Compare Fallbrook, CA Car Insurance Rates (2021)

Car insurance in Fallbrook, CA averages $283 a month. Fallbrook, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fallbrook car insurance rates, compare quotes from the top car insurance companies in Fallbrook, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fallbrook, CA are $3,399/year
  • Average car insurance rates in Fallbrook, CA after a DUI are $4,780/year
  • The cheapest car insurance company in Fallbrook for teen drivers is USAA

If you need to buy Fallbrook, California car insurance, the options can be confusing. Everything you need to know about car insurance in Fallbrook, CA is right here.

You’ll find Fallbrook car insurance rates, the cheapest Fallbrook, CA car insurance companies, and information on California car insurance laws. You can also compare Fallbrook, California car insurance rates to Long Beach car insurance rates, San Diego car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Fallbrook, CA car insurance today? Enter your ZIP code for fast, free Fallbrook car insurance quotes.

Cheapest Fallbrook, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fallbrook, CA car insurance rates? Every Fallbrook, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fallbrook, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,697 $2,697 $1,975 $1,991 $7,564 $9,514 $3,445 $3,775
Farmers $2,283 $2,283 $2,065 $2,065 $7,270 $11,869 $2,705 $3,013
GEICO $1,532 $1,532 $1,441 $1,441 $4,668 $4,741 $2,201 $2,245
Liberty Mutual $2,194 $2,078 $2,042 $1,978 $4,808 $5,112 $2,475 $2,494
Nationwide $2,905 $2,770 $2,559 $2,409 $7,430 $8,196 $3,469 $3,417
Progressive $1,706 $1,756 $1,447 $1,718 $4,557 $5,484 $2,448 $2,630
State Farm $3,234 $3,234 $2,890 $2,890 $5,977 $7,414 $3,582 $3,693
Travelers $2,344 $2,266 $2,078 $2,057 $4,874 $5,538 $3,044 $2,972
USAA $1,930 $1,828 $1,883 $1,890 $4,393 $4,413 $2,664 $2,518

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Minimum Car Insurance in Fallbrook, CA

Every driver must carry the minimum car insurance in Fallbrook, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Fallbrook, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fallbrook, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fallbrook, CA to rates for a clean record with top companies.

Annual Fallbrook, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,541 $4,265 $6,692 $3,332
Farmers $3,104 $4,224 $5,256 $4,192
GEICO $1,729 $2,677 $3,350 $2,145
Liberty Mutual $2,515 $3,370 $3,040 $2,665
Nationwide $2,895 $3,711 $6,261 $3,711
Progressive $1,784 $3,028 $3,491 $2,570
State Farm $2,937 $3,502 $6,609 $3,408
Travelers $2,099 $3,428 $3,966 $3,093
USAA $1,787 $2,660 $4,355 $1,958

Cheapest Fallbrook, CA Car Insurance for Teen Drivers

Teen car insurance in Fallbrook, CA can be expensive. Take a look at rates from the top car insurance companies in Fallbrook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fallbrook, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,564 $9,514
Farmers $7,270 $11,869
GEICO $4,668 $4,741
Liberty Mutual $4,808 $5,112
Nationwide $7,430 $8,196
Progressive $4,557 $5,484
State Farm $5,977 $7,414
Travelers $4,874 $5,538
USAA $4,393 $4,413

Cheapest Fallbrook, CA Car Insurance for Seniors

Take a look at Fallbrook, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fallbrook, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,975 $1,991
Farmers $2,065 $2,065
GEICO $1,441 $1,441
Liberty Mutual $2,042 $1,978
Nationwide $2,559 $2,409
Progressive $1,447 $1,718
State Farm $2,890 $2,890
Travelers $2,078 $2,057
USAA $1,883 $1,890

Cheapest Fallbrook, CA Car Insurance Rates After a DUI

A DUI in Fallbrook, CA increases car insurance rates. Compare Fallbrook, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fallbrook, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,692
Farmers $5,256
GEICO $3,350
Liberty Mutual $3,040
Nationwide $6,261
Progressive $3,491
State Farm $6,609
Travelers $3,966
USAA $4,355

Cheapest Fallbrook, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fallbrook, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fallbrook, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,797 $4,618
Farmers $3,805 $4,583
GEICO $2,248 $2,702
Liberty Mutual $2,661 $3,134
Nationwide $3,661 $4,628
Progressive $2,463 $2,974
State Farm $3,965 $4,264
Travelers $2,834 $3,459
USAA $2,479 $2,901

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The Best Cheap Car Insurance Companies in Fallbrook, CA

Take a look at a side-by-side comparison of the top car insurance companies in Fallbrook, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fallbrook, California

Insurance Company Average Annual Rates
Allstate $4,207
Farmers $4,194
GEICO $2,475
Liberty Mutual $2,898
Nationwide $4,144
Progressive $2,718
State Farm $4,114
Travelers $3,146
USAA $2,690

Category Winners: Cheapest Car Insurance in Fallbrook, California

Find the cheapest car insurance companies in Fallbrook, CA for each category right here.

Best Annual Car Insurance Rates by Company in Fallbrook, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Fallbrook, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fallbrook car insurance rates. Find the cheapest Fallbrook, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fallbrook, California

Insurance Company Low Medium High
Allstate $3,988 $4,244 $4,390
Farmers $3,892 $4,228 $4,463
GEICO $2,231 $2,505 $2,690
Liberty Mutual $2,706 $2,923 $3,064
Nationwide $3,699 $4,223 $4,511
Progressive $2,441 $2,805 $2,909
State Farm $3,700 $4,188 $4,454
Travelers $2,721 $3,236 $3,482
USAA $2,432 $2,744 $2,894

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What affects car insurance rates in Fallbrook, California?

What factors can have an impact on Fallbrook, CA car insurance? There are several reasons why Fallbrook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fallbrook, California.

Commute Time in Fallbrook

The more time you spend in your car the higher the risk of an accident. The average commute length in Fallbrook, CA is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Fallbrook, CA

Ready to find affordable Fallbrook, California car insurance today? Enter your ZIP code for fast, free Fallbrook, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State