Compare Fairhope, PA Car Insurance Rates (2021)

Car insurance in Fairhope, PA averages $322 a month. Fairhope, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fairhope car insurance rates, compare quotes from the top car insurance companies in Fairhope, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairhope, PA are $3,862/year
  • Average car insurance rates in Fairhope, PA after a DUI are $4,209/year
  • The cheapest car insurance company in Fairhope is USAA

If you need to buy Fairhope, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Fairhope, PA is right here.

You’ll find Fairhope car insurance rates, the cheapest Fairhope, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Fairhope, Pennsylvania car insurance rates to Harrisburg car insurance rates, Bethlehem car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Fairhope, PA car insurance today? Enter your ZIP code for fast, free Fairhope car insurance quotes.

Cheapest Fairhope, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairhope, PA car insurance rates? Every Fairhope, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairhope, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,519 $2,519 $2,299 $2,299 $8,142 $8,142 $2,800 $2,800
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,973 $1,973 $1,859 $1,859 $5,480 $5,480 $2,206 $2,206
Progressive $2,715 $2,715 $2,425 $2,425 $8,598 $8,598 $3,482 $3,482
State Farm $1,823 $1,823 $1,593 $1,593 $6,294 $6,294 $1,998 $1,998
Travelers $1,580 $1,580 $1,686 $1,686 $22,606 $22,606 $1,918 $1,918
USAA $1,013 $1,013 $916 $916 $2,978 $2,978 $1,341 $1,341

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Minimum Car Insurance in Fairhope, PA

Every driver must carry the minimum car insurance in Fairhope, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Fairhope, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fairhope, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairhope, PA. Compare credit history car insurance rates in Fairhope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairhope, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,039 $3,753 $3,028
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $3,384 $2,773 $2,483
Progressive $5,706 $3,998 $3,211
State Farm $4,167 $2,579 $2,035
Travelers $7,569 $6,829 $6,446
USAA $1,953 $1,450 $1,284

Cheapest Fairhope, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairhope, PA to rates for a clean record with top companies.

Annual Fairhope, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,776 $4,433 $3,776 $3,776
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $2,066 $2,764 $3,894 $2,794
Progressive $3,909 $5,365 $4,025 $3,922
State Farm $2,703 $3,151 $2,927 $2,927
Travelers $4,967 $7,014 $8,796 $7,014
USAA $1,262 $1,732 $1,845 $1,409

Cheapest Fairhope, PA Car Insurance for Teen Drivers

Teen car insurance in Fairhope, PA can be expensive. Take a look at rates from the top car insurance companies in Fairhope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairhope, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,142 $8,142
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $5,480 $5,480
Progressive $8,598 $8,598
State Farm $6,294 $6,294
Travelers $22,606 $22,606
USAA $2,978 $2,978

Cheapest Fairhope, PA Car Insurance for Seniors

Take a look at Fairhope, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairhope, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,299 $2,299
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,859 $1,859
Progressive $2,425 $2,425
State Farm $1,593 $1,593
Travelers $1,686 $1,686
USAA $916 $916

Cheapest Fairhope, PA Car Insurance Rates After a DUI

A DUI in Fairhope, PA increases car insurance rates. Compare Fairhope, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairhope, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,776
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,894
Progressive $4,025
State Farm $2,927
Travelers $8,796
USAA $1,845

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Cheapest Fairhope, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairhope, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairhope, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,864 $4,016
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,880 $2,880
Progressive $4,305 $4,305
State Farm $2,841 $3,013
Travelers $6,948 $6,948
USAA $1,518 $1,606

The Best Cheap Car Insurance Companies in Fairhope, PA

Take a look at a side-by-side comparison of the top car insurance companies in Fairhope, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairhope, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,940
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,880
Progressive $4,305
State Farm $2,927
Travelers $6,948
USAA $1,562

Category Winners: Cheapest Car Insurance in Fairhope, Pennsylvania

Find the cheapest car insurance companies in Fairhope, PA for each category right here.

Best Annual Car Insurance Rates by Company in Fairhope, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fairhope, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairhope car insurance rates. Find the cheapest Fairhope, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairhope, Pennsylvania

Insurance Company Low Medium High
Allstate $3,800 $3,959 $4,061
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,918 $2,911 $2,810
Progressive $3,948 $4,334 $4,634
State Farm $2,774 $2,958 $3,050
Travelers $7,072 $6,942 $6,829
USAA $1,458 $1,575 $1,653

What affects car insurance rates in Fairhope, Pennsylvania?

What factors can have an impact on Fairhope, PA car insurance? There are several reasons why Fairhope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairhope, Pennsylvania.

Commute Time in Fairhope

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairhope, PA is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Fairhope, PA

Ready to find affordable Fairhope, Pennsylvania car insurance today? Enter your ZIP code for fast, free Fairhope, PA car insurance quotes.

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