Compare Fairacres, NM Car Insurance Rates (2021)

Car insurance in Fairacres, NM averages $262 a month. Fairacres, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fairacres car insurance rates, compare quotes from the top car insurance companies in Fairacres, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairacres, NM after a DUI are $3,981/year
  • Average car insurance rates in Fairacres, NM are $3,139/year
  • The cheapest car insurance company in Fairacres for teen drivers is USAA

If you need to buy Fairacres, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Fairacres, NM is right here.

You’ll find Fairacres car insurance rates, the cheapest Fairacres, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Fairacres, New Mexico car insurance rates to Las Cruces car insurance rates, Roswell car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Fairacres, NM car insurance today? Enter your ZIP code for fast, free Fairacres car insurance quotes.

Cheapest Fairacres, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairacres, NM car insurance rates? Every Fairacres, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairacres, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,307 $2,301 $2,062 $2,202 $9,523 $9,810 $2,585 $2,656
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $1,982 $2,013 $1,809 $1,893 $4,701 $5,904 $2,229 $2,381
Progressive $1,496 $1,445 $1,364 $1,366 $6,200 $6,980 $1,804 $1,859
State Farm $1,416 $1,416 $1,298 $1,298 $3,966 $4,987 $1,589 $1,742
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

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Minimum Car Insurance in Fairacres, NM

Every driver must carry the minimum car insurance in Fairacres, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Fairacres, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fairacres, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairacres, NM. Compare credit history car insurance rates in Fairacres from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairacres, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,785 $3,976 $3,781
GEICO $4,357 $3,795 $3,512
Nationwide $3,502 $2,724 $2,366
Progressive $3,080 $2,754 $2,609
State Farm $3,162 $1,944 $1,536
USAA $2,656 $1,996 $1,734

Cheapest Fairacres, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairacres, NM to rates for a clean record with top companies.

Annual Fairacres, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,537 $4,554 $4,447 $4,185
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,160 $3,006 $3,853 $2,437
Progressive $2,435 $3,330 $2,621 $2,870
State Farm $2,072 $2,261 $2,261 $2,261
USAA $1,578 $2,195 $2,905 $1,837

Cheapest Fairacres, NM Car Insurance for Teen Drivers

Teen car insurance in Fairacres, NM can be expensive. Take a look at rates from the top car insurance companies in Fairacres for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairacres, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $9,523 $9,810
GEICO $7,018 $9,580
Nationwide $4,701 $5,904
Progressive $6,200 $6,980
State Farm $3,966 $4,987
USAA $3,675 $4,144

Cheapest Fairacres, NM Car Insurance for Seniors

Take a look at Fairacres, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairacres, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,062 $2,202
GEICO $2,269 $2,269
Nationwide $1,809 $1,893
Progressive $1,364 $1,366
State Farm $1,298 $1,298
USAA $1,370 $1,363

Cheapest Fairacres, NM Car Insurance Rates After a DUI

A DUI in Fairacres, NM increases car insurance rates. Compare Fairacres, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairacres, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
Farmers $4,447
GEICO $7,283
Nationwide $3,853
Progressive $2,621
State Farm $2,261
USAA $2,905

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Cheapest Fairacres, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairacres, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairacres, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,181 $4,181
GEICO $3,828 $3,948
Nationwide $2,864 $2,864
Progressive $2,814 $2,814
State Farm $2,156 $2,272
USAA $2,065 $2,192

The Best Cheap Car Insurance Companies in Fairacres, NM

Take a look at a side-by-side comparison of the top car insurance companies in Fairacres, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairacres, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,181
GEICO $3,888
Nationwide $2,864
Progressive $2,814
State Farm $2,214
USAA $2,129

Category Winners: Cheapest Car Insurance in Fairacres, New Mexico

Find the cheapest car insurance companies in Fairacres, NM for each category right here.

Best Annual Car Insurance Rates by Company in Fairacres, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fairacres, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairacres car insurance rates. Find the cheapest Fairacres, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairacres, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,791 $4,141 $4,610
GEICO $3,606 $3,879 $4,179
Nationwide $2,799 $2,836 $2,958
Progressive $2,671 $2,815 $2,957
State Farm $1,996 $2,223 $2,423
USAA $1,967 $2,139 $2,280

What affects car insurance rates in Fairacres, New Mexico?

What factors can have an impact on Fairacres, NM car insurance? There are several reasons why Fairacres car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairacres, New Mexico.

Commute Time in Fairacres

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairacres, NM is 20.1 minutes according to City-Data.

Compare Car Insurance Quotes in Fairacres, NM

Ready to find affordable Fairacres, New Mexico car insurance today? Enter your ZIP code for fast, free Fairacres, NM car insurance quotes.

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