Compare Fanwood, NJ Car Insurance Rates (2021)

Car insurance in Fanwood, NJ averages $465 a month. Fanwood, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Fanwood car insurance rates, compare quotes from the top car insurance companies in Fanwood, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Fanwood, NJ are $5,578/year
  • The cheapest car insurance company in Fanwood is GEICO
  • Average car insurance rates in Fanwood, NJ after a DUI are $6,546/year

If you need to buy Fanwood, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Fanwood, NJ is right here.

You’ll find Fanwood car insurance rates, the cheapest Fanwood, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Fanwood, New Jersey car insurance rates to Jersey City car insurance rates, Passaic car insurance rates, and Clifton car insurance rates.

Ready to find affordable Fanwood, NJ car insurance today? Enter your ZIP code for fast, free Fanwood car insurance quotes.

Cheapest Fanwood, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fanwood, NJ car insurance rates? Every Fanwood, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fanwood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,814 $3,794 $3,691 $3,691 $12,147 $15,023 $4,470 $4,647
Farmers $4,902 $4,952 $4,771 $4,677 $14,517 $16,731 $5,838 $5,976
GEICO $2,142 $2,108 $2,097 $2,097 $3,915 $3,922 $2,464 $2,408
Liberty Mutual $4,270 $4,270 $4,688 $4,688 $11,188 $12,716 $4,688 $5,399
Progressive $2,017 $1,868 $1,824 $1,867 $9,250 $10,234 $2,390 $2,304
State Farm $4,207 $4,207 $3,812 $3,812 $13,792 $17,702 $4,797 $5,358
Travelers $3,424 $3,319 $3,176 $3,200 $7,757 $8,760 $3,323 $3,290

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Minimum Car Insurance in Fanwood, NJ

Every driver must carry the minimum car insurance in Fanwood, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Fanwood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Fanwood, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fanwood, NJ. Compare credit history car insurance rates in Fanwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fanwood, New Jersey

Insurance Company Poor Fair Good
Allstate $8,898 $5,769 $4,561
Farmers $9,282 $7,256 $6,849
GEICO $3,977 $2,292 $1,664
Liberty Mutual $8,219 $6,097 $5,150
Progressive $4,432 $3,882 $3,594
State Farm $10,431 $6,294 $4,908
Travelers $6,106 $4,457 $3,031

Cheapest Fanwood, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fanwood, NJ to rates for a clean record with top companies.

Annual Fanwood, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,782 $8,018 $7,000 $5,838
Farmers $6,031 $10,274 $8,328 $6,549
GEICO $2,060 $2,703 $3,753 $2,060
Liberty Mutual $6,233 $7,125 $6,364 $6,233
Progressive $3,425 $4,574 $3,899 $3,979
State Farm $3,922 $7,135 $11,466 $6,322
Travelers $3,475 $5,180 $5,015 $4,456

Cheapest Fanwood, NJ Car Insurance for Teen Drivers

Teen car insurance in Fanwood, NJ can be expensive. Take a look at rates from the top car insurance companies in Fanwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fanwood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,147 $15,023
Farmers $14,517 $16,731
GEICO $3,915 $3,922
Liberty Mutual $11,188 $12,716
Progressive $9,250 $10,234
State Farm $13,792 $17,702
Travelers $7,757 $8,760

Cheapest Fanwood, NJ Car Insurance for Seniors

Take a look at Fanwood, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fanwood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,691 $3,691
Farmers $4,771 $4,677
GEICO $2,097 $2,097
Liberty Mutual $4,688 $4,688
Progressive $1,824 $1,867
State Farm $3,812 $3,812
Travelers $3,176 $3,200

Cheapest Fanwood, NJ Car Insurance Rates After a DUI

A DUI in Fanwood, NJ increases car insurance rates. Compare Fanwood, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fanwood, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,000
Farmers $8,328
GEICO $3,753
Liberty Mutual $6,364
Progressive $3,899
State Farm $11,466
Travelers $5,015

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Cheapest Fanwood, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fanwood, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fanwood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,397 $6,422
Farmers $7,796 $7,796
GEICO $2,622 $2,666
Liberty Mutual $6,425 $6,552
Progressive $3,969 $3,969
State Farm $7,025 $7,397
Travelers $4,531 $4,531

The Best Cheap Car Insurance Companies in Fanwood, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Fanwood, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fanwood, New Jersey

Insurance Company Average Annual Rates
Allstate $6,410
Farmers $7,796
GEICO $2,644
Liberty Mutual $6,488
Progressive $3,969
State Farm $7,211
Travelers $4,531

Category Winners: Cheapest Car Insurance in Fanwood, New Jersey

Find the cheapest car insurance companies in Fanwood, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Fanwood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Fanwood, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fanwood car insurance rates. Find the cheapest Fanwood, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fanwood, New Jersey

Insurance Company Low Medium High
Allstate $5,896 $6,507 $6,825
Farmers $7,007 $7,750 $8,629
GEICO $2,330 $2,701 $2,901
Liberty Mutual $5,818 $6,683 $6,964
Progressive $3,582 $4,032 $4,293
State Farm $6,696 $7,306 $7,631
Travelers $4,127 $4,529 $4,938

What affects car insurance rates in Fanwood, New Jersey?

What factors can have an impact on Fanwood, NJ car insurance? There are several reasons why Fanwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fanwood, New Jersey.

Commute Time in Fanwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Fanwood, NJ is 40.9 minutes according to City-Data.

Compare Car Insurance Quotes in Fanwood, NJ

Ready to find affordable Fanwood, New Jersey car insurance today? Enter your ZIP code for fast, free Fanwood, NJ car insurance quotes.

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