Compare Fairfield, AL Car Insurance Rates (2021)

Car insurance in Fairfield, AL averages $355 a month. Fairfield, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fairfield car insurance rates, compare quotes from the top car insurance companies in Fairfield, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairfield, AL are $4,264/year
  • The cheapest car insurance company in Fairfield for teen drivers is USAA
  • Average car insurance rates in Fairfield, AL after a DUI are $4,859/year

If you need to buy Fairfield, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Fairfield, AL is right here.

You’ll find Fairfield car insurance rates, the cheapest Fairfield, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Fairfield, Alabama car insurance rates to Auburn car insurance rates, Dothan car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Fairfield, AL car insurance today? Enter your ZIP code for fast, free Fairfield car insurance quotes.

Cheapest Fairfield, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairfield, AL car insurance rates? Every Fairfield, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,134 $2,030 $1,940 $1,976 $7,509 $8,056 $2,372 $2,420
Farmers $2,568 $2,553 $2,292 $2,442 $10,111 $10,417 $2,899 $2,993
GEICO $2,403 $2,406 $2,292 $2,390 $6,468 $6,361 $2,544 $2,368
Liberty Mutual $3,508 $3,790 $2,869 $3,215 $13,309 $14,806 $3,725 $3,956
Nationwide $1,860 $1,882 $1,693 $1,752 $4,989 $6,426 $2,070 $2,316
Progressive $2,812 $2,625 $2,309 $2,470 $11,836 $13,211 $3,287 $3,504
State Farm $3,688 $3,688 $3,343 $3,343 $11,304 $14,163 $4,171 $4,808
Travelers $1,718 $1,744 $1,619 $1,612 $9,548 $15,077 $1,622 $1,848
USAA $1,362 $1,378 $1,272 $1,242 $4,100 $4,540 $1,773 $1,911

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Minimum Car Insurance in Fairfield, AL

Every driver must carry the minimum car insurance in Fairfield, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Fairfield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairfield, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairfield, AL. Compare credit history car insurance rates in Fairfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairfield, Alabama

Insurance Company Poor Fair Good
Allstate $4,387 $3,453 $2,824
Farmers $5,077 $4,377 $4,149
GEICO $4,335 $3,087 $2,791
Liberty Mutual $8,800 $5,407 $4,235
Nationwide $3,468 $2,706 $2,447
Progressive $5,911 $5,093 $4,766
State Farm $9,845 $4,973 $3,372
Travelers $4,737 $4,114 $4,195
USAA $2,951 $1,923 $1,718

Cheapest Fairfield, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairfield, AL to rates for a clean record with top companies.

Annual Fairfield, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,014 $3,559 $4,233 $3,413
Farmers $3,820 $4,944 $4,824 $4,550
GEICO $2,281 $3,689 $4,608 $3,039
Liberty Mutual $4,812 $6,726 $6,554 $6,497
Nationwide $2,512 $2,512 $3,665 $2,806
Progressive $4,733 $5,982 $5,119 $5,193
State Farm $5,464 $6,796 $5,997 $5,997
Travelers $3,616 $3,793 $5,581 $4,403
USAA $1,689 $2,123 $3,150 $1,827

Cheapest Fairfield, AL Car Insurance for Teen Drivers

Teen car insurance in Fairfield, AL can be expensive. Take a look at rates from the top car insurance companies in Fairfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairfield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,509 $8,056
Farmers $10,111 $10,417
GEICO $6,468 $6,361
Liberty Mutual $13,309 $14,806
Nationwide $4,989 $6,426
Progressive $11,836 $13,211
State Farm $11,304 $14,163
Travelers $9,548 $15,077
USAA $4,100 $4,540

Cheapest Fairfield, AL Car Insurance for Seniors

Take a look at Fairfield, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairfield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,940 $1,976
Farmers $2,292 $2,442
GEICO $2,292 $2,390
Liberty Mutual $2,869 $3,215
Nationwide $1,693 $1,752
Progressive $2,309 $2,470
State Farm $3,343 $3,343
Travelers $1,619 $1,612
USAA $1,272 $1,242

Cheapest Fairfield, AL Car Insurance Rates After a DUI

A DUI in Fairfield, AL increases car insurance rates. Compare Fairfield, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairfield, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,233
Farmers $4,824
GEICO $4,608
Liberty Mutual $6,554
Nationwide $3,665
Progressive $5,119
State Farm $5,997
Travelers $5,581
USAA $3,150

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Cheapest Fairfield, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairfield, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairfield, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,555 $3,555
Farmers $4,534 $4,534
GEICO $3,342 $3,466
Liberty Mutual $6,147 $6,147
Nationwide $2,874 $2,874
Progressive $5,257 $5,257
State Farm $5,915 $6,212
Travelers $4,348 $4,348
USAA $2,097 $2,298

The Best Cheap Car Insurance Companies in Fairfield, AL

Take a look at a side-by-side comparison of the top car insurance companies in Fairfield, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairfield, Alabama

Insurance Company Average Annual Rates
Allstate $3,555
Farmers $4,534
GEICO $3,404
Liberty Mutual $6,147
Nationwide $2,874
Progressive $5,257
State Farm $6,064
Travelers $4,348
USAA $2,197

Category Winners: Cheapest Car Insurance in Fairfield, Alabama

Find the cheapest car insurance companies in Fairfield, AL for each category right here.

Best Annual Car Insurance Rates by Company in Fairfield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fairfield, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairfield car insurance rates. Find the cheapest Fairfield, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairfield, Alabama

Insurance Company Low Medium High
Allstate $3,409 $3,547 $3,708
Farmers $4,250 $4,466 $4,887
GEICO $3,128 $3,390 $3,695
Liberty Mutual $5,833 $6,115 $6,494
Nationwide $2,860 $2,849 $2,912
Progressive $4,674 $5,230 $5,866
State Farm $5,725 $6,059 $6,408
Travelers $4,132 $4,435 $4,478
USAA $2,118 $2,186 $2,288

What affects car insurance rates in Fairfield, Alabama?

What factors can have an impact on Fairfield, AL car insurance? There are several reasons why Fairfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairfield, Alabama.

Car Theft in Fairfield

High levels of vehicle theft can make car insurance more expensive. Fairfield, AL car theft statistics from the FBI indicate 82 vehicle thefts a year.

Commute Time in Fairfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairfield, AL is 23.5 minutes according to City-Data.

Traffic in Fairfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fairfield, AL traffic data from INRIX ranks Fairfield as the 658th-most congested in the world.

Compare Car Insurance Quotes in Fairfield, AL

Ready to find affordable Fairfield, Alabama car insurance today? Enter your ZIP code for fast, free Fairfield, AL car insurance quotes.

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