Compare Fancy Farm, KY Car Insurance Rates (2021)

Car insurance in Fancy Farm, KY averages $343 a month. Fancy Farm, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fancy Farm car insurance rates, compare quotes from the top car insurance companies in Fancy Farm, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fancy Farm, KY after a DUI are $4,912/year
  • Average car insurance rates in Fancy Farm, KY are $4,121/year
  • The cheapest car insurance company in Fancy Farm for teen drivers is USAA

If you need to buy Fancy Farm, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Fancy Farm, KY is right here.

You’ll find Fancy Farm car insurance rates, the cheapest Fancy Farm, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Fancy Farm, Kentucky car insurance rates to Owensboro car insurance rates, Frankfort car insurance rates, and Richmond car insurance rates.

Ready to find affordable Fancy Farm, KY car insurance today? Enter your ZIP code for fast, free Fancy Farm car insurance quotes.

Cheapest Fancy Farm, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fancy Farm, KY car insurance rates? Every Fancy Farm, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fancy Farm, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,264 $3,257 $2,920 $3,119 $11,449 $12,861 $3,684 $3,923
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,657 $2,883 $2,260 $2,527 $10,526 $11,651 $2,785 $2,909
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,062 $1,978 $1,832 $1,852 $9,570 $10,815 $2,557 $2,626
State Farm $1,882 $1,882 $1,660 $1,660 $5,045 $6,316 $2,098 $2,302
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

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Minimum Car Insurance in Fancy Farm, KY

Every driver must carry the minimum car insurance in Fancy Farm, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Fancy Farm, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fancy Farm, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fancy Farm, KY. Compare credit history car insurance rates in Fancy Farm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fancy Farm, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,072 $4,246
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,829 $4,185 $3,310
Nationwide $4,672 $3,666 $3,197
Progressive $4,676 $4,047 $3,762
State Farm $4,135 $2,492 $1,941
Travelers $5,751 $4,866 $4,847
USAA $4,227 $2,354 $1,915

Cheapest Fancy Farm, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fancy Farm, KY to rates for a clean record with top companies.

Annual Fancy Farm, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,670 $6,008 $6,344 $5,217
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,993 $6,111 $4,760 $4,236
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,448 $5,068 $3,935 $4,195
State Farm $2,633 $3,078 $2,856 $2,856
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,135 $3,024 $3,602 $2,568

Cheapest Fancy Farm, KY Car Insurance for Teen Drivers

Teen car insurance in Fancy Farm, KY can be expensive. Take a look at rates from the top car insurance companies in Fancy Farm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fancy Farm, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,449 $12,861
GEICO $6,168 $7,329
Liberty Mutual $10,526 $11,651
Nationwide $6,037 $7,550
Progressive $9,570 $10,815
State Farm $5,045 $6,316
Travelers $10,535 $16,904
USAA $4,984 $5,272

Cheapest Fancy Farm, KY Car Insurance for Seniors

Take a look at Fancy Farm, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fancy Farm, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,920 $3,119
GEICO $3,218 $2,914
Liberty Mutual $2,260 $2,527
Nationwide $2,519 $2,640
Progressive $1,832 $1,852
State Farm $1,660 $1,660
Travelers $2,169 $2,175
USAA $1,714 $1,758

Cheapest Fancy Farm, KY Car Insurance Rates After a DUI

A DUI in Fancy Farm, KY increases car insurance rates. Compare Fancy Farm, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fancy Farm, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,344
GEICO $6,130
Liberty Mutual $4,760
Nationwide $4,997
Progressive $3,935
State Farm $2,856
Travelers $6,674
USAA $3,602

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Cheapest Fancy Farm, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fancy Farm, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fancy Farm, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,560 $5,560
GEICO $3,750 $3,821
Liberty Mutual $4,775 $4,775
Nationwide $3,845 $3,845
Progressive $4,161 $4,161
State Farm $2,782 $2,929
Travelers $5,155 $5,155
USAA $2,726 $2,938

The Best Cheap Car Insurance Companies in Fancy Farm, KY

Take a look at a side-by-side comparison of the top car insurance companies in Fancy Farm, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fancy Farm, Kentucky

Insurance Company Average Annual Rates
Allstate $5,560
GEICO $3,785
Liberty Mutual $4,775
Nationwide $3,845
Progressive $4,161
State Farm $2,856
Travelers $5,155
USAA $2,832

Category Winners: Cheapest Car Insurance in Fancy Farm, Kentucky

Find the cheapest car insurance companies in Fancy Farm, KY for each category right here.

Best Annual Car Insurance Rates by Company in Fancy Farm, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Fancy Farm, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fancy Farm car insurance rates. Find the cheapest Fancy Farm, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fancy Farm, Kentucky

Insurance Company Low Medium High
Allstate $5,224 $5,541 $5,914
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,560 $4,746 $5,019
Nationwide $3,908 $3,801 $3,826
Progressive $3,886 $4,120 $4,478
State Farm $2,717 $2,854 $2,997
Travelers $4,897 $5,179 $5,389
USAA $2,715 $2,826 $2,956

What affects car insurance rates in Fancy Farm, Kentucky?

What factors can have an impact on Fancy Farm, KY car insurance? There are several reasons why Fancy Farm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fancy Farm, Kentucky.

Commute Time in Fancy Farm

The more time you spend in your car the higher the risk of an accident. The average commute length in Fancy Farm, KY is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Fancy Farm, KY

Ready to find affordable Fancy Farm, Kentucky car insurance today? Enter your ZIP code for fast, free Fancy Farm, KY car insurance quotes.

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