Compare Fairmount, IL Car Insurance Rates (2021)

Car insurance in Fairmount, IL averages $248 a month. Fairmount, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Fairmount car insurance rates, compare quotes from the top car insurance companies in Fairmount, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairmount, IL are $2,978/year
  • Average car insurance rates in Fairmount, IL after a DUI are $3,473/year
  • The cheapest car insurance company in Fairmount for teen drivers is State Farm

If you need to buy Fairmount, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmount, IL is right here.

You’ll find Fairmount car insurance rates, the cheapest Fairmount, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Fairmount, Illinois car insurance rates to Springfield car insurance rates, Champaign car insurance rates, and Joliet car insurance rates.

Ready to find affordable Fairmount, IL car insurance today? Enter your ZIP code for fast, free Fairmount car insurance quotes.

Cheapest Fairmount, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmount, IL car insurance rates? Every Fairmount, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmount, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,256 $1,354 $1,048 $1,169 $4,189 $4,655 $1,311 $1,380
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,947 $1,842 $1,604 $1,682 $6,928 $7,772 $2,317 $2,496
State Farm $1,340 $1,340 $1,191 $1,191 $3,778 $4,793 $1,513 $1,739
Travelers $1,413 $1,491 $1,278 $1,363 $3,913 $4,873 $1,499 $1,579
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

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Minimum Car Insurance in Fairmount, IL

Every driver must carry the minimum car insurance in Fairmount, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmount, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Fairmount, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmount, IL. Compare credit history car insurance rates in Fairmount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmount, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,795 $3,261 $2,757
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,886 $1,808 $1,441
Nationwide $3,151 $2,545 $2,230
Progressive $3,798 $3,210 $2,962
State Farm $3,069 $1,838 $1,425
Travelers $2,664 $2,129 $1,736
USAA $3,831 $2,620 $2,154

Cheapest Fairmount, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmount, IL to rates for a clean record with top companies.

Annual Fairmount, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,704 $2,418 $2,125 $1,935
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,742 $4,053 $3,036 $3,463
State Farm $1,933 $2,288 $2,111 $2,111
Travelers $1,738 $2,265 $2,526 $2,175
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Fairmount, IL Car Insurance for Teen Drivers

Teen car insurance in Fairmount, IL can be expensive. Take a look at rates from the top car insurance companies in Fairmount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmount, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,324 $8,770
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,189 $4,655
Nationwide $4,608 $5,912
Progressive $6,928 $7,772
State Farm $3,778 $4,793
Travelers $3,913 $4,873
USAA $5,442 $6,030

Cheapest Fairmount, IL Car Insurance for Seniors

Take a look at Fairmount, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmount, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $2,055 $2,055
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,048 $1,169
Nationwide $1,508 $1,597
Progressive $1,604 $1,682
State Farm $1,191 $1,191
Travelers $1,278 $1,363
USAA $1,598 $1,592

Cheapest Fairmount, IL Car Insurance Rates After a DUI

A DUI in Fairmount, IL increases car insurance rates. Compare Fairmount, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmount, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,998
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,125
Nationwide $3,236
Progressive $3,036
State Farm $2,111
Travelers $2,526
USAA $4,024

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Cheapest Fairmount, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmount, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmount, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,558 $3,651
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,045 $2,045
Nationwide $2,642 $2,642
Progressive $3,324 $3,324
State Farm $2,058 $2,163
Travelers $2,091 $2,261
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Fairmount, IL

Take a look at a side-by-side comparison of the top car insurance companies in Fairmount, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmount, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,604
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,045
Nationwide $2,642
Progressive $3,324
State Farm $2,111
Travelers $2,176
USAA $2,868

Category Winners: Cheapest Car Insurance in Fairmount, Illinois

Find the cheapest car insurance companies in Fairmount, IL for each category right here.

Best Annual Car Insurance Rates by Company in Fairmount, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Fairmount, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmount car insurance rates. Find the cheapest Fairmount, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmount, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,484 $3,736 $3,593
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,929 $2,041 $2,166
Nationwide $2,636 $2,662 $2,629
Progressive $3,053 $3,305 $3,612
State Farm $2,005 $2,114 $2,214
Travelers $2,046 $2,174 $2,309
USAA $2,681 $2,865 $3,059

What affects car insurance rates in Fairmount, Illinois?

What factors can have an impact on Fairmount, IL car insurance? There are several reasons why Fairmount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmount, Illinois.

Commute Time in Fairmount

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmount, IL is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmount, IL

Ready to find affordable Fairmount, Illinois car insurance today? Enter your ZIP code for fast, free Fairmount, IL car insurance quotes.

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