Compare Fannin, TX Car Insurance Rates (2021)

Car insurance in Fannin, TX averages $304 a month. Fannin, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Fannin car insurance rates, compare quotes from the top car insurance companies in Fannin, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fannin, TX after a DUI are $4,144/year
  • The cheapest car insurance company in Fannin is USAA
  • The cheapest car insurance company in Fannin for teen drivers is USAA

If you need to buy Fannin, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Fannin, TX is right here.

You’ll find Fannin car insurance rates, the cheapest Fannin, TX car insurance companies, and information on Texas car insurance laws. You can also compare Fannin, Texas car insurance rates to Arlington car insurance rates, Laredo car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Fannin, TX car insurance today? Enter your ZIP code for fast, free Fannin car insurance quotes.

Cheapest Fannin, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fannin, TX car insurance rates? Every Fannin, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fannin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,986 $3,329 $2,770 $3,181 $7,865 $10,269 $4,287 $4,879
GEICO $2,314 $2,495 $2,234 $2,525 $5,004 $5,224 $2,499 $2,499
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,177 $2,076 $1,935 $1,974 $8,830 $9,853 $2,573 $2,612
State Farm $1,868 $1,868 $1,659 $1,659 $4,403 $5,599 $2,026 $2,092
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

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Minimum Car Insurance in Fannin, TX

Every driver must carry the minimum car insurance in Fannin, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Fannin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fannin, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fannin, TX. Compare credit history car insurance rates in Fannin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fannin, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $6,788 $4,308 $3,741
GEICO $4,777 $2,710 $1,811
Nationwide $4,121 $3,316 $2,885
Progressive $4,522 $3,891 $3,599
State Farm $3,749 $2,333 $1,858
USAA $3,434 $1,983 $1,595

Cheapest Fannin, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fannin, TX to rates for a clean record with top companies.

Annual Fannin, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $4,498 $5,753 $5,032 $4,498
GEICO $2,633 $3,469 $2,906 $3,388
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $3,498 $4,498 $4,084 $3,936
State Farm $2,360 $2,696 $3,171 $2,360
USAA $1,745 $2,571 $3,031 $2,002

Cheapest Fannin, TX Car Insurance for Teen Drivers

Teen car insurance in Fannin, TX can be expensive. Take a look at rates from the top car insurance companies in Fannin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fannin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $7,865 $10,269
GEICO $5,004 $5,224
Nationwide $6,107 $7,828
Progressive $8,830 $9,853
State Farm $4,403 $5,599
USAA $4,176 $4,555

Cheapest Fannin, TX Car Insurance for Seniors

Take a look at Fannin, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fannin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,770 $3,181
GEICO $2,234 $2,525
Nationwide $1,916 $2,026
Progressive $1,935 $1,974
State Farm $1,659 $1,659
USAA $1,425 $1,417

Cheapest Fannin, TX Car Insurance Rates After a DUI

A DUI in Fannin, TX increases car insurance rates. Compare Fannin, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fannin, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,367
American Family $5,032
GEICO $2,906
Nationwide $4,413
Progressive $4,084
State Farm $3,171
USAA $3,031

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Cheapest Fannin, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fannin, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fannin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,946 $4,946
GEICO $3,041 $3,158
Nationwide $3,441 $3,441
Progressive $4,004 $4,004
State Farm $2,647 $2,647
USAA $2,308 $2,367

The Best Cheap Car Insurance Companies in Fannin, TX

Take a look at a side-by-side comparison of the top car insurance companies in Fannin, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fannin, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,946
GEICO $3,099
Nationwide $3,441
Progressive $4,004
State Farm $2,647
USAA $2,337

Category Winners: Cheapest Car Insurance in Fannin, Texas

Find the cheapest car insurance companies in Fannin, TX for each category right here.

Best Annual Car Insurance Rates by Company in Fannin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Fannin, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fannin car insurance rates. Find the cheapest Fannin, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fannin, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $4,598 $4,751 $5,488
GEICO $2,937 $3,057 $3,303
Nationwide $3,697 $3,295 $3,330
Progressive $3,795 $3,985 $4,232
State Farm $2,517 $2,638 $2,786
USAA $2,260 $2,328 $2,424

Compare Car Insurance Quotes in Fannin, TX

Ready to find affordable Fannin, Texas car insurance today? Enter your ZIP code for fast, free Fannin, TX car insurance quotes.

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