Compare Fairdale, ND Car Insurance Rates (2021)

Car insurance in Fairdale, ND averages $352 a month. Fairdale, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fairdale car insurance rates, compare quotes from the top car insurance companies in Fairdale, ND.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Fairdale, ND after a DUI are $5,057/year
  • Average car insurance rates in Fairdale, ND are $4,223/year
  • The cheapest car insurance company in Fairdale is USAA

If you need to buy Fairdale, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Fairdale, ND is right here.

You’ll find Fairdale car insurance rates, the cheapest Fairdale, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Fairdale, North Dakota car insurance rates to Minot car insurance rates, Fargo car insurance rates, and Dickinson car insurance rates.

Ready to find affordable Fairdale, ND car insurance today? Enter your ZIP code for fast, free Fairdale car insurance quotes.

Cheapest Fairdale, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairdale, ND car insurance rates? Every Fairdale, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairdale, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,428 $2,147 $2,276 $9,354 $11,014 $2,660 $2,871
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,766 $1,736 $1,579 $1,642 $6,310 $6,473 $2,007 $2,123
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,800 $1,846 $1,611 $1,723 $3,958 $4,897 $2,042 $2,171
Progressive $1,955 $1,873 $1,583 $1,636 $6,963 $7,794 $2,399 $2,423
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fairdale, ND

Every driver must carry the minimum car insurance in Fairdale, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Fairdale, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairdale, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairdale, ND. Compare credit history car insurance rates in Fairdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairdale, North Dakota

Insurance Company Poor Fair Good
Allstate $5,539 $4,218 $3,432
American Family $5,292 $3,681 $3,115
Farmers $3,421 $2,791 $2,652
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,055 $2,374 $2,089
Progressive $3,857 $3,208 $2,920
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Fairdale, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairdale, ND to rates for a clean record with top companies.

Annual Fairdale, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $3,923 $5,961 $4,140
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,491 $3,175 $3,135 $3,016
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,843 $2,551 $3,530 $2,100
Progressive $3,080 $3,762 $3,112 $3,359
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Fairdale, ND Car Insurance for Teen Drivers

Teen car insurance in Fairdale, ND can be expensive. Take a look at rates from the top car insurance companies in Fairdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairdale, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,354 $11,014
American Family $6,100 $8,820
Farmers $6,310 $6,473
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,958 $4,897
Progressive $6,963 $7,794
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Fairdale, ND Car Insurance for Seniors

Take a look at Fairdale, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairdale, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,276
American Family $2,612 $2,612
Farmers $1,579 $1,642
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,611 $1,723
Progressive $1,583 $1,636
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Fairdale, ND Car Insurance Rates After a DUI

A DUI in Fairdale, ND increases car insurance rates. Compare Fairdale, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairdale, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,961
American Family $5,597
Farmers $3,135
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,530
Progressive $3,112
State Farm $2,757
USAA $2,854

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fairdale, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairdale, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairdale, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $4,504
American Family $3,979 $4,079
Farmers $2,954 $2,954
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,506 $2,506
Progressive $3,328 $3,328
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Fairdale, ND

Take a look at a side-by-side comparison of the top car insurance companies in Fairdale, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairdale, North Dakota

Insurance Company Average Annual Rates
Allstate $4,396
American Family $4,029
Farmers $2,954
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,506
Progressive $3,328
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Fairdale, North Dakota

Find the cheapest car insurance companies in Fairdale, ND for each category right here.

Best Annual Car Insurance Rates by Company in Fairdale, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fairdale, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairdale car insurance rates. Find the cheapest Fairdale, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairdale, North Dakota

Insurance Company Low Medium High
Allstate $4,299 $4,395 $4,495
American Family $4,159 $4,230 $3,699
Farmers $2,888 $2,942 $3,034
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,444 $2,493 $2,581
Progressive $3,234 $3,317 $3,433
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Fairdale, North Dakota?

What factors can have an impact on Fairdale, ND car insurance? There are several reasons why Fairdale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairdale, North Dakota.

Commute Time in Fairdale

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairdale, ND is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Fairdale, ND

Ready to find affordable Fairdale, North Dakota car insurance today? Enter your ZIP code for fast, free Fairdale, ND car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption