Compare Falcon Heights, MN Car Insurance Rates (2021)

Car insurance in Falcon Heights, MN averages $426 a month. Falcon Heights, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Falcon Heights car insurance rates, compare quotes from the top car insurance companies in Falcon Heights, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Falcon Heights, MN after a DUI are $7,000/year
  • The cheapest car insurance company in Falcon Heights is State Farm
  • The cheapest car insurance company in Falcon Heights for teen drivers is State Farm

If you need to buy Falcon Heights, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Falcon Heights, MN is right here.

You’ll find Falcon Heights car insurance rates, the cheapest Falcon Heights, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Falcon Heights, Minnesota car insurance rates to Plymouth car insurance rates, St. Cloud car insurance rates, and Brooklyn Park car insurance rates.

Ready to find affordable Falcon Heights, MN car insurance today? Enter your ZIP code for fast, free Falcon Heights car insurance quotes.

Cheapest Falcon Heights, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Falcon Heights, MN car insurance rates? Every Falcon Heights, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Falcon Heights, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,738 $3,738 $3,632 $3,632 $8,577 $12,209 $4,580 $4,737
American Family $2,647 $2,647 $2,409 $2,409 $7,430 $10,563 $2,647 $2,955
Farmers $2,334 $2,334 $2,239 $2,389 $6,999 $7,142 $3,084 $3,005
GEICO $2,894 $2,865 $2,754 $2,677 $6,399 $8,065 $2,705 $2,846
Liberty Mutual $10,313 $10,313 $10,216 $10,216 $19,884 $29,628 $10,313 $14,192
Nationwide $2,399 $2,386 $2,140 $2,257 $6,445 $7,749 $2,855 $2,945
State Farm $1,764 $1,764 $1,602 $1,602 $4,089 $5,022 $2,044 $1,674
USAA $1,971 $1,920 $1,815 $1,776 $5,449 $5,870 $2,545 $2,656

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Minimum Car Insurance in Falcon Heights, MN

Every driver must carry the minimum car insurance in Falcon Heights, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Falcon Heights, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Falcon Heights, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Falcon Heights, MN. Compare credit history car insurance rates in Falcon Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Falcon Heights, Minnesota

Insurance Company Poor Fair Good
Allstate $8,204 $4,464 $4,148
American Family $5,880 $3,774 $2,986
Farmers $4,581 $3,355 $3,137
GEICO $4,680 $3,832 $3,190
Liberty Mutual $20,039 $12,970 $10,144
Nationwide $4,345 $3,504 $3,092
State Farm $3,566 $2,180 $1,589
USAA $4,635 $2,322 $2,045

Cheapest Falcon Heights, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Falcon Heights, MN to rates for a clean record with top companies.

Annual Falcon Heights, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,994 $5,938 $7,150 $5,341
American Family $2,857 $4,997 $5,762 $3,237
Farmers $3,165 $3,971 $4,040 $3,588
GEICO $2,612 $4,120 $6,072 $2,799
Liberty Mutual $10,276 $14,320 $21,864 $11,076
Nationwide $2,909 $3,841 $4,403 $3,436
State Farm $2,223 $2,667 $2,445 $2,445
USAA $2,226 $2,862 $4,266 $2,647

Cheapest Falcon Heights, MN Car Insurance for Teen Drivers

Teen car insurance in Falcon Heights, MN can be expensive. Take a look at rates from the top car insurance companies in Falcon Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Falcon Heights, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,577 $12,209
American Family $7,430 $10,563
Farmers $6,999 $7,142
GEICO $6,399 $8,065
Liberty Mutual $19,884 $29,628
Nationwide $6,445 $7,749
State Farm $4,089 $5,022
USAA $5,449 $5,870

Cheapest Falcon Heights, MN Car Insurance for Seniors

Take a look at Falcon Heights, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Falcon Heights, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,632 $3,632
American Family $2,409 $2,409
Farmers $2,239 $2,389
GEICO $2,754 $2,677
Liberty Mutual $10,216 $10,216
Nationwide $2,140 $2,257
State Farm $1,602 $1,602
USAA $1,815 $1,776

Cheapest Falcon Heights, MN Car Insurance Rates After a DUI

A DUI in Falcon Heights, MN increases car insurance rates. Compare Falcon Heights, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Falcon Heights, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,150
American Family $5,762
Farmers $4,040
GEICO $6,072
Liberty Mutual $21,864
Nationwide $4,403
State Farm $2,445
USAA $4,266

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Cheapest Falcon Heights, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Falcon Heights, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Falcon Heights, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,605 $5,605
American Family $4,165 $4,262
Farmers $3,691 $3,691
GEICO $3,845 $3,956
Liberty Mutual $13,975 $14,794
Nationwide $3,647 $3,647
State Farm $2,376 $2,514
USAA $2,961 $3,039

The Best Cheap Car Insurance Companies in Falcon Heights, MN

Take a look at a side-by-side comparison of the top car insurance companies in Falcon Heights, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Falcon Heights, Minnesota

Insurance Company Average Annual Rates
Allstate $5,605
American Family $4,213
Farmers $3,691
GEICO $3,901
Liberty Mutual $14,384
Nationwide $3,647
State Farm $2,445
USAA $3,000

Category Winners: Cheapest Car Insurance in Falcon Heights, Minnesota

Find the cheapest car insurance companies in Falcon Heights, MN for each category right here.

Best Annual Car Insurance Rates by Company in Falcon Heights, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Falcon Heights, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Falcon Heights car insurance rates. Find the cheapest Falcon Heights, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Falcon Heights, Minnesota

Insurance Company Low Medium High
Allstate $5,502 $5,603 $5,711
American Family $4,193 $4,327 $4,120
Farmers $3,533 $3,711 $3,829
GEICO $3,749 $3,900 $4,052
Liberty Mutual $13,959 $14,401 $14,793
Nationwide $3,414 $3,678 $3,849
State Farm $2,323 $2,458 $2,553
USAA $2,910 $2,999 $3,092

What affects car insurance rates in Falcon Heights, Minnesota?

What factors can have an impact on Falcon Heights, MN car insurance? There are several reasons why Falcon Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Falcon Heights, Minnesota.

Commute Time in Falcon Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Falcon Heights, MN is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Falcon Heights, MN

Ready to find affordable Falcon Heights, Minnesota car insurance today? Enter your ZIP code for fast, free Falcon Heights, MN car insurance quotes.

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