Compare Fairmont, NC Car Insurance Rates (2021)

Car insurance in Fairmont, NC averages $323 a month. Fairmont, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Fairmont car insurance rates, compare quotes from the top car insurance companies in Fairmont, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairmont, NC are $3,876/year
  • Average car insurance rates in Fairmont, NC after a DUI are $7,332/year
  • The cheapest car insurance company in Fairmont is Liberty Mutual

If you need to buy Fairmont, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmont, NC is right here.

You’ll find Fairmont car insurance rates, the cheapest Fairmont, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Fairmont, North Carolina car insurance rates to Concord car insurance rates, Durham car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Fairmont, NC car insurance today? Enter your ZIP code for fast, free Fairmont car insurance quotes.

Cheapest Fairmont, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmont, NC car insurance rates? Every Fairmont, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmont, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,106 $6,106 $5,021 $5,021 $14,392 $14,392 $6,227 $6,227
GEICO $2,841 $2,789 $2,805 $2,755 $5,351 $5,304 $2,497 $2,483
Liberty Mutual $2,105 $2,105 $2,179 $2,179 $3,713 $3,713 $2,105 $2,105
Nationwide $2,844 $2,844 $2,844 $2,844 $4,803 $4,803 $2,844 $2,844
Progressive $2,178 $2,178 $1,992 $1,992 $4,821 $4,821 $2,396 $2,396
State Farm $3,120 $3,120 $2,697 $2,697 $4,606 $4,606 $3,858 $3,858
Travelers $3,036 $3,036 $3,012 $3,012 $5,100 $5,100 $3,115 $3,115

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Minimum Car Insurance in Fairmont, NC

Every driver must carry the minimum car insurance in Fairmont, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmont, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairmont, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmont, NC. Compare credit history car insurance rates in Fairmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmont, North Carolina

Insurance Company Poor Fair Good
Allstate $10,781 $6,931 $6,098
GEICO $3,622 $3,339 $3,099
Liberty Mutual $2,526 $2,526 $2,526
Nationwide $3,334 $3,334 $3,334
Progressive $3,178 $2,788 $2,575
State Farm $5,018 $3,205 $2,487
Travelers $3,853 $3,464 $3,379

Cheapest Fairmont, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmont, NC to rates for a clean record with top companies.

Annual Fairmont, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,277 $7,572 $14,098 $5,799
GEICO $1,798 $2,659 $6,486 $2,471
Liberty Mutual $1,503 $1,931 $4,737 $1,931
Nationwide $1,958 $2,534 $6,310 $2,534
Progressive $1,361 $1,983 $6,118 $1,925
State Farm $1,909 $2,750 $6,872 $2,750
Travelers $2,028 $2,816 $6,707 $2,712

Cheapest Fairmont, NC Car Insurance for Teen Drivers

Teen car insurance in Fairmont, NC can be expensive. Take a look at rates from the top car insurance companies in Fairmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmont, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,392 $14,392
GEICO $5,351 $5,304
Liberty Mutual $3,713 $3,713
Nationwide $4,803 $4,803
Progressive $4,821 $4,821
State Farm $4,606 $4,606
Travelers $5,100 $5,100

Cheapest Fairmont, NC Car Insurance for Seniors

Take a look at Fairmont, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmont, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,021 $5,021
GEICO $2,805 $2,755
Liberty Mutual $2,179 $2,179
Nationwide $2,844 $2,844
Progressive $1,992 $1,992
State Farm $2,697 $2,697
Travelers $3,012 $3,012

Cheapest Fairmont, NC Car Insurance Rates After a DUI

A DUI in Fairmont, NC increases car insurance rates. Compare Fairmont, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmont, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,098
GEICO $6,486
Liberty Mutual $4,737
Nationwide $6,310
Progressive $6,118
State Farm $6,872
Travelers $6,707

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Cheapest Fairmont, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmont, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmont, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,936 $7,936
GEICO $3,353 $3,353
Liberty Mutual $2,526 $2,526
Nationwide $3,334 $3,334
Progressive $2,847 $2,847
State Farm $3,553 $3,588
Travelers $3,566 $3,566

The Best Cheap Car Insurance Companies in Fairmont, NC

Take a look at a side-by-side comparison of the top car insurance companies in Fairmont, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmont, North Carolina

Insurance Company Average Annual Rates
Allstate $7,937
GEICO $3,353
Liberty Mutual $2,526
Nationwide $3,334
Progressive $2,847
State Farm $3,570
Travelers $3,566

Category Winners: Cheapest Car Insurance in Fairmont, North Carolina

Find the cheapest car insurance companies in Fairmont, NC for each category right here.

Best Annual Car Insurance Rates by Company in Fairmont, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Fairmont, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmont car insurance rates. Find the cheapest Fairmont, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmont, North Carolina

Insurance Company Low Medium High
Allstate $7,588 $7,904 $8,317
GEICO $3,160 $3,342 $3,558
Liberty Mutual $2,375 $2,509 $2,692
Nationwide $3,164 $3,317 $3,521
Progressive $2,669 $2,829 $3,042
State Farm $3,363 $3,550 $3,798
Travelers $3,377 $3,546 $3,774

What affects car insurance rates in Fairmont, North Carolina?

What factors can have an impact on Fairmont, NC car insurance? There are several reasons why Fairmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmont, North Carolina.

Commute Time in Fairmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmont, NC is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmont, NC

Ready to find affordable Fairmont, North Carolina car insurance today? Enter your ZIP code for fast, free Fairmont, NC car insurance quotes.

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