Compare Fair Oaks, GA Car Insurance Rates (2021)

Car insurance in Fair Oaks, GA averages $463 a month. Fair Oaks, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fair Oaks car insurance rates, compare quotes from the top car insurance companies in Fair Oaks, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fair Oaks for teen drivers is GEICO
  • Average car insurance rates in Fair Oaks, GA after a DUI are $6,746/year
  • The cheapest ZIP code in Fair Oaks is 30060

If you need to buy Fair Oaks, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Fair Oaks, GA is right here.

You’ll find Fair Oaks car insurance rates, the cheapest Fair Oaks, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Fair Oaks, Georgia car insurance rates to Atlanta car insurance rates, Marietta car insurance rates, and Alpharetta car insurance rates.

Ready to find affordable Fair Oaks, GA car insurance today? Enter your ZIP code for fast, free Fair Oaks car insurance quotes.

Cheapest Fair Oaks, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fair Oaks, GA car insurance rates? Every Fair Oaks, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fair Oaks, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,458 $3,458 $3,318 $3,318 $8,176 $10,529 $3,874 $4,229
GEICO $2,047 $2,036 $1,998 $1,998 $6,426 $7,698 $2,695 $2,993
Liberty Mutual $5,977 $6,500 $4,897 $5,563 $26,209 $29,254 $6,311 $6,681
Nationwide $3,564 $3,681 $3,571 $3,911 $11,232 $14,396 $4,364 $4,722
Progressive $3,374 $3,047 $2,912 $3,089 $11,211 $12,391 $3,861 $3,990
State Farm $2,512 $2,512 $2,267 $2,267 $6,935 $9,103 $2,767 $2,994
USAA $1,850 $1,844 $1,739 $1,732 $6,870 $8,102 $2,305 $2,535

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Minimum Car Insurance in Fair Oaks, GA

Every driver must carry the minimum car insurance in Fair Oaks, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Fair Oaks, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fair Oaks, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fair Oaks, GA. Compare credit history car insurance rates in Fair Oaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fair Oaks, Georgia

Insurance Company Poor Fair Good
Allstate $6,537 $4,547 $4,052
GEICO $4,385 $3,069 $3,005
Liberty Mutual $16,333 $10,060 $7,878
Nationwide $7,329 $5,977 $5,234
Progressive $6,122 $5,359 $4,972
State Farm $5,561 $3,459 $2,738
USAA $4,372 $3,095 $2,649

Cheapest Fair Oaks, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fair Oaks, GA to rates for a clean record with top companies.

Annual Fair Oaks, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $6,447 $5,245 $4,356
GEICO $2,365 $2,946 $6,001 $2,633
Liberty Mutual $8,665 $11,866 $13,627 $11,537
Nationwide $4,773 $5,599 $8,572 $5,776
Progressive $4,222 $7,692 $5,096 $4,927
State Farm $3,554 $4,285 $3,919 $3,919
USAA $2,576 $3,277 $4,758 $2,877

Cheapest Fair Oaks, GA Car Insurance for Teen Drivers

Teen car insurance in Fair Oaks, GA can be expensive. Take a look at rates from the top car insurance companies in Fair Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fair Oaks, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,176 $10,529
GEICO $6,426 $7,698
Liberty Mutual $26,209 $29,254
Nationwide $11,232 $14,396
Progressive $11,211 $12,391
State Farm $6,935 $9,103
USAA $6,870 $8,102

Cheapest Fair Oaks, GA Car Insurance for Seniors

Take a look at Fair Oaks, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fair Oaks, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,318 $3,318
GEICO $1,998 $1,998
Liberty Mutual $4,897 $5,563
Nationwide $3,571 $3,911
Progressive $2,912 $3,089
State Farm $2,267 $2,267
USAA $1,739 $1,732

Cheapest Fair Oaks, GA Car Insurance Rates After a DUI

A DUI in Fair Oaks, GA increases car insurance rates. Compare Fair Oaks, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fair Oaks, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,245
GEICO $6,001
Liberty Mutual $13,627
Nationwide $8,572
Progressive $5,096
State Farm $3,919
USAA $4,758

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Cheapest Fair Oaks, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fair Oaks, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fair Oaks, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,930 $5,161
GEICO $3,429 $3,544
Liberty Mutual $11,424 $11,424
Nationwide $6,180 $6,180
Progressive $5,484 $5,484
State Farm $3,919 $3,919
USAA $3,218 $3,526

Cheapest Fair Oaks, GA Car Insurance Rates by ZIP Code

Fair Oaks car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fair Oaks, GA.

Annual Car Insurance Rates by ZIP Code in Fair Oaks, Georgia

ZIP Code Average Annual Rates
30060 $5,299
30080 $5,542

The Best Cheap Car Insurance Companies in Fair Oaks, GA

Take a look at a side-by-side comparison of the top car insurance companies in Fair Oaks, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fair Oaks, Georgia

Insurance Company Average Annual Rates
Allstate $5,045
GEICO $3,486
Liberty Mutual $11,424
Nationwide $6,180
Progressive $5,484
State Farm $3,919
USAA $3,372

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Category Winners: Cheapest Car Insurance in Fair Oaks, Georgia

Find the cheapest car insurance companies in Fair Oaks, GA for each category right here.

Best Annual Car Insurance Rates by Company in Fair Oaks, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Fair Oaks, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fair Oaks car insurance rates. Find the cheapest Fair Oaks, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fair Oaks, Georgia

Insurance Company Low Medium High
Allstate $4,658 $5,098 $5,379
GEICO $3,208 $3,507 $3,744
Liberty Mutual $10,920 $11,354 $11,998
Nationwide $5,929 $6,307 $6,305
Progressive $4,902 $5,373 $6,179
State Farm $3,644 $3,925 $4,189
USAA $3,212 $3,355 $3,549

What affects car insurance rates in Fair Oaks, Georgia?

What factors can have an impact on Fair Oaks, GA car insurance? There are several reasons why Fair Oaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fair Oaks, Georgia.

Commute Time in Fair Oaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Fair Oaks, GA is 31.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Fair Oaks, GA

Ready to find affordable Fair Oaks, Georgia car insurance today? Enter your ZIP code for fast, free Fair Oaks, GA car insurance quotes.

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