Compare Falmouth, VA Car Insurance Rates (2021)

Car insurance in Falmouth, VA averages $199 a month. Falmouth, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Falmouth car insurance rates, compare quotes from the top car insurance companies in Falmouth, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Falmouth, VA after a DUI are $2,839/year
  • Average car insurance rates in Falmouth, VA are $2,393/year
  • The cheapest car insurance company in Falmouth for teen drivers is GEICO

If you need to buy Falmouth, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Falmouth, VA is right here.

You’ll find Falmouth car insurance rates, the cheapest Falmouth, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Falmouth, Virginia car insurance rates to Roanoke car insurance rates, Suffolk car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Falmouth, VA car insurance today? Enter your ZIP code for fast, free Falmouth car insurance quotes.

Cheapest Falmouth, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Falmouth, VA car insurance rates? Every Falmouth, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Falmouth, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,118 $1,999 $2,105 $2,105 $6,635 $7,618 $2,750 $2,750
GEICO $1,506 $1,496 $1,430 $1,430 $3,285 $4,386 $1,753 $1,724
Nationwide $1,495 $1,504 $1,326 $1,362 $3,589 $4,628 $1,651 $1,797
Progressive $1,154 $1,090 $1,052 $1,052 $5,430 $6,082 $1,392 $1,412
State Farm $1,356 $1,356 $1,233 $1,233 $4,216 $5,286 $1,536 $1,768
USAA $1,188 $1,171 $1,109 $1,118 $3,647 $4,342 $1,531 $1,684

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Minimum Car Insurance in Falmouth, VA

Every driver must carry the minimum car insurance in Falmouth, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Falmouth, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Falmouth, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Falmouth, VA. Compare credit history car insurance rates in Falmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Falmouth, Virginia

Insurance Company Poor Fair Good
Allstate $4,270 $3,429 $2,831
GEICO $2,362 $2,008 $2,008
Nationwide $2,570 $2,064 $1,874
Progressive $2,587 $2,278 $2,134
State Farm $3,197 $1,982 $1,565
USAA $2,642 $1,797 $1,482

Cheapest Falmouth, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Falmouth, VA to rates for a clean record with top companies.

Annual Falmouth, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,622 $4,187 $3,850 $3,382
GEICO $1,619 $2,096 $3,170 $1,619
Nationwide $1,885 $1,885 $2,766 $2,140
Progressive $1,984 $2,654 $2,380 $2,313
State Farm $2,045 $2,451 $2,248 $2,248
USAA $1,530 $1,984 $2,620 $1,761

Cheapest Falmouth, VA Car Insurance for Teen Drivers

Teen car insurance in Falmouth, VA can be expensive. Take a look at rates from the top car insurance companies in Falmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Falmouth, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,635 $7,618
GEICO $3,285 $4,386
Nationwide $3,589 $4,628
Progressive $5,430 $6,082
State Farm $4,216 $5,286
USAA $3,647 $4,342

Cheapest Falmouth, VA Car Insurance for Seniors

Take a look at Falmouth, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Falmouth, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,105 $2,105
GEICO $1,430 $1,430
Nationwide $1,326 $1,362
Progressive $1,052 $1,052
State Farm $1,233 $1,233
USAA $1,109 $1,118

Cheapest Falmouth, VA Car Insurance Rates After a DUI

A DUI in Falmouth, VA increases car insurance rates. Compare Falmouth, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Falmouth, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,850
GEICO $3,170
Nationwide $2,766
Progressive $2,380
State Farm $2,248
USAA $2,620

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Cheapest Falmouth, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Falmouth, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Falmouth, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,403 $3,617
GEICO $2,087 $2,165
Nationwide $2,169 $2,169
Progressive $2,333 $2,333
State Farm $2,192 $2,304
USAA $1,901 $2,047

The Best Cheap Car Insurance Companies in Falmouth, VA

Take a look at a side-by-side comparison of the top car insurance companies in Falmouth, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Falmouth, Virginia

Insurance Company Average Annual Rates
Allstate $3,510
GEICO $2,126
Nationwide $2,169
Progressive $2,333
State Farm $2,248
USAA $1,974

Category Winners: Cheapest Car Insurance in Falmouth, Virginia

Find the cheapest car insurance companies in Falmouth, VA for each category right here.

Best Annual Car Insurance Rates by Company in Falmouth, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Falmouth, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Falmouth car insurance rates. Find the cheapest Falmouth, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Falmouth, Virginia

Insurance Company Low Medium High
Allstate $3,411 $3,511 $3,608
GEICO $2,041 $2,124 $2,213
Nationwide $2,279 $2,148 $2,080
Progressive $2,221 $2,305 $2,472
State Farm $2,103 $2,245 $2,396
USAA $1,897 $1,977 $2,047

What affects car insurance rates in Falmouth, Virginia?

What factors can have an impact on Falmouth, VA car insurance? There are several reasons why Falmouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Falmouth, Virginia.

Commute Time in Falmouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Falmouth, VA is 39.9 minutes according to City-Data.

Compare Car Insurance Quotes in Falmouth, VA

Ready to find affordable Falmouth, Virginia car insurance today? Enter your ZIP code for fast, free Falmouth, VA car insurance quotes.

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