Compare Fairfield, VA Car Insurance Rates (2021)

Car insurance in Fairfield, VA averages $171 a month. Fairfield, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fairfield car insurance rates, compare quotes from the top car insurance companies in Fairfield, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fairfield for teen drivers is Nationwide
  • Average car insurance rates in Fairfield, VA are $2,054/year
  • The cheapest car insurance company in Fairfield is USAA

If you need to buy Fairfield, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Fairfield, VA is right here.

You’ll find Fairfield car insurance rates, the cheapest Fairfield, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Fairfield, Virginia car insurance rates to Newport News car insurance rates, Suffolk car insurance rates, and Alexandria car insurance rates.

Ready to find affordable Fairfield, VA car insurance today? Enter your ZIP code for fast, free Fairfield car insurance quotes.

Cheapest Fairfield, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairfield, VA car insurance rates? Every Fairfield, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfield, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,804 $1,703 $1,794 $1,794 $5,677 $6,543 $2,349 $2,354
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,158 $1,165 $1,034 $1,061 $2,675 $3,433 $1,271 $1,379
Progressive $1,145 $1,094 $1,032 $1,036 $5,120 $5,767 $1,387 $1,425
State Farm $1,160 $1,160 $1,039 $1,039 $3,408 $4,273 $1,309 $1,513
USAA $984 $969 $922 $926 $3,040 $3,618 $1,264 $1,387

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Minimum Car Insurance in Fairfield, VA

Every driver must carry the minimum car insurance in Fairfield, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Fairfield, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fairfield, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairfield, VA. Compare credit history car insurance rates in Fairfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairfield, Virginia

Insurance Company Poor Fair Good
Allstate $3,655 $2,937 $2,415
GEICO $2,135 $1,815 $1,815
Nationwide $1,947 $1,568 $1,426
Progressive $2,517 $2,192 $2,044
State Farm $2,646 $1,643 $1,299
USAA $2,190 $1,494 $1,234

Cheapest Fairfield, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairfield, VA to rates for a clean record with top companies.

Annual Fairfield, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,571 $3,292 $2,895
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,440 $1,440 $2,083 $1,626
Progressive $1,932 $2,536 $2,293 $2,243
State Farm $1,706 $2,019 $1,863 $1,863
USAA $1,271 $1,647 $2,175 $1,462

Cheapest Fairfield, VA Car Insurance for Teen Drivers

Teen car insurance in Fairfield, VA can be expensive. Take a look at rates from the top car insurance companies in Fairfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairfield, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,677 $6,543
GEICO $2,916 $3,915
Nationwide $2,675 $3,433
Progressive $5,120 $5,767
State Farm $3,408 $4,273
USAA $3,040 $3,618

Cheapest Fairfield, VA Car Insurance for Seniors

Take a look at Fairfield, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairfield, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,794 $1,794
GEICO $1,304 $1,304
Nationwide $1,034 $1,061
Progressive $1,032 $1,036
State Farm $1,039 $1,039
USAA $922 $926

Cheapest Fairfield, VA Car Insurance Rates After a DUI

A DUI in Fairfield, VA increases car insurance rates. Compare Fairfield, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairfield, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,292
GEICO $2,874
Nationwide $2,083
Progressive $2,293
State Farm $1,863
USAA $2,175

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Cheapest Fairfield, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairfield, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairfield, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,091
GEICO $1,885 $1,957
Nationwide $1,647 $1,647
Progressive $2,251 $2,251
State Farm $1,819 $1,906
USAA $1,579 $1,699

The Best Cheap Car Insurance Companies in Fairfield, VA

Take a look at a side-by-side comparison of the top car insurance companies in Fairfield, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairfield, Virginia

Insurance Company Average Annual Rates
Allstate $3,002
GEICO $1,921
Nationwide $1,647
Progressive $2,251
State Farm $1,863
USAA $1,639

Category Winners: Cheapest Car Insurance in Fairfield, Virginia

Find the cheapest car insurance companies in Fairfield, VA for each category right here.

Best Annual Car Insurance Rates by Company in Fairfield, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Fairfield, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairfield car insurance rates. Find the cheapest Fairfield, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairfield, Virginia

Insurance Company Low Medium High
Allstate $2,927 $3,003 $3,076
GEICO $1,857 $1,920 $1,987
Nationwide $1,724 $1,631 $1,585
Progressive $2,163 $2,228 $2,362
State Farm $1,767 $1,858 $1,962
USAA $1,578 $1,642 $1,697

What affects car insurance rates in Fairfield, Virginia?

What factors can have an impact on Fairfield, VA car insurance? There are several reasons why Fairfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairfield, Virginia.

Traffic in Fairfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fairfield, VA traffic data from INRIX ranks Fairfield as the 658th-most congested in the world.

Compare Car Insurance Quotes in Fairfield, VA

Ready to find affordable Fairfield, Virginia car insurance today? Enter your ZIP code for fast, free Fairfield, VA car insurance quotes.

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