Compare Fairfield, CT Car Insurance Rates (2021)

Car insurance in Fairfield, CT averages $403 a month. Fairfield, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fairfield car insurance rates, compare quotes from the top car insurance companies in Fairfield, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fairfield for teen drivers is GEICO
  • The cheapest car insurance company in Fairfield is State Farm
  • Average car insurance rates in Fairfield, CT are $4,833/year

If you need to buy Fairfield, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Fairfield, CT is right here.

You’ll find Fairfield car insurance rates, the cheapest Fairfield, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Fairfield, Connecticut car insurance rates to Danbury car insurance rates, Bridgeport car insurance rates, and Hartford car insurance rates.

Ready to find affordable Fairfield, CT car insurance today? Enter your ZIP code for fast, free Fairfield car insurance quotes.

Cheapest Fairfield, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairfield, CT car insurance rates? Every Fairfield, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfield, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,945 $3,906 $3,634 $3,889 $12,089 $14,287 $4,130 $4,346
GEICO $2,248 $2,254 $2,085 $2,102 $5,255 $6,219 $2,170 $2,105
Liberty Mutual $3,975 $4,339 $3,060 $3,796 $19,860 $22,434 $4,011 $4,373
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,650 $2,467 $2,259 $2,352 $11,065 $12,269 $3,024 $3,388
State Farm $1,754 $1,754 $1,616 $1,616 $5,354 $6,727 $1,973 $2,268
Travelers $1,832 $1,859 $1,822 $1,820 $14,065 $22,792 $1,990 $2,234
USAA $2,112 $2,089 $1,971 $1,945 $6,687 $7,013 $2,833 $2,934

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Minimum Car Insurance in Fairfield, CT

Every driver must carry the minimum car insurance in Fairfield, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Fairfield, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fairfield, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairfield, CT. Compare credit history car insurance rates in Fairfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairfield, Connecticut

Insurance Company Poor Fair Good
Allstate $7,992 $6,047 $4,796
GEICO $4,444 $2,680 $2,041
Liberty Mutual $11,698 $7,280 $5,716
Nationwide $5,010 $3,365 $2,977
Progressive $5,369 $4,818 $4,615
State Farm $4,011 $2,569 $2,069
Travelers $6,863 $5,727 $5,565
USAA $4,560 $3,077 $2,706

Cheapest Fairfield, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairfield, CT to rates for a clean record with top companies.

Annual Fairfield, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,593 $7,835 $5,343
GEICO $1,930 $2,531 $5,389 $2,369
Liberty Mutual $7,205 $9,019 $8,945 $7,755
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $4,209 $6,111 $4,428 $4,989
State Farm $2,682 $2,950 $2,950 $2,950
Travelers $4,879 $5,283 $7,674 $6,371
USAA $2,665 $3,350 $5,112 $2,665

Cheapest Fairfield, CT Car Insurance for Teen Drivers

Teen car insurance in Fairfield, CT can be expensive. Take a look at rates from the top car insurance companies in Fairfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairfield, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,089 $14,287
GEICO $5,255 $6,219
Liberty Mutual $19,860 $22,434
Nationwide $6,705 $8,510
Progressive $11,065 $12,269
State Farm $5,354 $6,727
Travelers $14,065 $22,792
USAA $6,687 $7,013

Cheapest Fairfield, CT Car Insurance for Seniors

Take a look at Fairfield, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairfield, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,634 $3,889
GEICO $2,085 $2,102
Liberty Mutual $3,060 $3,796
Nationwide $2,159 $2,265
Progressive $2,259 $2,352
State Farm $1,616 $1,616
Travelers $1,822 $1,820
USAA $1,971 $1,945

Cheapest Fairfield, CT Car Insurance Rates After a DUI

A DUI in Fairfield, CT increases car insurance rates. Compare Fairfield, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairfield, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,835
GEICO $5,389
Liberty Mutual $8,945
Nationwide $4,608
Progressive $4,428
State Farm $2,950
Travelers $7,674
USAA $5,112

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Cheapest Fairfield, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairfield, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairfield, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,278 $6,278
GEICO $3,008 $3,102
Liberty Mutual $8,231 $8,231
Nationwide $3,784 $3,784
Progressive $4,934 $4,934
State Farm $2,812 $2,954
Travelers $6,052 $6,052
USAA $3,407 $3,489

Cheapest Fairfield, CT Car Insurance Rates by ZIP Code

Fairfield car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fairfield, CT.

Annual Car Insurance Rates by ZIP Code in Fairfield, Connecticut

ZIP Code Average Annual Rates
6824 $4,883
6825 $4,884

The Best Cheap Car Insurance Companies in Fairfield, CT

Take a look at a side-by-side comparison of the top car insurance companies in Fairfield, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairfield, Connecticut

Insurance Company Average Annual Rates
Allstate $6,278
GEICO $3,055
Liberty Mutual $8,231
Nationwide $3,784
Progressive $4,934
State Farm $2,883
Travelers $6,052
USAA $3,448

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Category Winners: Cheapest Car Insurance in Fairfield, Connecticut

Find the cheapest car insurance companies in Fairfield, CT for each category right here.

Best Annual Car Insurance Rates by Company in Fairfield, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Fairfield, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairfield car insurance rates. Find the cheapest Fairfield, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairfield, Connecticut

Insurance Company Low Medium High
Allstate $5,940 $6,270 $6,625
GEICO $2,837 $3,019 $3,309
Liberty Mutual $7,856 $8,156 $8,682
Nationwide $3,840 $3,816 $3,696
Progressive $4,580 $4,889 $5,334
State Farm $2,703 $2,888 $3,058
Travelers $5,587 $6,008 $6,559
USAA $3,217 $3,452 $3,675

What affects car insurance rates in Fairfield, Connecticut?

What factors can have an impact on Fairfield, CT car insurance? There are several reasons why Fairfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairfield, Connecticut.

Traffic in Fairfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fairfield, CT traffic data from INRIX ranks Fairfield as the 658th-most congested in the world.

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Compare Car Insurance Quotes in Fairfield, CT

Ready to find affordable Fairfield, Connecticut car insurance today? Enter your ZIP code for fast, free Fairfield, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State