,283
Farmers $5,584 $5,623 $5,446 $5,292 $16,058 $18,396 $6,602 $6,623
GEICO $2,589 $2,558 $2,546 $2,546 $4,780 $4,703 $3,004 $2,884
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $2,312 $2,120 $2,082 $2,167 $10,402 $11,195 $2,726 $2,532
State Farm $6,360 $6,360 $5,773 $5,773 $21,202 $27,218 $7,276 $8,127
Travelers $3,502 $3,384 $3,246 $3,267 $7,910 $8,911 $3,389 $3,347

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Minimum Car Insurance in Fair Lawn, NJ

Every driver must carry the minimum car insurance in Fair Lawn, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Fair Lawn, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fair Lawn, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fair Lawn, NJ. Compare credit history car insurance rates in Fair Lawn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fair Lawn, New Jersey

Insurance Company Poor Fair Good
Allstate $8,248 $5,305 $4,164
Farmers $10,439 $8,071 $7,599
GEICO $4,837 $2,768 $1,998
Liberty Mutual $7,770 $5,768 $4,874
Progressive $5,003 $4,338 $3,984
State Farm $15,975 $9,597 $7,461
Travelers $6,234 $4,544 $3,081

Cheapest Fair Lawn, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fair Lawn, NJ to rates for a clean record with top companies.

Annual Fair Lawn, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $7,370 $6,454 $5,382
Farmers $6,754 $11,428 $9,367 $7,263
GEICO $2,484 $3,274 $4,563 $2,484
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,774 $5,174 $4,375 $4,444
State Farm $5,941 $10,897 $17,564 $9,643
Travelers $3,542 $5,290 $5,109 $4,538

Cheapest Fair Lawn, NJ Car Insurance for Teen Drivers

Teen car insurance in Fair Lawn, NJ can be expensive. Take a look at rates from the top car insurance companies in Fair Lawn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fair Lawn, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $13,576
Farmers $16,058 $18,396
GEICO $4,780 $4,703
Liberty Mutual $10,540 $11,967
Progressive $10,402 $11,195
State Farm $21,202 $27,218
Travelers $7,910 $8,911

Cheapest Fair Lawn, NJ Car Insurance for Seniors

Take a look at Fair Lawn, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fair Lawn, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,457 $3,457
Farmers $5,446 $5,292
GEICO $2,546 $2,546
Liberty Mutual $4,454 $4,454
Progressive $2,082 $2,167
State Farm $5,773 $5,773
Travelers $3,246 $3,267

Cheapest Fair Lawn, NJ Car Insurance Rates After a DUI

A DUI in Fair Lawn, NJ increases car insurance rates. Compare Fair Lawn, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fair Lawn, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,454
Farmers $9,367
GEICO $4,563
Liberty Mutual $6,019
Progressive $4,375
State Farm $17,564
Travelers $5,109

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Cheapest Fair Lawn, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fair Lawn, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fair Lawn, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,894 $5,917
Farmers $8,703 $8,703
GEICO $3,173 $3,229
Liberty Mutual $6,078 $6,197
Progressive $4,442 $4,442
State Farm $10,716 $11,306
Travelers $4,620 $4,620

The Best Cheap Car Insurance Companies in Fair Lawn, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Fair Lawn, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fair Lawn, New Jersey

Insurance Company Average Annual Rates
Allstate $5,905
Farmers $8,703
GEICO $3,201
Liberty Mutual $6,138
Progressive $4,442
State Farm $11,011
Travelers $4,620

Category Winners: Cheapest Car Insurance in Fair Lawn, New Jersey

Find the cheapest car insurance companies in Fair Lawn, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Fair Lawn, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Fair Lawn, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fair Lawn car insurance rates. Find the cheapest Fair Lawn, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fair Lawn, New Jersey

Insurance Company Low Medium High
Allstate $5,460 $5,991 $6,266
Farmers $7,787 $8,642 $9,680
GEICO $2,830 $3,270 $3,504
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,972 $4,515 $4,839
State Farm $10,146 $11,169 $11,718
Travelers $4,212 $4,619 $5,028

What affects car insurance rates in Fair Lawn, New Jersey?

What factors can have an impact on Fair Lawn, NJ car insurance? There are several reasons why Fair Lawn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fair Lawn, New Jersey.

Commute Time in Fair Lawn

The more time you spend in your car the higher the risk of an accident. The average commute length in Fair Lawn, NJ is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Fair Lawn, NJ

Ready to find affordable Fair Lawn, New Jersey car insurance today? Enter your ZIP code for fast, free Fair Lawn, NJ car insurance quotes.

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