Compare Fairplay, CO Car Insurance Rates (2021)

Car insurance in Fairplay, CO averages $328 a month. Fairplay, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Fairplay car insurance rates, compare quotes from the top car insurance companies in Fairplay, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fairplay is GEICO
  • Average car insurance rates in Fairplay, CO are $3,931/year
  • The cheapest car insurance company in Fairplay for teen drivers is GEICO

If you need to buy Fairplay, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Fairplay, CO is right here.

You’ll find Fairplay car insurance rates, the cheapest Fairplay, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Fairplay, Colorado car insurance rates to Greeley car insurance rates, Centennial car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Fairplay, CO car insurance today? Enter your ZIP code for fast, free Fairplay car insurance quotes.

Cheapest Fairplay, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fairplay, CO car insurance rates? Every Fairplay, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairplay, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,134 $3,102 $2,837 $3,051 $11,847 $11,945 $3,459 $3,509
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,890 $1,864 $1,587 $1,744 $5,828 $6,377 $1,922 $1,969
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,470 $2,300 $2,154 $2,141 $8,753 $9,810 $2,792 $2,716
State Farm $2,197 $2,197 $1,971 $1,971 $6,374 $8,060 $2,462 $2,932
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

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Minimum Car Insurance in Fairplay, CO

Every driver must carry the minimum car insurance in Fairplay, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Fairplay, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Fairplay, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fairplay, CO. Compare credit history car insurance rates in Fairplay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fairplay, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $5,143 $3,648 $3,057
Farmers $6,215 $5,059 $4,807
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,147 $2,532 $2,014
Nationwide $4,245 $3,363 $2,929
Progressive $4,693 $4,024 $3,710
State Farm $4,897 $3,139 $2,526
USAA $4,786 $2,717 $2,174

Cheapest Fairplay, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fairplay, CO to rates for a clean record with top companies.

Annual Fairplay, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,524 $5,817 $5,738 $5,363
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,540 $2,968 $3,086 $2,996
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,584 $5,031 $3,782 $4,172
State Farm $3,236 $3,804 $3,520 $3,520
USAA $2,359 $2,868 $5,018 $2,659

Cheapest Fairplay, CO Car Insurance for Teen Drivers

Teen car insurance in Fairplay, CO can be expensive. Take a look at rates from the top car insurance companies in Fairplay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fairplay, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,552 $8,774
Farmers $11,847 $11,945
GEICO $5,302 $5,671
Liberty Mutual $5,828 $6,377
Nationwide $5,929 $7,587
Progressive $8,753 $9,810
State Farm $6,374 $8,060
USAA $5,365 $6,151

Cheapest Fairplay, CO Car Insurance for Seniors

Take a look at Fairplay, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fairplay, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,430 $2,430
Farmers $2,837 $3,051
GEICO $1,751 $1,963
Liberty Mutual $1,587 $1,744
Nationwide $2,085 $2,204
Progressive $2,154 $2,141
State Farm $1,971 $1,971
USAA $2,054 $2,068

Cheapest Fairplay, CO Car Insurance Rates After a DUI

A DUI in Fairplay, CO increases car insurance rates. Compare Fairplay, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fairplay, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,345
American Family $5,425
Farmers $5,738
GEICO $3,404
Liberty Mutual $3,086
Nationwide $4,685
Progressive $3,782
State Farm $3,520
USAA $5,018

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Cheapest Fairplay, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fairplay, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fairplay, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,865 $4,034
Farmers $5,360 $5,360
GEICO $2,618 $2,726
Liberty Mutual $2,898 $2,898
Nationwide $3,512 $3,512
Progressive $4,142 $4,142
State Farm $3,435 $3,606
USAA $3,134 $3,317

The Best Cheap Car Insurance Companies in Fairplay, CO

Take a look at a side-by-side comparison of the top car insurance companies in Fairplay, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fairplay, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,949
Farmers $5,360
GEICO $2,672
Liberty Mutual $2,898
Nationwide $3,512
Progressive $4,142
State Farm $3,520
USAA $3,226

Category Winners: Cheapest Car Insurance in Fairplay, Colorado

Find the cheapest car insurance companies in Fairplay, CO for each category right here.

Best Annual Car Insurance Rates by Company in Fairplay, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Fairplay, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fairplay car insurance rates. Find the cheapest Fairplay, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fairplay, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,759 $4,030 $4,059
Farmers $4,754 $5,292 $6,035
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,759 $2,890 $3,045
Nationwide $3,535 $3,511 $3,491
Progressive $3,854 $4,154 $4,418
State Farm $3,310 $3,523 $3,728
USAA $3,096 $3,225 $3,356

What affects car insurance rates in Fairplay, Colorado?

What factors can have an impact on Fairplay, CO car insurance? There are several reasons why Fairplay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fairplay, Colorado.

Commute Time in Fairplay

The more time you spend in your car the higher the risk of an accident. The average commute length in Fairplay, CO is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Fairplay, CO

Ready to find affordable Fairplay, Colorado car insurance today? Enter your ZIP code for fast, free Fairplay, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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