Compare Fairdale, KY Car Insurance Rates (2021)

Car insurance in Fairdale, KY averages $422 a month. Fairdale, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fairdale car insurance rates, compare quotes from the top car insurance companies in Fairdale, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fairdale for teen drivers is USAA
  • Average car insurance rates in Fairdale, KY after a DUI are $6,065/year
  • Average car insurance rates in Fairdale, KY are $5,061/year

If you need to buy Fairdale, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Fairdale, KY is right here.

You’ll find Fairdale car insurance rates, the cheapest Fairdale, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Fairdale, Kentucky car insurance rates to Independence car insurance rates, Nicholasville car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Fairdale, KY car insurance today? Enter your ZIP code for fast, free Fairdale car insurance quotes.

Cheapest Fairdale, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairdale, KY car insurance rates? Every Fairdale, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairdale, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,707 $3,645 $3,381 $3,609 $14,655 $16,453 $4,040 $4,231
GEICO $3,766 $3,482 $3,964 $3,591 $8,103 $9,507 $3,062 $2,623
Liberty Mutual $2,811 $3,046 $2,378 $2,667 $12,143 $13,471 $2,929 $3,037
Nationwide $3,814 $3,781 $3,444 $3,576 $8,821 $10,915 $4,362 $4,545
Progressive $2,815 $2,652 $2,560 $2,560 $14,450 $16,329 $3,488 $3,506
State Farm $1,908 $1,908 $1,691 $1,691 $5,232 $6,689 $2,123 $2,326
Travelers $2,603 $2,646 $2,578 $2,582 $13,315 $21,585 $2,733 $3,109
USAA $1,926 $1,921 $1,758 $1,775 $5,297 $5,541 $2,424 $2,644

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Minimum Car Insurance in Fairdale, KY

Every driver must carry the minimum car insurance in Fairdale, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Fairdale, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairdale, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairdale, KY. Compare credit history car insurance rates in Fairdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairdale, Kentucky

Insurance Company Poor Fair Good
Allstate $8,901 $6,148 $5,097
GEICO $7,832 $3,910 $2,546
Liberty Mutual $7,580 $4,671 $3,680
Nationwide $6,567 $5,173 $4,482
Progressive $6,719 $5,901 $5,515
State Farm $4,247 $2,575 $2,016
Travelers $7,114 $6,043 $6,025
USAA $4,292 $2,441 $1,999

Cheapest Fairdale, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairdale, KY to rates for a clean record with top companies.

Annual Fairdale, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,510 $7,273 $7,814 $6,263
GEICO $2,841 $5,050 $7,678 $3,481
Liberty Mutual $4,423 $6,823 $5,294 $4,701
Nationwide $4,279 $5,565 $7,063 $4,721
Progressive $4,985 $7,469 $5,676 $6,050
State Farm $2,721 $3,171 $2,946 $2,946
Travelers $5,566 $5,722 $8,328 $5,960
USAA $2,189 $3,095 $3,718 $2,640

Cheapest Fairdale, KY Car Insurance for Teen Drivers

Teen car insurance in Fairdale, KY can be expensive. Take a look at rates from the top car insurance companies in Fairdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairdale, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,655 $16,453
GEICO $8,103 $9,507
Liberty Mutual $12,143 $13,471
Nationwide $8,821 $10,915
Progressive $14,450 $16,329
State Farm $5,232 $6,689
Travelers $13,315 $21,585
USAA $5,297 $5,541

Cheapest Fairdale, KY Car Insurance for Seniors

Take a look at Fairdale, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairdale, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,381 $3,609
GEICO $3,964 $3,591
Liberty Mutual $2,378 $2,667
Nationwide $3,444 $3,576
Progressive $2,560 $2,560
State Farm $1,691 $1,691
Travelers $2,578 $2,582
USAA $1,758 $1,775

Cheapest Fairdale, KY Car Insurance Rates After a DUI

A DUI in Fairdale, KY increases car insurance rates. Compare Fairdale, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairdale, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,814
GEICO $7,678
Liberty Mutual $5,294
Nationwide $7,063
Progressive $5,676
State Farm $2,946
Travelers $8,328
USAA $3,718

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Cheapest Fairdale, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairdale, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairdale, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,715 $6,715
GEICO $4,718 $4,807
Liberty Mutual $5,310 $5,310
Nationwide $5,407 $5,407
Progressive $6,045 $6,045
State Farm $2,870 $3,022
Travelers $6,394 $6,394
USAA $2,801 $3,021

The Best Cheap Car Insurance Companies in Fairdale, KY

Take a look at a side-by-side comparison of the top car insurance companies in Fairdale, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairdale, Kentucky

Insurance Company Average Annual Rates
Allstate $6,715
GEICO $4,762
Liberty Mutual $5,310
Nationwide $5,407
Progressive $6,045
State Farm $2,946
Travelers $6,394
USAA $2,911

Category Winners: Cheapest Car Insurance in Fairdale, Kentucky

Find the cheapest car insurance companies in Fairdale, KY for each category right here.

Best Annual Car Insurance Rates by Company in Fairdale, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fairdale, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairdale car insurance rates. Find the cheapest Fairdale, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairdale, Kentucky

Insurance Company Low Medium High
Allstate $6,096 $6,681 $7,368
GEICO $4,389 $4,763 $5,134
Liberty Mutual $5,009 $5,273 $5,650
Nationwide $5,406 $5,345 $5,471
Progressive $5,405 $5,925 $6,805
State Farm $2,738 $2,942 $3,157
Travelers $6,019 $6,422 $6,741
USAA $2,734 $2,902 $3,096

Compare Car Insurance Quotes in Fairdale, KY

Ready to find affordable Fairdale, Kentucky car insurance today? Enter your ZIP code for fast, free Fairdale, KY car insurance quotes.

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