Compare Fairmount, TN Car Insurance Rates (2021)

Car insurance in Fairmount, TN averages $290 a month. Fairmount, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fairmount car insurance rates, compare quotes from the top car insurance companies in Fairmount, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fairmount, TN are $3,484/year
  • The cheapest car insurance company in Fairmount for teen drivers is State Farm
  • The cheapest car insurance company in Fairmount is USAA

If you need to buy Fairmount, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Fairmount, TN is right here.

You’ll find Fairmount car insurance rates, the cheapest Fairmount, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Fairmount, Tennessee car insurance rates to Hendersonville car insurance rates, Chattanooga car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Fairmount, TN car insurance today? Enter your ZIP code for fast, free Fairmount car insurance quotes.

Cheapest Fairmount, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairmount, TN car insurance rates? Every Fairmount, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairmount, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,450 $2,304 $2,390 $9,652 $10,502 $2,714 $2,804
Farmers $1,688 $1,718 $1,514 $1,668 $7,074 $7,521 $2,285 $2,411
GEICO $2,075 $2,091 $1,909 $1,909 $6,413 $6,515 $2,115 $2,182
Liberty Mutual $3,321 $129 $2,738 $3,060 $13,635 $15,151 $3,554 $3,778
Nationwide $2,185 $2,199 $1,961 $1,988 $6,102 $7,844 $2,516 $2,721
Progressive $1,739 $1,628 $1,418 $1,489 $8,082 $9,086 $2,092 $2,284
State Farm $1,573 $1,573 $1,430 $1,430 $4,951 $6,187 $1,782 $2,071
Travelers $1,748 $1,839 $1,597 $1,699 $4,992 $6,210 $1,860 $1,956
USAA $1,458 $1,481 $1,318 $1,315 $5,239 $6,020 $1,904 $2,022

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Minimum Car Insurance in Fairmount, TN

Every driver must carry the minimum car insurance in Fairmount, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Fairmount, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fairmount, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairmount, TN. Compare credit history car insurance rates in Fairmount from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairmount, Tennessee

Insurance Company Poor Fair Good
Allstate $5,636 $4,322 $3,306
Farmers $3,845 $3,012 $2,848
GEICO $3,574 $3,063 $2,817
Liberty Mutual $8,121 $4,988 $3,903
Nationwide $4,121 $3,282 $2,915
Progressive $3,893 $3,377 $3,162
State Farm $3,812 $2,287 $1,776
Travelers $3,474 $2,741 $1,998
USAA $3,755 $2,207 $1,822

Cheapest Fairmount, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairmount, TN to rates for a clean record with top companies.

Annual Fairmount, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,698 $4,411 $5,341 $4,235
Farmers $2,760 $3,423 $3,512 $3,245
GEICO $2,300 $3,070 $4,934 $2,300
Liberty Mutual $4,599 $6,632 $6,163 $5,289
Nationwide $2,980 $2,980 $4,461 $3,337
Progressive $3,061 $3,987 $3,259 $3,601
State Farm $2,383 $2,866 $2,625 $2,625
Travelers $2,218 $2,854 $3,151 $2,728
USAA $1,886 $2,829 $3,322 $2,341

Cheapest Fairmount, TN Car Insurance for Teen Drivers

Teen car insurance in Fairmount, TN can be expensive. Take a look at rates from the top car insurance companies in Fairmount for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairmount, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,652 $10,502
Farmers $7,074 $7,521
GEICO $6,413 $6,515
Liberty Mutual $13,635 $15,151
Nationwide $6,102 $7,844
Progressive $8,082 $9,086
State Farm $4,951 $6,187
Travelers $4,992 $6,210
USAA $5,239 $6,020

Cheapest Fairmount, TN Car Insurance for Seniors

Take a look at Fairmount, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairmount, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,304 $2,390
Farmers $1,514 $1,668
GEICO $1,909 $1,909
Liberty Mutual $2,738 $3,060
Nationwide $1,961 $1,988
Progressive $1,418 $1,489
State Farm $1,430 $1,430
Travelers $1,597 $1,699
USAA $1,318 $1,315

Cheapest Fairmount, TN Car Insurance Rates After a DUI

A DUI in Fairmount, TN increases car insurance rates. Compare Fairmount, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairmount, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,341
Farmers $3,512
GEICO $4,934
Liberty Mutual $6,163
Nationwide $4,461
Progressive $3,259
State Farm $2,625
Travelers $3,151
USAA $3,322

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Cheapest Fairmount, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairmount, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairmount, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,421 $4,421
Farmers $3,235 $3,235
GEICO $3,130 $3,172
Liberty Mutual $5,671 $5,671
Nationwide $3,439 $3,439
Progressive $3,477 $3,477
State Farm $2,561 $2,688
Travelers $2,630 $2,845
USAA $2,523 $2,666

The Best Cheap Car Insurance Companies in Fairmount, TN

Take a look at a side-by-side comparison of the top car insurance companies in Fairmount, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairmount, Tennessee

Insurance Company Average Annual Rates
Allstate $4,421
Farmers $3,235
GEICO $3,151
Liberty Mutual $5,671
Nationwide $3,439
Progressive $3,477
State Farm $2,625
Travelers $2,738
USAA $2,595

Category Winners: Cheapest Car Insurance in Fairmount, Tennessee

Find the cheapest car insurance companies in Fairmount, TN for each category right here.

Best Annual Car Insurance Rates by Company in Fairmount, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Fairmount, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairmount car insurance rates. Find the cheapest Fairmount, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairmount, Tennessee

Insurance Company Low Medium High
Allstate $4,255 $4,410 $4,598
Farmers $3,037 $3,217 $3,450
GEICO $3,000 $3,145 $3,308
Liberty Mutual $5,410 $5,669 $5,934
Nationwide $3,456 $3,367 $3,496
Progressive $3,229 $3,476 $3,726
State Farm $2,460 $2,639 $2,776
Travelers $2,574 $2,736 $2,903
USAA $2,513 $2,586 $2,684

What affects car insurance rates in Fairmount, Tennessee?

What factors can have an impact on Fairmount, TN car insurance? There are several reasons why Fairmount car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairmount, Tennessee.

Commute Time in Fairmount

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairmount, TN is 36.2 minutes according to City-Data.

Compare Car Insurance Quotes in Fairmount, TN

Ready to find affordable Fairmount, Tennessee car insurance today? Enter your ZIP code for fast, free Fairmount, TN car insurance quotes.

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