Compare Fargo, GA Car Insurance Rates (2021)

Car insurance in Fargo, GA averages $375 a month. Fargo, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fargo car insurance rates, compare quotes from the top car insurance companies in Fargo, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fargo is GEICO
  • Average car insurance rates in Fargo, GA are $4,503/year
  • Average car insurance rates in Fargo, GA after a DUI are $5,562/year

If you need to buy Fargo, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Fargo, GA is right here.

You’ll find Fargo car insurance rates, the cheapest Fargo, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Fargo, Georgia car insurance rates to Johns Creek car insurance rates, Albany car insurance rates, and Atlanta car insurance rates.

Ready to find affordable Fargo, GA car insurance today? Enter your ZIP code for fast, free Fargo car insurance quotes.

Cheapest Fargo, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fargo, GA car insurance rates? Every Fargo, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fargo, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,442 $1,423 $1,396 $1,396 $4,275 $5,123 $1,857 $2,058
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $1,991 $1,833 $1,711 $1,799 $6,258 $6,933 $2,302 $2,410
State Farm $2,157 $2,157 $1,925 $1,925 $5,576 $7,348 $2,361 $2,543
USAA $1,635 $1,635 $1,514 $1,524 $5,802 $6,873 $2,034 $2,250

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Minimum Car Insurance in Fargo, GA

Every driver must carry the minimum car insurance in Fargo, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Fargo, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fargo, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fargo, GA. Compare credit history car insurance rates in Fargo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fargo, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $2,982 $2,096 $2,035
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $3,557 $3,069 $2,838
State Farm $4,607 $2,868 $2,273
USAA $3,791 $2,662 $2,272

Cheapest Fargo, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fargo, GA to rates for a clean record with top companies.

Annual Fargo, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,596 $2,001 $4,099 $1,789
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,471 $4,358 $2,915 $2,876
State Farm $2,973 $3,525 $3,249 $3,249
USAA $2,230 $2,818 $4,102 $2,483

Cheapest Fargo, GA Car Insurance for Teen Drivers

Teen car insurance in Fargo, GA can be expensive. Take a look at rates from the top car insurance companies in Fargo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fargo, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,275 $5,123
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $6,258 $6,933
State Farm $5,576 $7,348
USAA $5,802 $6,873

Cheapest Fargo, GA Car Insurance for Seniors

Take a look at Fargo, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fargo, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,396 $1,396
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,711 $1,799
State Farm $1,925 $1,925
USAA $1,514 $1,524

Cheapest Fargo, GA Car Insurance Rates After a DUI

A DUI in Fargo, GA increases car insurance rates. Compare Fargo, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fargo, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,501
GEICO $4,099
Liberty Mutual $11,032
Nationwide $10,034
Progressive $2,915
State Farm $3,249
USAA $4,102

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Cheapest Fargo, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fargo, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fargo, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,330 $2,412
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,155 $3,155
State Farm $3,249 $3,249
USAA $2,776 $3,041

The Best Cheap Car Insurance Companies in Fargo, GA

Take a look at a side-by-side comparison of the top car insurance companies in Fargo, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fargo, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,371
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,155
State Farm $3,249
USAA $2,908

Category Winners: Cheapest Car Insurance in Fargo, Georgia

Find the cheapest car insurance companies in Fargo, GA for each category right here.

Best Annual Car Insurance Rates by Company in Fargo, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Fargo, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fargo car insurance rates. Find the cheapest Fargo, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fargo, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,208 $2,382 $2,524
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $2,891 $3,104 $3,469
State Farm $3,054 $3,251 $3,443
USAA $2,771 $2,893 $3,061

What affects car insurance rates in Fargo, Georgia?

What factors can have an impact on Fargo, GA car insurance? There are several reasons why Fargo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fargo, Georgia.

Commute Time in Fargo

The more time you spend in your car the higher the risk of an accident. The average commute length in Fargo, GA is 29.1 minutes according to City-Data.

Traffic in Fargo

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fargo, GA traffic data from INRIX ranks Fargo as the 506th-most congested in the world.

Compare Car Insurance Quotes in Fargo, GA

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