Compare Farmington, CA Car Insurance Rates (2021)

Car insurance in Farmington, CA averages $296 a month. Farmington, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Farmington car insurance rates, compare quotes from the top car insurance companies in Farmington, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Farmington, CA are $3,548/year
  • Average car insurance rates in Farmington, CA after a DUI are $4,974/year
  • The cheapest car insurance company in Farmington for teen drivers is USAA

If you need to buy Farmington, California car insurance, the options can be confusing. Everything you need to know about car insurance in Farmington, CA is right here.

You’ll find Farmington car insurance rates, the cheapest Farmington, CA car insurance companies, and information on California car insurance laws. You can also compare Farmington, California car insurance rates to Anaheim car insurance rates, Los Angeles car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Farmington, CA car insurance today? Enter your ZIP code for fast, free Farmington car insurance quotes.

Cheapest Farmington, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Farmington, CA car insurance rates? Every Farmington, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,701 $2,701 $1,962 $1,980 $7,393 $9,280 $3,436 $3,765
Farmers $2,709 $2,709 $2,443 $2,443 $8,621 $14,122 $3,208 $3,571
GEICO $2,000 $2,000 $1,880 $1,880 $6,098 $6,209 $2,875 $2,941
Liberty Mutual $2,211 $2,092 $2,056 $1,991 $4,788 $5,106 $2,490 $2,517
Nationwide $3,144 $3,002 $2,764 $2,605 $7,947 $8,797 $3,738 $3,687
Progressive $1,634 $1,681 $1,393 $1,650 $4,343 $5,232 $2,356 $2,532
State Farm $2,981 $2,981 $2,662 $2,662 $5,450 $6,767 $3,296 $3,397
Travelers $2,394 $2,321 $2,116 $2,093 $4,911 $5,634 $3,113 $3,047
USAA $1,875 $1,777 $1,830 $1,837 $4,289 $4,310 $2,596 $2,453

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Minimum Car Insurance in Farmington, CA

Every driver must carry the minimum car insurance in Farmington, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Farmington, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Farmington, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farmington, CA to rates for a clean record with top companies.

Annual Farmington, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,506 $4,199 $6,621 $3,282
Farmers $3,681 $5,012 $6,244 $4,977
GEICO $2,260 $3,497 $4,379 $2,804
Liberty Mutual $2,522 $3,379 $3,051 $2,673
Nationwide $3,112 $3,992 $6,747 $3,992
Progressive $1,704 $2,894 $3,358 $2,454
State Farm $2,690 $3,211 $6,073 $3,124
Travelers $2,144 $3,480 $4,048 $3,144
USAA $1,742 $2,591 $4,243 $1,908

Cheapest Farmington, CA Car Insurance for Teen Drivers

Teen car insurance in Farmington, CA can be expensive. Take a look at rates from the top car insurance companies in Farmington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Farmington, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,393 $9,280
Farmers $8,621 $14,122
GEICO $6,098 $6,209
Liberty Mutual $4,788 $5,106
Nationwide $7,947 $8,797
Progressive $4,343 $5,232
State Farm $5,450 $6,767
Travelers $4,911 $5,634
USAA $4,289 $4,310

Cheapest Farmington, CA Car Insurance for Seniors

Take a look at Farmington, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Farmington, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,962 $1,980
Farmers $2,443 $2,443
GEICO $1,880 $1,880
Liberty Mutual $2,056 $1,991
Nationwide $2,764 $2,605
Progressive $1,393 $1,650
State Farm $2,662 $2,662
Travelers $2,116 $2,093
USAA $1,830 $1,837

Cheapest Farmington, CA Car Insurance Rates After a DUI

A DUI in Farmington, CA increases car insurance rates. Compare Farmington, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Farmington, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,621
Farmers $6,244
GEICO $4,379
Liberty Mutual $3,051
Nationwide $6,747
Progressive $3,358
State Farm $6,073
Travelers $4,048
USAA $4,243

Cheapest Farmington, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Farmington, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Farmington, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,737 $4,567
Farmers $4,517 $5,440
GEICO $2,939 $3,531
Liberty Mutual $2,667 $3,145
Nationwide $3,942 $4,979
Progressive $2,363 $2,842
State Farm $3,636 $3,912
Travelers $2,883 $3,524
USAA $2,414 $2,827

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The Best Cheap Car Insurance Companies in Farmington, CA

Take a look at a side-by-side comparison of the top car insurance companies in Farmington, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Farmington, California

Insurance Company Average Annual Rates
Allstate $4,152
Farmers $4,978
GEICO $3,235
Liberty Mutual $2,906
Nationwide $4,461
Progressive $2,603
State Farm $3,774
Travelers $3,204
USAA $2,621

Category Winners: Cheapest Car Insurance in Farmington, California

Find the cheapest car insurance companies in Farmington, CA for each category right here.

Best Annual Car Insurance Rates by Company in Farmington, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Farmington, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Farmington car insurance rates. Find the cheapest Farmington, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Farmington, California

Insurance Company Low Medium High
Allstate $3,893 $4,193 $4,371
Farmers $4,635 $5,016 $5,284
GEICO $2,913 $3,270 $3,521
Liberty Mutual $2,704 $2,931 $3,084
Nationwide $3,979 $4,541 $4,861
Progressive $2,329 $2,680 $2,798
State Farm $3,417 $3,833 $4,073
Travelers $2,812 $3,285 $3,514
USAA $2,378 $2,671 $2,813

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What affects car insurance rates in Farmington, California?

What factors can have an impact on Farmington, CA car insurance? There are several reasons why Farmington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farmington, California.

Car Theft in Farmington

High levels of vehicle theft can make car insurance more expensive. Farmington, CA car theft statistics from the FBI indicate 20 vehicle thefts a year.

Traffic in Farmington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Farmington, CA traffic data from INRIX ranks Farmington as the 898th-most congested in the world.

Compare Car Insurance Quotes in Farmington, CA

Ready to find affordable Farmington, California car insurance today? Enter your ZIP code for fast, free Farmington, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State