Compare Fair Oaks, IN Car Insurance Rates (2021)

Car insurance in Fair Oaks, IN averages $290 a month. Fair Oaks, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fair Oaks car insurance rates, compare quotes from the top car insurance companies in Fair Oaks, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fair Oaks is USAA
  • Average car insurance rates in Fair Oaks, IN are $3,477/year
  • The cheapest car insurance company in Fair Oaks for teen drivers is USAA

If you need to buy Fair Oaks, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Fair Oaks, IN is right here.

You’ll find Fair Oaks car insurance rates, the cheapest Fair Oaks, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Fair Oaks, Indiana car insurance rates to Indianapolis car insurance rates, Fishers car insurance rates, and Evansville car insurance rates.

Ready to find affordable Fair Oaks, IN car insurance today? Enter your ZIP code for fast, free Fair Oaks car insurance quotes.

Cheapest Fair Oaks, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fair Oaks, IN car insurance rates? Every Fair Oaks, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fair Oaks, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,633 $2,702 $2,304 $2,522 $8,032 $10,112 $2,690 $2,925
American Family $2,637 $2,637 $2,368 $2,368 $7,297 $10,568 $2,637 $3,239
Farmers $1,691 $1,666 $1,445 $1,625 $9,184 $9,797 $2,233 $2,412
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,790 $1,695 $1,623 $1,632 $10,599 $11,947 $2,249 $2,294
State Farm $1,592 $1,592 $1,414 $1,414 $4,794 $6,142 $1,759 $1,962
Travelers $1,113 $1,133 $1,040 $1,043 $6,894 $10,990 $1,174 $1,356
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

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Minimum Car Insurance in Fair Oaks, IN

Every driver must carry the minimum car insurance in Fair Oaks, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Fair Oaks, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fair Oaks, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fair Oaks, IN. Compare credit history car insurance rates in Fair Oaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fair Oaks, Indiana

Insurance Company Poor Fair Good
Allstate $5,269 $3,906 $3,546
American Family $5,778 $3,746 $3,133
Farmers $4,383 $3,574 $3,313
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,661 $4,130 $3,895
State Farm $3,765 $2,245 $1,740
Travelers $3,442 $2,919 $2,918
USAA $2,184 $1,441 $1,235

Cheapest Fair Oaks, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fair Oaks, IN to rates for a clean record with top companies.

Annual Fair Oaks, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,968 $4,582 $4,027
American Family $2,909 $4,621 $5,879 $3,467
Farmers $3,363 $3,914 $4,038 $3,712
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $3,153 $5,584 $3,769 $4,409
State Farm $2,523 $2,764 $2,523 $2,523
Travelers $2,631 $3,244 $3,674 $2,823
USAA $1,225 $1,741 $1,996 $1,518

Cheapest Fair Oaks, IN Car Insurance for Teen Drivers

Teen car insurance in Fair Oaks, IN can be expensive. Take a look at rates from the top car insurance companies in Fair Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fair Oaks, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,032 $10,112
American Family $7,297 $10,568
Farmers $9,184 $9,797
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $10,599 $11,947
State Farm $4,794 $6,142
Travelers $6,894 $10,990
USAA $2,858 $3,203

Cheapest Fair Oaks, IN Car Insurance for Seniors

Take a look at Fair Oaks, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fair Oaks, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,304 $2,522
American Family $2,368 $2,368
Farmers $1,445 $1,625
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,623 $1,632
State Farm $1,414 $1,414
Travelers $1,040 $1,043
USAA $961 $972

Cheapest Fair Oaks, IN Car Insurance Rates After a DUI

A DUI in Fair Oaks, IN increases car insurance rates. Compare Fair Oaks, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fair Oaks, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,582
American Family $5,879
Farmers $4,038
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,769
State Farm $2,523
Travelers $3,674
USAA $1,996

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Cheapest Fair Oaks, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fair Oaks, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fair Oaks, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,240 $4,240
American Family $4,168 $4,270
Farmers $3,757 $3,757
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $4,229 $4,229
State Farm $2,511 $2,656
Travelers $3,093 $3,093
USAA $1,599 $1,642

The Best Cheap Car Insurance Companies in Fair Oaks, IN

Take a look at a side-by-side comparison of the top car insurance companies in Fair Oaks, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fair Oaks, Indiana

Insurance Company Average Annual Rates
Allstate $4,240
American Family $4,219
Farmers $3,757
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $4,229
State Farm $2,583
Travelers $3,093
USAA $1,620

Category Winners: Cheapest Car Insurance in Fair Oaks, Indiana

Find the cheapest car insurance companies in Fair Oaks, IN for each category right here.

Best Annual Car Insurance Rates by Company in Fair Oaks, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fair Oaks, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fair Oaks car insurance rates. Find the cheapest Fair Oaks, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fair Oaks, Indiana

Insurance Company Low Medium High
Allstate $4,043 $4,225 $4,454
American Family $4,175 $4,358 $4,124
Farmers $3,615 $3,749 $3,906
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,961 $4,153 $4,572
State Farm $2,470 $2,583 $2,697
Travelers $3,014 $3,122 $3,143
USAA $1,563 $1,616 $1,682

Compare Car Insurance Quotes in Fair Oaks, IN

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Average Monthly Car Insurance Rates by State