Compare Falmouth, ME Car Insurance Rates (2021)

Car insurance in Falmouth, ME averages $208 a month. Falmouth, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Falmouth car insurance rates, compare quotes from the top car insurance companies in Falmouth, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Falmouth for teen drivers is GEICO
  • Average car insurance rates in Falmouth, ME after a DUI are $2,938/year
  • Average car insurance rates in Falmouth, ME are $2,497/year

If you need to buy Falmouth, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Falmouth, ME is right here.

You’ll find Falmouth car insurance rates, the cheapest Falmouth, ME car insurance companies, and information on Maine car insurance laws. You can also compare Falmouth, Maine car insurance rates to Augusta car insurance rates, Portland car insurance rates, and Bangor car insurance rates.

Ready to find affordable Falmouth, ME car insurance today? Enter your ZIP code for fast, free Falmouth car insurance quotes.

Cheapest Falmouth, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Falmouth, ME car insurance rates? Every Falmouth, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Falmouth, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,772 $1,787 $1,673 $1,783 $5,906 $6,450 $2,109 $2,180
GEICO $929 $961 $929 $929 $2,316 $3,005 $1,013 $1,077
Liberty Mutual $2,688 $2,688 $2,563 $2,563 $5,636 $8,401 $2,688 $3,759
Progressive $1,754 $1,717 $1,754 $1,717 $7,415 $8,325 $2,041 $2,305
State Farm $1,319 $1,319 $1,253 $1,253 $4,304 $5,375 $1,479 $1,616
Travelers $1,094 $1,126 $991 $1,011 $4,509 $6,121 $1,069 $1,216
USAA $783 $769 $779 $759 $2,569 $2,829 $990 $1,034

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Minimum Car Insurance in Falmouth, ME

Every driver must carry the minimum car insurance in Falmouth, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Falmouth, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Falmouth, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Falmouth, ME. Compare credit history car insurance rates in Falmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Falmouth, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,440 $2,827 $2,605
GEICO $1,877 $1,246 $1,062
Liberty Mutual $5,391 $3,495 $2,734
Progressive $3,809 $3,278 $3,048
State Farm $3,262 $1,949 $1,509
Travelers $2,519 $2,066 $1,841
USAA $1,718 $1,188 $1,036

Cheapest Falmouth, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Falmouth, ME to rates for a clean record with top companies.

Annual Falmouth, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,584 $3,297 $2,859 $3,091
GEICO $1,018 $1,428 $2,115 $1,018
Liberty Mutual $2,946 $3,489 $5,839 $3,218
Progressive $2,705 $4,584 $3,012 $3,213
State Farm $2,027 $2,452 $2,240 $2,240
Travelers $1,784 $1,981 $2,495 $2,308
USAA $997 $1,314 $1,847 $1,097

Cheapest Falmouth, ME Car Insurance for Teen Drivers

Teen car insurance in Falmouth, ME can be expensive. Take a look at rates from the top car insurance companies in Falmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Falmouth, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,906 $6,450
GEICO $2,316 $3,005
Liberty Mutual $5,636 $8,401
Progressive $7,415 $8,325
State Farm $4,304 $5,375
Travelers $4,509 $6,121
USAA $2,569 $2,829

Cheapest Falmouth, ME Car Insurance for Seniors

Take a look at Falmouth, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Falmouth, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,673 $1,783
GEICO $929 $929
Liberty Mutual $2,563 $2,563
Progressive $1,754 $1,717
State Farm $1,253 $1,253
Travelers $991 $1,011
USAA $779 $759

Cheapest Falmouth, ME Car Insurance Rates After a DUI

A DUI in Falmouth, ME increases car insurance rates. Compare Falmouth, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Falmouth, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,096
Farmers $2,859
GEICO $2,115
Liberty Mutual $5,839
Progressive $3,012
State Farm $2,240
Travelers $2,495
USAA $1,847

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Cheapest Falmouth, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Falmouth, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Falmouth, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,958 $2,958
GEICO $1,372 $1,418
Liberty Mutual $3,795 $3,951
Progressive $3,378 $3,378
State Farm $2,167 $2,313
Travelers $2,142 $2,142
USAA $1,277 $1,351

The Best Cheap Car Insurance Companies in Falmouth, ME

Take a look at a side-by-side comparison of the top car insurance companies in Falmouth, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Falmouth, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,958
GEICO $1,395
Liberty Mutual $3,873
Progressive $3,378
State Farm $2,240
Travelers $2,142
USAA $1,314

Category Winners: Cheapest Car Insurance in Falmouth, Maine

Find the cheapest car insurance companies in Falmouth, ME for each category right here.

Best Annual Car Insurance Rates by Company in Falmouth, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Falmouth, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Falmouth car insurance rates. Find the cheapest Falmouth, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Falmouth, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,832 $2,853 $3,188
GEICO $1,365 $1,375 $1,444
Liberty Mutual $3,817 $3,817 $3,986
Progressive $3,306 $3,315 $3,514
State Farm $2,175 $2,214 $2,330
Travelers $2,103 $2,108 $2,215
USAA $1,284 $1,296 $1,361

What affects car insurance rates in Falmouth, Maine?

What factors can have an impact on Falmouth, ME car insurance? There are several reasons why Falmouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Falmouth, Maine.

Commute Time in Falmouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Falmouth, ME is 18.8 minutes according to City-Data.

Compare Car Insurance Quotes in Falmouth, ME

Ready to find affordable Falmouth, Maine car insurance today? Enter your ZIP code for fast, free Falmouth, ME car insurance quotes.

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