Compare Fairmont, NE Car Insurance Rates (2021)

Car insurance in Fairmont, NE averages $268 a month. Fairmont, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fairmont car insurance rates, compare quotes from the top car insurance companies in Fairmont, NE.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fairmont for teen drivers is American Family
  • Average car insurance rates in Fairmont, NE after a DUI are $3,744/year
  • The cheapest car insurance company in Fairmont is State Farm

If you need to buy Fairmont, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmont, NE is right here.

You’ll find Fairmont car insurance rates, the cheapest Fairmont, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Fairmont, Nebraska car insurance rates to Bellevue car insurance rates, Omaha car insurance rates, and Fremont car insurance rates.

Ready to find affordable Fairmont, NE car insurance today? Enter your ZIP code for fast, free Fairmont car insurance quotes.

Cheapest Fairmont, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmont, NE car insurance rates? Every Fairmont, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmont, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,778 $1,778 $1,616 $1,616 $2,948 $4,303 $1,739 $1,877
Farmers $2,195 $2,187 $1,967 $2,068 $8,363 $8,641 $2,483 $2,603
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,101 $3,368 $2,450 $2,983 $13,109 $14,737 $3,259 $3,611
Nationwide $1,655 $1,710 $1,483 $1,588 $3,762 $4,696 $1,900 $2,056
Progressive $1,882 $1,816 $1,545 $1,604 $7,282 $8,212 $2,253 $2,417
State Farm $1,418 $1,418 $1,239 $1,239 $3,788 $4,835 $1,564 $1,773
USAA $1,414 $1,412 $1,282 $1,324 $4,410 $5,293 $1,833 $2,049

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fairmont, NE

Every driver must carry the minimum car insurance in Fairmont, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmont, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairmont, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmont, NE. Compare credit history car insurance rates in Fairmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmont, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,952 $2,024 $1,645
Farmers $4,367 $3,623 $3,450
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,415 $5,075 $3,992
Nationwide $2,832 $2,253 $1,983
Progressive $3,872 $3,253 $3,003
State Farm $3,135 $1,881 $1,461
USAA $3,172 $2,143 $1,817

Cheapest Fairmont, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmont, NE to rates for a clean record with top companies.

Annual Fairmont, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,161 $2,345 $2,161 $2,161
Farmers $3,231 $4,135 $4,032 $3,856
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,003 $5,884 $6,386 $6,036
Nationwide $1,673 $2,414 $3,442 $1,896
Progressive $2,870 $4,212 $3,209 $3,213
State Farm $2,010 $2,308 $2,159 $2,159
USAA $1,804 $2,270 $3,391 $2,044

Cheapest Fairmont, NE Car Insurance for Teen Drivers

Teen car insurance in Fairmont, NE can be expensive. Take a look at rates from the top car insurance companies in Fairmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmont, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,948 $4,303
Farmers $8,363 $8,641
GEICO $6,043 $7,918
Liberty Mutual $13,109 $14,737
Nationwide $3,762 $4,696
Progressive $7,282 $8,212
State Farm $3,788 $4,835
USAA $4,410 $5,293

Cheapest Fairmont, NE Car Insurance for Seniors

Take a look at Fairmont, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmont, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,616 $1,616
Farmers $1,967 $2,068
GEICO $2,841 $2,734
Liberty Mutual $2,450 $2,983
Nationwide $1,483 $1,588
Progressive $1,545 $1,604
State Farm $1,239 $1,239
USAA $1,282 $1,324

Cheapest Fairmont, NE Car Insurance Rates After a DUI

A DUI in Fairmont, NE increases car insurance rates. Compare Fairmont, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmont, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,161
Farmers $4,032
GEICO $5,286
Liberty Mutual $6,386
Nationwide $3,442
Progressive $3,209
State Farm $2,159
USAA $3,391

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fairmont, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmont, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmont, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,189 $2,225
Farmers $3,813 $3,813
GEICO $3,746 $3,863
Liberty Mutual $5,827 $5,827
Nationwide $2,356 $2,356
Progressive $3,376 $3,376
State Farm $2,104 $2,214
USAA $2,349 $2,405

The Best Cheap Car Insurance Companies in Fairmont, NE

Take a look at a side-by-side comparison of the top car insurance companies in Fairmont, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmont, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,207
Farmers $3,813
GEICO $3,805
Liberty Mutual $5,827
Nationwide $2,356
Progressive $3,376
State Farm $2,159
USAA $2,377

Category Winners: Cheapest Car Insurance in Fairmont, Nebraska

Find the cheapest car insurance companies in Fairmont, NE for each category right here.

Best Annual Car Insurance Rates by Company in Fairmont, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fairmont, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmont car insurance rates. Find the cheapest Fairmont, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmont, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,196 $2,273 $2,153
Farmers $3,660 $3,761 $4,020
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,664 $5,796 $6,022
Nationwide $2,394 $2,346 $2,329
Progressive $3,222 $3,368 $3,538
State Farm $2,079 $2,155 $2,243
USAA $2,305 $2,374 $2,453

What affects car insurance rates in Fairmont, Nebraska?

What factors can have an impact on Fairmont, NE car insurance? There are several reasons why Fairmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmont, Nebraska.

Commute Time in Fairmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmont, NE is 16.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmont, NE

Ready to find affordable Fairmont, Nebraska car insurance today? Enter your ZIP code for fast, free Fairmont, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption