Compare Fairfax, IA Car Insurance Rates (2021)

Car insurance in Fairfax, IA averages $244 a month. Fairfax, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Fairfax car insurance rates, compare quotes from the top car insurance companies in Fairfax, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairfax, IA are $2,928/year
  • The cheapest car insurance company in Fairfax for teen drivers is USAA
  • Average car insurance rates in Fairfax, IA after a DUI are $3,545/year

If you need to buy Fairfax, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Fairfax, IA is right here.

You’ll find Fairfax car insurance rates, the cheapest Fairfax, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Fairfax, Iowa car insurance rates to Ankeny car insurance rates, Cedar Rapids car insurance rates, and Ames car insurance rates.

Ready to find affordable Fairfax, IA car insurance today? Enter your ZIP code for fast, free Fairfax car insurance quotes.

Cheapest Fairfax, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairfax, IA car insurance rates? Every Fairfax, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfax, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,748 $1,627 $1,655 $5,312 $5,985 $1,975 $2,027
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,884 $1,696 $1,720 $1,592 $4,461 $4,148 $1,758 $1,613
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,669 $1,709 $1,491 $1,586 $3,911 $5,035 $1,898 $2,058
Progressive $1,530 $1,462 $1,262 $1,313 $3,956 $4,455 $1,841 $1,998
State Farm $1,478 $1,478 $1,326 $1,326 $4,416 $5,549 $1,671 $1,927
Travelers $2,541 $2,590 $2,485 $2,488 $11,562 $18,375 $2,656 $3,114
USAA $1,202 $1,204 $1,112 $1,118 $3,406 $3,586 $1,434 $1,576

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Minimum Car Insurance in Fairfax, IA

Every driver must carry the minimum car insurance in Fairfax, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Fairfax, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fairfax, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairfax, IA. Compare credit history car insurance rates in Fairfax from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairfax, Iowa

Insurance Company Poor Fair Good
Allstate $3,305 $2,632 $2,370
American Family $3,829 $2,814 $2,367
Farmers $2,682 $2,221 $2,104
GEICO $2,836 $2,359 $1,882
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $2,932 $2,307 $2,020
Progressive $2,616 $2,129 $1,936
State Farm $3,414 $2,111 $1,665
Travelers $6,429 $5,503 $5,248
USAA $2,393 $1,657 $1,439

Cheapest Fairfax, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairfax, IA to rates for a clean record with top companies.

Annual Fairfax, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,845 $3,246 $2,632
American Family $2,168 $3,176 $4,121 $2,549
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,745 $2,492 $3,328 $1,872
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,761 $2,515 $3,415 $1,987
Progressive $1,785 $2,953 $1,938 $2,233
State Farm $2,191 $2,602 $2,397 $2,397
Travelers $4,159 $5,577 $7,467 $5,702
USAA $1,391 $1,881 $2,446 $1,601

Cheapest Fairfax, IA Car Insurance for Teen Drivers

Teen car insurance in Fairfax, IA can be expensive. Take a look at rates from the top car insurance companies in Fairfax for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairfax, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,312 $5,985
American Family $5,179 $7,255
Farmers $4,354 $4,641
GEICO $4,461 $4,148
Liberty Mutual $9,884 $11,119
Nationwide $3,911 $5,035
Progressive $3,956 $4,455
State Farm $4,416 $5,549
Travelers $11,562 $18,375
USAA $3,406 $3,586

Cheapest Fairfax, IA Car Insurance for Seniors

Take a look at Fairfax, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairfax, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,655
American Family $1,731 $1,731
Farmers $1,298 $1,418
GEICO $1,720 $1,592
Liberty Mutual $1,748 $2,124
Nationwide $1,491 $1,586
Progressive $1,262 $1,313
State Farm $1,326 $1,326
Travelers $2,485 $2,488
USAA $1,112 $1,118

Cheapest Fairfax, IA Car Insurance Rates After a DUI

A DUI in Fairfax, IA increases car insurance rates. Compare Fairfax, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairfax, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,246
American Family $4,121
Farmers $2,507
GEICO $3,328
Liberty Mutual $4,586
Nationwide $3,415
Progressive $1,938
State Farm $2,397
Travelers $7,467
USAA $2,446

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Cheapest Fairfax, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairfax, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairfax, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,704 $2,834
American Family $2,968 $3,039
Farmers $2,336 $2,336
GEICO $2,320 $2,399
Liberty Mutual $4,214 $4,214
Nationwide $2,420 $2,420
Progressive $2,227 $2,227
State Farm $2,338 $2,455
Travelers $5,726 $5,726
USAA $1,763 $1,896

The Best Cheap Car Insurance Companies in Fairfax, IA

Take a look at a side-by-side comparison of the top car insurance companies in Fairfax, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairfax, Iowa

Insurance Company Average Annual Rates
Allstate $2,769
American Family $3,003
Farmers $2,336
GEICO $2,359
Liberty Mutual $4,214
Nationwide $2,420
Progressive $2,227
State Farm $2,397
Travelers $5,726
USAA $1,830

Category Winners: Cheapest Car Insurance in Fairfax, Iowa

Find the cheapest car insurance companies in Fairfax, IA for each category right here.

Best Annual Car Insurance Rates by Company in Fairfax, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Fairfax, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairfax car insurance rates. Find the cheapest Fairfax, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairfax, Iowa

Insurance Company Low Medium High
Allstate $2,673 $2,772 $2,862
American Family $3,013 $3,171 $2,826
Farmers $2,233 $2,343 $2,431
GEICO $2,234 $2,359 $2,484
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,512 $2,412 $2,334
Progressive $2,104 $2,236 $2,342
State Farm $2,256 $2,414 $2,520
Travelers $5,416 $5,811 $5,953
USAA $1,731 $1,836 $1,922

What affects car insurance rates in Fairfax, Iowa?

What factors can have an impact on Fairfax, IA car insurance? There are several reasons why Fairfax car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairfax, Iowa.

Commute Time in Fairfax

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairfax, IA is 19.4 minutes according to City-Data.

Compare Car Insurance Quotes in Fairfax, IA

Ready to find affordable Fairfax, Iowa car insurance today? Enter your ZIP code for fast, free Fairfax, IA car insurance quotes.

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