Compare Fairfield, WA Car Insurance Rates (2021)

Car insurance in Fairfield, WA averages $228 a month. Fairfield, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fairfield car insurance rates, compare quotes from the top car insurance companies in Fairfield, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairfield, WA are $2,735/year
  • The cheapest car insurance company in Fairfield is Nationwide
  • The cheapest car insurance company in Fairfield for teen drivers is GEICO

If you need to buy Fairfield, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Fairfield, WA is right here.

You’ll find Fairfield car insurance rates, the cheapest Fairfield, WA car insurance companies, and information on Washington car insurance laws. You can also compare Fairfield, Washington car insurance rates to Spokane Valley car insurance rates, Federal Way car insurance rates, and Renton car insurance rates.

Ready to find affordable Fairfield, WA car insurance today? Enter your ZIP code for fast, free Fairfield car insurance quotes.

Cheapest Fairfield, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairfield, WA car insurance rates? Every Fairfield, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairfield, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,910 $1,777 $1,859 $6,515 $7,522 $2,049 $2,134
American Family $1,756 $1,756 $1,600 $1,600 $6,585 $9,048 $1,756 $2,381
Farmers $1,928 $1,976 $1,765 $1,985 $4,332 $4,645 $2,421 $2,532
GEICO $1,520 $1,548 $1,429 $1,429 $3,271 $4,294 $2,552 $1,873
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,317 $1,347 $1,224 $1,274 $3,512 $4,286 $1,565 $1,691
Progressive $1,354 $1,263 $1,213 $1,231 $6,676 $7,471 $1,617 $1,611
State Farm $1,572 $1,572 $1,413 $1,413 $4,544 $5,757 $1,787 $2,060
USAA $1,084 $1,072 $1,033 $1,039 $4,497 $5,350 $1,373 $1,507

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Minimum Car Insurance in Fairfield, WA

Every driver must carry the minimum car insurance in Fairfield, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Fairfield, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fairfield, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairfield, WA. Compare credit history car insurance rates in Fairfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairfield, Washington

Insurance Company Poor Fair Good
Allstate $3,985 $3,040 $2,609
American Family $3,910 $3,189 $2,832
Farmers $3,294 $2,485 $2,315
GEICO $2,665 $2,133 $1,920
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,409 $1,899 $1,774
Progressive $3,101 $2,754 $2,559
State Farm $3,655 $2,190 $1,700
USAA $2,680 $1,960 $1,719

Cheapest Fairfield, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairfield, WA to rates for a clean record with top companies.

Annual Fairfield, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,719 $3,369 $3,727 $3,029
American Family $2,664 $3,394 $3,930 $3,253
Farmers $2,232 $2,771 $3,017 $2,772
GEICO $1,723 $2,210 $3,301 $1,723
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,578 $2,132 $2,675 $1,724
Progressive $2,276 $3,536 $2,659 $2,747
State Farm $2,287 $2,743 $2,515 $2,515
USAA $1,566 $2,255 $2,807 $1,849

Cheapest Fairfield, WA Car Insurance for Teen Drivers

Teen car insurance in Fairfield, WA can be expensive. Take a look at rates from the top car insurance companies in Fairfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairfield, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,515 $7,522
American Family $6,585 $9,048
Farmers $4,332 $4,645
GEICO $3,271 $4,294
Liberty Mutual $9,072 $10,008
Nationwide $3,512 $4,286
Progressive $6,676 $7,471
State Farm $4,544 $5,757
USAA $4,497 $5,350

Cheapest Fairfield, WA Car Insurance for Seniors

Take a look at Fairfield, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairfield, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,777 $1,859
American Family $1,600 $1,600
Farmers $1,765 $1,985
GEICO $1,429 $1,429
Liberty Mutual $1,488 $1,743
Nationwide $1,224 $1,274
Progressive $1,213 $1,231
State Farm $1,413 $1,413
USAA $1,033 $1,039

Cheapest Fairfield, WA Car Insurance Rates After a DUI

A DUI in Fairfield, WA increases car insurance rates. Compare Fairfield, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairfield, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,727
American Family $3,930
Farmers $3,017
GEICO $3,301
Liberty Mutual $4,044
Nationwide $2,675
Progressive $2,659
State Farm $2,515
USAA $2,807

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Cheapest Fairfield, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairfield, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairfield, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,211 $3,211
American Family $3,241 $3,380
Farmers $2,698 $2,698
GEICO $2,211 $2,267
Liberty Mutual $3,689 $3,689
Nationwide $2,027 $2,027
Progressive $2,804 $2,804
State Farm $2,446 $2,584
USAA $2,098 $2,141

The Best Cheap Car Insurance Companies in Fairfield, WA

Take a look at a side-by-side comparison of the top car insurance companies in Fairfield, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairfield, Washington

Insurance Company Average Annual Rates
Allstate $3,211
American Family $3,310
Farmers $2,698
GEICO $2,239
Liberty Mutual $3,689
Nationwide $2,027
Progressive $2,804
State Farm $2,515
USAA $2,119

Category Winners: Cheapest Car Insurance in Fairfield, Washington

Find the cheapest car insurance companies in Fairfield, WA for each category right here.

Best Annual Car Insurance Rates by Company in Fairfield, Washington

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Fairfield, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairfield car insurance rates. Find the cheapest Fairfield, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairfield, Washington

Insurance Company Low Medium High
Allstate $3,057 $3,202 $3,375
American Family $3,146 $3,305 $3,480
Farmers $2,524 $2,701 $2,869
GEICO $2,119 $2,241 $2,358
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,923 $2,027 $2,132
Progressive $2,566 $2,739 $3,108
State Farm $2,355 $2,525 $2,665
USAA $2,000 $2,117 $2,241

What affects car insurance rates in Fairfield, Washington?

What factors can have an impact on Fairfield, WA car insurance? There are several reasons why Fairfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairfield, Washington.

Commute Time in Fairfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairfield, WA is 32.8 minutes according to City-Data.

Traffic in Fairfield

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fairfield, WA traffic data from INRIX ranks Fairfield as the 658th-most congested in the world.

Compare Car Insurance Quotes in Fairfield, WA

Ready to find affordable Fairfield, Washington car insurance today? Enter your ZIP code for fast, free Fairfield, WA car insurance quotes.

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