Compare Fairmount, IN Car Insurance Rates (2021)

Car insurance in Fairmount, IN averages $271 a month. Fairmount, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fairmount car insurance rates, compare quotes from the top car insurance companies in Fairmount, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairmount, IN after a DUI are $3,877/year
  • The cheapest car insurance company in Fairmount is USAA
  • The cheapest car insurance company in Fairmount for teen drivers is USAA

If you need to buy Fairmount, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmount, IN is right here.

You’ll find Fairmount car insurance rates, the cheapest Fairmount, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Fairmount, Indiana car insurance rates to Fort Wayne car insurance rates, Hammond car insurance rates, and Evansville car insurance rates.

Ready to find affordable Fairmount, IN car insurance today? Enter your ZIP code for fast, free Fairmount car insurance quotes.

Cheapest Fairmount, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmount, IN car insurance rates? Every Fairmount, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmount, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,550 $2,614 $2,235 $2,444 $7,831 $9,857 $2,602 $2,828
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,436 $1,418 $1,226 $1,377 $7,727 $8,239 $1,896 $2,052
GEICO $1,451 $1,451 $1,364 $1,418 $4,331 $4,025 $1,666 $1,465
Liberty Mutual $3,890 $3,890 $3,576 $3,576 $8,508 $12,843 $3,890 $5,331
Nationwide $1,791 $1,832 $1,567 $1,675 $5,280 $6,863 $2,107 $2,306
Progressive $1,476 $1,393 $1,342 $1,351 $8,689 $9,745 $1,843 $1,871
State Farm $1,380 $1,380 $1,235 $1,235 $4,253 $5,444 $1,530 $1,702
Travelers $1,277 $1,299 $1,199 $1,198 $7,981 $12,604 $1,354 $1,564
USAA $1,047 $1,031 $975 $982 $2,918 $3,260 $1,415 $1,514

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Minimum Car Insurance in Fairmount, IN

Every driver must carry the minimum car insurance in Fairmount, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmount, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fairmount, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmount, IN. Compare credit history car insurance rates in Fairmount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmount, Indiana

Insurance Company Poor Fair Good
Allstate $5,115 $3,798 $3,448
American Family $4,908 $3,181 $2,661
Farmers $3,699 $3,019 $2,797
GEICO $2,581 $2,146 $1,711
Liberty Mutual $7,574 $4,931 $4,559
Nationwide $3,335 $2,815 $2,632
Progressive $3,815 $3,384 $3,193
State Farm $3,307 $1,973 $1,530
Travelers $3,962 $3,359 $3,357
USAA $2,211 $1,462 $1,254

Cheapest Fairmount, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmount, IN to rates for a clean record with top companies.

Annual Fairmount, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,284 $4,826 $4,458 $3,914
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,835 $3,312 $3,408 $3,130
GEICO $1,404 $2,214 $3,024 $1,943
Liberty Mutual $4,429 $5,228 $8,212 $4,883
Nationwide $2,515 $3,247 $3,113 $2,835
Progressive $2,600 $4,555 $3,097 $3,604
State Farm $2,215 $2,434 $2,215 $2,215
Travelers $3,023 $3,737 $4,234 $3,243
USAA $1,240 $1,766 $2,026 $1,538

Cheapest Fairmount, IN Car Insurance for Teen Drivers

Teen car insurance in Fairmount, IN can be expensive. Take a look at rates from the top car insurance companies in Fairmount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmount, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,831 $9,857
American Family $6,237 $8,999
Farmers $7,727 $8,239
GEICO $4,331 $4,025
Liberty Mutual $8,508 $12,843
Nationwide $5,280 $6,863
Progressive $8,689 $9,745
State Farm $4,253 $5,444
Travelers $7,981 $12,604
USAA $2,918 $3,260

Cheapest Fairmount, IN Car Insurance for Seniors

Take a look at Fairmount, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmount, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,235 $2,444
American Family $2,008 $2,008
Farmers $1,226 $1,377
GEICO $1,364 $1,418
Liberty Mutual $3,576 $3,576
Nationwide $1,567 $1,675
Progressive $1,342 $1,351
State Farm $1,235 $1,235
Travelers $1,199 $1,198
USAA $975 $982

Cheapest Fairmount, IN Car Insurance Rates After a DUI

A DUI in Fairmount, IN increases car insurance rates. Compare Fairmount, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmount, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,458
American Family $4,985
Farmers $3,408
GEICO $3,024
Liberty Mutual $8,212
Nationwide $3,113
Progressive $3,097
State Farm $2,215
Travelers $4,234
USAA $2,026

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Cheapest Fairmount, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmount, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmount, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,120 $4,120
American Family $3,540 $3,627
Farmers $3,171 $3,171
GEICO $2,110 $2,183
Liberty Mutual $5,537 $5,839
Nationwide $2,928 $2,928
Progressive $3,464 $3,464
State Farm $2,206 $2,334
Travelers $3,559 $3,559
USAA $1,621 $1,664

The Best Cheap Car Insurance Companies in Fairmount, IN

Take a look at a side-by-side comparison of the top car insurance companies in Fairmount, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmount, Indiana

Insurance Company Average Annual Rates
Allstate $4,120
American Family $3,583
Farmers $3,171
GEICO $2,146
Liberty Mutual $5,688
Nationwide $2,928
Progressive $3,464
State Farm $2,270
Travelers $3,559
USAA $1,643

Category Winners: Cheapest Car Insurance in Fairmount, Indiana

Find the cheapest car insurance companies in Fairmount, IN for each category right here.

Best Annual Car Insurance Rates by Company in Fairmount, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Fairmount, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmount car insurance rates. Find the cheapest Fairmount, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmount, Indiana

Insurance Company Low Medium High
Allstate $3,926 $4,105 $4,330
American Family $3,541 $3,702 $3,507
Farmers $3,066 $3,166 $3,282
GEICO $2,014 $2,140 $2,284
Liberty Mutual $5,485 $5,672 $5,907
Nationwide $2,975 $2,905 $2,903
Progressive $3,265 $3,408 $3,719
State Farm $2,157 $2,269 $2,384
Travelers $3,495 $3,592 $3,591
USAA $1,582 $1,638 $1,707

What affects car insurance rates in Fairmount, Indiana?

What factors can have an impact on Fairmount, IN car insurance? There are several reasons why Fairmount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmount, Indiana.

Car Theft in Fairmount

High levels of vehicle theft can make car insurance more expensive. Fairmount, IN car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Fairmount

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmount, IN is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmount, IN

Ready to find affordable Fairmount, Indiana car insurance today? Enter your ZIP code for fast, free Fairmount, IN car insurance quotes.

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