Compare Fairfield, FL Car Insurance Rates (2021)

Car insurance in Fairfield, FL averages $313 a month. Fairfield, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Fairfield car insurance rates, compare quotes from the top car insurance companies in Fairfield, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fairfield is USAA
  • The cheapest car insurance company in Fairfield for teen drivers is GEICO
  • Average car insurance rates in Fairfield, FL are $3,758/year

If you need to buy Fairfield, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Fairfield, FL is right here.

You’ll find Fairfield car insurance rates, the cheapest Fairfield, FL car insurance companies, and information on Florida car insurance laws. You can also compare Fairfield, Florida car insurance rates to Tampa car insurance rates, Fort Lauderdale car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Fairfield, FL car insurance today? Enter your ZIP code for fast, free Fairfield car insurance quotes.

Cheapest Fairfield, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairfield, FL car insurance rates? Every Fairfield, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfield, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,581 $3,419 $3,105 $3,151 $11,985 $12,908 $3,599 $3,656
GEICO $2,440 $2,453 $2,284 $2,284 $4,368 $5,520 $2,691 $2,743
Liberty Mutual $2,786 $2,786 $2,566 $2,566 $5,711 $8,711 $2,786 $3,721
Nationwide $2,488 $2,462 $2,227 $2,304 $5,970 $7,367 $2,739 $2,857
Progressive $3,304 $3,113 $2,838 $3,044 $9,193 $10,052 $3,960 $3,811
State Farm $1,682 $1,682 $1,530 $1,530 $4,824 $6,149 $1,861 $1,997
USAA $1,428 $1,406 $1,329 $1,322 $4,832 $5,622 $1,785 $1,930

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Minimum Car Insurance in Fairfield, FL

Every driver must carry the minimum car insurance in Fairfield, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Fairfield, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fairfield, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairfield, FL. Compare credit history car insurance rates in Fairfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairfield, Florida

Insurance Company Poor Fair Good
Allstate $7,924 $5,020 $4,083
GEICO $4,499 $2,734 $2,061
Liberty Mutual $5,050 $3,746 $3,067
Nationwide $4,433 $3,265 $2,957
Progressive $6,412 $4,546 $3,785
State Farm $3,612 $2,389 $1,970
USAA $4,009 $1,949 $1,412

Cheapest Fairfield, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairfield, FL to rates for a clean record with top companies.

Annual Fairfield, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $5,858 $6,488 $5,440
GEICO $2,170 $2,762 $4,093 $3,367
Liberty Mutual $2,898 $3,713 $5,310 $3,896
Nationwide $3,044 $3,329 $4,460 $3,374
Progressive $3,891 $5,732 $4,827 $5,207
State Farm $2,434 $2,880 $2,657 $2,657
USAA $1,932 $2,376 $3,495 $2,024

Cheapest Fairfield, FL Car Insurance for Teen Drivers

Teen car insurance in Fairfield, FL can be expensive. Take a look at rates from the top car insurance companies in Fairfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairfield, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,985 $12,908
GEICO $4,368 $5,520
Liberty Mutual $5,711 $8,711
Nationwide $5,970 $7,367
Progressive $9,193 $10,052
State Farm $4,824 $6,149
USAA $4,832 $5,622

Cheapest Fairfield, FL Car Insurance for Seniors

Take a look at Fairfield, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairfield, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,105 $3,151
GEICO $2,284 $2,284
Liberty Mutual $2,566 $2,566
Nationwide $2,227 $2,304
Progressive $2,838 $3,044
State Farm $1,530 $1,530
USAA $1,329 $1,322

Cheapest Fairfield, FL Car Insurance Rates After a DUI

A DUI in Fairfield, FL increases car insurance rates. Compare Fairfield, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairfield, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,488
GEICO $4,093
Liberty Mutual $5,310
Nationwide $4,460
Progressive $4,827
State Farm $2,657
USAA $3,495

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Cheapest Fairfield, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairfield, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairfield, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,513 $5,838
GEICO $3,082 $3,113
Liberty Mutual $3,832 $4,077
Nationwide $3,552 $3,552
Progressive $4,914 $4,914
State Farm $2,569 $2,745
USAA $2,429 $2,485

The Best Cheap Car Insurance Companies in Fairfield, FL

Take a look at a side-by-side comparison of the top car insurance companies in Fairfield, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairfield, Florida

Insurance Company Average Annual Rates
Allstate $5,675
GEICO $3,098
Liberty Mutual $3,954
Nationwide $3,552
Progressive $4,914
State Farm $2,657
USAA $2,457

Category Winners: Cheapest Car Insurance in Fairfield, Florida

Find the cheapest car insurance companies in Fairfield, FL for each category right here.

Best Annual Car Insurance Rates by Company in Fairfield, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fairfield, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairfield car insurance rates. Find the cheapest Fairfield, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairfield, Florida

Insurance Company Low Medium High
Allstate $4,563 $5,927 $6,537
GEICO $2,601 $3,198 $3,495
Liberty Mutual $3,636 $4,007 $4,220
Nationwide $2,842 $3,686 $4,127
Progressive $4,189 $5,019 $5,535
State Farm $2,267 $2,718 $2,985
USAA $2,130 $2,542 $2,699

What affects car insurance rates in Fairfield, Florida?

What factors can have an impact on Fairfield, FL car insurance? There are several reasons why Fairfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairfield, Florida.

Traffic in Fairfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fairfield, FL traffic data from INRIX ranks Fairfield as the 658th-most congested in the world.

Compare Car Insurance Quotes in Fairfield, FL

Ready to find affordable Fairfield, Florida car insurance today? Enter your ZIP code for fast, free Fairfield, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State