Compare Fairmount, NY Car Insurance Rates (2021)

Car insurance in Fairmount, NY averages $265 a month. Fairmount, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fairmount car insurance rates, compare quotes from the top car insurance companies in Fairmount, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Fairmount is GEICO
  • Average car insurance rates in Fairmount, NY after a DUI are $4,214/year
  • The cheapest car insurance company in Fairmount for teen drivers is GEICO

If you need to buy Fairmount, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmount, NY is right here.

You’ll find Fairmount car insurance rates, the cheapest Fairmount, NY car insurance companies, and information on New York car insurance laws. You can also compare Fairmount, New York car insurance rates to New York car insurance rates, Albany car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Fairmount, NY car insurance today? Enter your ZIP code for fast, free Fairmount car insurance quotes.

Cheapest Fairmount, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmount, NY car insurance rates? Every Fairmount, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmount, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,674 $2,514 $2,527 $2,576 $8,164 $8,819 $2,617 $2,640
GEICO $1,297 $1,251 $1,265 $1,247 $2,768 $4,088 $1,167 $1,203
Liberty Mutual $3,284 $3,284 $3,062 $3,062 $6,397 $10,359 $3,284 $3,483
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,761 $1,630 $1,403 $1,423 $6,315 $7,039 $2,297 $2,232
State Farm $2,059 $2,059 $1,801 $1,801 $6,183 $7,952 $2,271 $2,404
Travelers $2,300 $2,316 $2,120 $2,268 $5,469 $6,525 $2,448 $2,549
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fairmount, NY

Every driver must carry the minimum car insurance in Fairmount, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmount, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Fairmount, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmount, NY. Compare credit history car insurance rates in Fairmount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmount, New York

Insurance Company Poor Fair Good
Allstate $5,839 $3,417 $2,943
GEICO $2,238 $1,644 $1,475
Liberty Mutual $6,321 $4,146 $3,114
Nationwide $2,702 $2,702 $2,702
Progressive $4,738 $2,475 $1,824
State Farm $4,682 $2,936 $2,330
Travelers $4,443 $2,834 $2,471
USAA $4,309 $2,210 $1,959

Cheapest Fairmount, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmount, NY to rates for a clean record with top companies.

Annual Fairmount, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,412 $3,412 $5,083 $4,360
GEICO $1,392 $1,518 $2,841 $1,392
Liberty Mutual $3,612 $3,612 $7,273 $3,612
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,927 $2,927 $3,248 $2,946
State Farm $3,154 $3,154 $3,478 $3,478
Travelers $2,767 $3,473 $3,525 $3,233
USAA $2,498 $2,540 $3,724 $2,540

Cheapest Fairmount, NY Car Insurance for Teen Drivers

Teen car insurance in Fairmount, NY can be expensive. Take a look at rates from the top car insurance companies in Fairmount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmount, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,164 $8,819
GEICO $2,768 $4,088
Liberty Mutual $6,397 $10,359
Nationwide $3,642 $5,406
Progressive $6,315 $7,039
State Farm $6,183 $7,952
Travelers $5,469 $6,525
USAA $5,994 $7,111

Cheapest Fairmount, NY Car Insurance for Seniors

Take a look at Fairmount, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmount, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,527 $2,576
GEICO $1,265 $1,247
Liberty Mutual $3,062 $3,062
Nationwide $1,927 $1,927
Progressive $1,403 $1,423
State Farm $1,801 $1,801
Travelers $2,120 $2,268
USAA $1,341 $1,334

Cheapest Fairmount, NY Car Insurance Rates After a DUI

A DUI in Fairmount, NY increases car insurance rates. Compare Fairmount, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmount, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,083
GEICO $2,841
Liberty Mutual $7,273
Nationwide $4,536
Progressive $3,248
State Farm $3,478
Travelers $3,525
USAA $3,724

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fairmount, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmount, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmount, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,011 $4,122
GEICO $1,733 $1,838
Liberty Mutual $4,401 $4,653
Nationwide $2,702 $2,702
Progressive $3,012 $3,012
State Farm $3,200 $3,433
Travelers $3,249 $3,249
USAA $2,798 $2,854

The Best Cheap Car Insurance Companies in Fairmount, NY

Take a look at a side-by-side comparison of the top car insurance companies in Fairmount, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmount, New York

Insurance Company Average Annual Rates
Allstate $4,066
GEICO $1,786
Liberty Mutual $4,527
Nationwide $2,702
Progressive $3,012
State Farm $3,316
Travelers $3,249
USAA $2,826

Category Winners: Cheapest Car Insurance in Fairmount, New York

Find the cheapest car insurance companies in Fairmount, NY for each category right here.

Best Annual Car Insurance Rates by Company in Fairmount, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fairmount, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmount car insurance rates. Find the cheapest Fairmount, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmount, New York

Insurance Company Low Medium High
Allstate $3,833 $4,052 $4,314
GEICO $1,698 $1,785 $1,874
Liberty Mutual $4,321 $4,511 $4,749
Nationwide $2,548 $2,683 $2,875
Progressive $2,871 $3,004 $3,162
State Farm $3,137 $3,337 $3,475
Travelers $3,098 $3,225 $3,425
USAA $2,741 $2,813 $2,922

What affects car insurance rates in Fairmount, New York?

What factors can have an impact on Fairmount, NY car insurance? There are several reasons why Fairmount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmount, New York.

Commute Time in Fairmount

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmount, NY is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmount, NY

Ready to find affordable Fairmount, New York car insurance today? Enter your ZIP code for fast, free Fairmount, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption