Compare Fair Oaks, VA Car Insurance Rates (2021)

Car insurance in Fair Oaks, VA averages $219 a month. Fair Oaks, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fair Oaks car insurance rates, compare quotes from the top car insurance companies in Fair Oaks, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fair Oaks for teen drivers is GEICO
  • Average car insurance rates in Fair Oaks, VA after a DUI are $3,086/year
  • The cheapest car insurance company in Fair Oaks is USAA

If you need to buy Fair Oaks, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Fair Oaks, VA is right here.

You’ll find Fair Oaks car insurance rates, the cheapest Fair Oaks, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Fair Oaks, Virginia car insurance rates to Roanoke car insurance rates, Portsmouth car insurance rates, and Newport News car insurance rates.

Ready to find affordable Fair Oaks, VA car insurance today? Enter your ZIP code for fast, free Fair Oaks car insurance quotes.

Cheapest Fair Oaks, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fair Oaks, VA car insurance rates? Every Fair Oaks, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fair Oaks, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,443 $2,296 $2,423 $2,423 $7,874 $9,003 $3,178 $3,163
GEICO $1,418 $1,404 $1,346 $1,346 $3,149 $4,202 $1,653 $1,620
Nationwide $1,588 $1,593 $1,408 $1,442 $3,907 $5,016 $1,758 $1,906
Progressive $1,307 $1,231 $1,192 $1,192 $6,291 $7,040 $1,582 $1,605
State Farm $1,560 $1,560 $1,426 $1,426 $4,962 $6,220 $1,770 $2,037
USAA $1,191 $1,167 $1,128 $1,125 $3,793 $4,489 $1,524 $1,666

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Minimum Car Insurance in Fair Oaks, VA

Every driver must carry the minimum car insurance in Fair Oaks, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Fair Oaks, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fair Oaks, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fair Oaks, VA. Compare credit history car insurance rates in Fair Oaks from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fair Oaks, Virginia

Insurance Company Poor Fair Good
Allstate $4,980 $4,017 $3,304
GEICO $2,241 $1,905 $1,905
Nationwide $2,754 $2,215 $2,012
Progressive $2,966 $2,619 $2,455
State Farm $3,728 $2,309 $1,823
USAA $2,681 $1,834 $1,516

Cheapest Fair Oaks, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fair Oaks, VA to rates for a clean record with top companies.

Annual Fair Oaks, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,018 $4,918 $4,528 $3,937
GEICO $1,539 $1,989 $3,001 $1,539
Nationwide $2,023 $2,023 $2,966 $2,296
Progressive $2,269 $3,063 $2,733 $2,655
State Farm $2,376 $2,864 $2,620 $2,620
USAA $1,553 $2,028 $2,667 $1,794

Cheapest Fair Oaks, VA Car Insurance for Teen Drivers

Teen car insurance in Fair Oaks, VA can be expensive. Take a look at rates from the top car insurance companies in Fair Oaks for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fair Oaks, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,874 $9,003
GEICO $3,149 $4,202
Nationwide $3,907 $5,016
Progressive $6,291 $7,040
State Farm $4,962 $6,220
USAA $3,793 $4,489

Cheapest Fair Oaks, VA Car Insurance for Seniors

Take a look at Fair Oaks, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fair Oaks, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,423 $2,423
GEICO $1,346 $1,346
Nationwide $1,408 $1,442
Progressive $1,192 $1,192
State Farm $1,426 $1,426
USAA $1,128 $1,125

Cheapest Fair Oaks, VA Car Insurance Rates After a DUI

A DUI in Fair Oaks, VA increases car insurance rates. Compare Fair Oaks, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fair Oaks, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,528
GEICO $3,001
Nationwide $2,966
Progressive $2,733
State Farm $2,620
USAA $2,667

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Cheapest Fair Oaks, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fair Oaks, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fair Oaks, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,972 $4,229
GEICO $1,980 $2,054
Nationwide $2,327 $2,327
Progressive $2,680 $2,680
State Farm $2,554 $2,687
USAA $1,936 $2,085

The Best Cheap Car Insurance Companies in Fair Oaks, VA

Take a look at a side-by-side comparison of the top car insurance companies in Fair Oaks, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fair Oaks, Virginia

Insurance Company Average Annual Rates
Allstate $4,100
GEICO $2,017
Nationwide $2,327
Progressive $2,680
State Farm $2,620
USAA $2,010

Category Winners: Cheapest Car Insurance in Fair Oaks, Virginia

Find the cheapest car insurance companies in Fair Oaks, VA for each category right here.

Best Annual Car Insurance Rates by Company in Fair Oaks, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Fair Oaks, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fair Oaks car insurance rates. Find the cheapest Fair Oaks, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fair Oaks, Virginia

Insurance Company Low Medium High
Allstate $3,984 $4,101 $4,217
GEICO $1,941 $2,016 $2,094
Nationwide $2,451 $2,305 $2,225
Progressive $2,567 $2,654 $2,819
State Farm $2,442 $2,618 $2,801
USAA $1,926 $2,015 $2,090

What affects car insurance rates in Fair Oaks, Virginia?

What factors can have an impact on Fair Oaks, VA car insurance? There are several reasons why Fair Oaks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fair Oaks, Virginia.

Commute Time in Fair Oaks

The more time you spend in your car the higher the risk of an accident. The average commute length in Fair Oaks, VA is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Fair Oaks, VA

Ready to find affordable Fair Oaks, Virginia car insurance today? Enter your ZIP code for fast, free Fair Oaks, VA car insurance quotes.

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