Compare Fairmont, WV Car Insurance Rates (2021)

Car insurance in Fairmont, WV averages $315 a month. Fairmont, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fairmont car insurance rates, compare quotes from the top car insurance companies in Fairmont, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fairmont for teen drivers is State Farm
  • Average car insurance rates in Fairmont, WV after a DUI are $4,635/year
  • The cheapest car insurance company in Fairmont is State Farm

If you need to buy Fairmont, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmont, WV is right here.

You’ll find Fairmont car insurance rates, the cheapest Fairmont, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Fairmont, West Virginia car insurance rates to Beckley car insurance rates, Vienna car insurance rates, and Huntington car insurance rates.

Ready to find affordable Fairmont, WV car insurance today? Enter your ZIP code for fast, free Fairmont car insurance quotes.

Cheapest Fairmont, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmont, WV car insurance rates? Every Fairmont, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmont, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,447 $2,412 $2,328 $2,256 $6,041 $7,285 $2,351 $2,450
Liberty Mutual $3,455 $3,745 $2,778 $3,380 $13,332 $15,035 $3,557 $3,909
Nationwide $1,858 $1,884 $1,697 $1,774 $4,791 $6,034 $2,095 $2,236
Progressive $2,071 $1,989 $1,919 $1,914 $9,047 $10,172 $2,482 $2,557
State Farm $1,622 $1,622 $1,465 $1,465 $3,667 $4,733 $1,919 $1,514
USAA $1,752 $1,726 $1,628 $1,639 $5,834 $6,460 $2,265 $2,432

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Minimum Car Insurance in Fairmont, WV

Every driver must carry the minimum car insurance in Fairmont, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmont, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairmont, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmont, WV. Compare credit history car insurance rates in Fairmont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmont, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,155 $3,379 $2,804
Liberty Mutual $8,781 $5,414 $4,253
Nationwide $3,184 $2,689 $2,515
Progressive $4,491 $3,920 $3,646
State Farm $3,235 $1,971 $1,547
USAA $4,382 $2,513 $2,007

Cheapest Fairmont, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmont, WV to rates for a clean record with top companies.

Annual Fairmont, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,136 $3,431 $5,925 $2,292
Liberty Mutual $5,033 $6,368 $7,045 $6,150
Nationwide $2,249 $2,982 $3,460 $2,494
Progressive $3,415 $4,575 $4,081 $4,005
State Farm $2,063 $2,439 $2,251 $2,251
USAA $2,331 $2,757 $3,937 $2,844

Cheapest Fairmont, WV Car Insurance for Teen Drivers

Teen car insurance in Fairmont, WV can be expensive. Take a look at rates from the top car insurance companies in Fairmont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmont, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,041 $7,285
Liberty Mutual $13,332 $15,035
Nationwide $4,791 $6,034
Progressive $9,047 $10,172
State Farm $3,667 $4,733
USAA $5,834 $6,460

Cheapest Fairmont, WV Car Insurance for Seniors

Take a look at Fairmont, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmont, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,328 $2,256
Liberty Mutual $2,778 $3,380
Nationwide $1,697 $1,774
Progressive $1,919 $1,914
State Farm $1,465 $1,465
USAA $1,628 $1,639

Cheapest Fairmont, WV Car Insurance Rates After a DUI

A DUI in Fairmont, WV increases car insurance rates. Compare Fairmont, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmont, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
GEICO $5,925
Liberty Mutual $7,045
Nationwide $3,460
Progressive $4,081
State Farm $2,251
USAA $3,937

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Cheapest Fairmont, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmont, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmont, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,409 $3,483
Liberty Mutual $6,149 $6,149
Nationwide $2,796 $2,796
Progressive $4,019 $4,019
State Farm $2,191 $2,311
USAA $2,933 $3,002

The Best Cheap Car Insurance Companies in Fairmont, WV

Take a look at a side-by-side comparison of the top car insurance companies in Fairmont, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmont, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,446
Liberty Mutual $6,149
Nationwide $2,796
Progressive $4,019
State Farm $2,251
USAA $2,967

Category Winners: Cheapest Car Insurance in Fairmont, West Virginia

Find the cheapest car insurance companies in Fairmont, WV for each category right here.

Best Annual Car Insurance Rates by Company in Fairmont, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Fairmont, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmont car insurance rates. Find the cheapest Fairmont, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmont, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,259 $3,453 $3,626
Liberty Mutual $5,839 $6,135 $6,473
Nationwide $2,736 $2,783 $2,869
Progressive $3,859 $3,977 $4,221
State Farm $2,112 $2,245 $2,397
USAA $2,869 $2,962 $3,070

What affects car insurance rates in Fairmont, West Virginia?

What factors can have an impact on Fairmont, WV car insurance? There are several reasons why Fairmont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmont, West Virginia.

Commute Time in Fairmont

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmont, WV is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmont, WV

Ready to find affordable Fairmont, West Virginia car insurance today? Enter your ZIP code for fast, free Fairmont, WV car insurance quotes.

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