Compare Farmington Hills, MI Car Insurance Rates (2021)

Car insurance in Farmington Hills, MI averages $957 a month. Farmington Hills, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Farmington Hills car insurance rates, compare quotes from the top car insurance companies in Farmington Hills, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Farmington Hills is USAA
  • Average car insurance rates in Farmington Hills, MI after a DUI are $19,111/year
  • The cheapest ZIP code in Farmington Hills is 48167

If you need to buy Farmington Hills, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Farmington Hills, MI is right here.

You’ll find Farmington Hills car insurance rates, the cheapest Farmington Hills, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Farmington Hills, Michigan car insurance rates to Livonia car insurance rates, Lansing car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Farmington Hills, MI car insurance today? Enter your ZIP code for fast, free Farmington Hills car insurance quotes.

Cheapest Farmington Hills, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Farmington Hills, MI car insurance rates? Every Farmington Hills, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington Hills, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,280 $18,280 $16,928 $16,928 $46,311 $46,311 $19,274 $19,274
Farmers $7,233 $7,233 $6,686 $6,686 $15,752 $15,752 $8,171 $8,171
GEICO $5,321 $5,321 $5,447 $5,447 $14,708 $14,708 $5,071 $5,071
Liberty Mutual $15,097 $15,097 $14,949 $14,949 $35,324 $35,324 $15,097 $15,097
Nationwide $4,876 $4,876 $4,334 $4,334 $13,034 $13,034 $5,358 $5,358
Progressive $3,457 $3,196 $3,053 $3,418 $13,030 $13,899 $4,031 $3,706
State Farm $9,743 $9,743 $9,080 $9,080 $34,878 $34,878 $11,463 $11,463
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,753 $2,607 $2,590 $2,442 $6,927 $6,599 $3,374 $3,237

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Minimum Car Insurance in Farmington Hills, MI

Every driver must carry the minimum car insurance in Farmington Hills, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Farmington Hills, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Farmington Hills, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Farmington Hills, MI. Compare credit history car insurance rates in Farmington Hills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Farmington Hills, Michigan

Insurance Company Poor Fair Good
Allstate $38,211 $21,152 $16,232
Farmers $13,815 $7,564 $7,003
GEICO $9,838 $7,215 $5,857
Liberty Mutual $31,823 $18,379 $10,148
Nationwide $8,666 $6,514 $5,523
Progressive $6,889 $5,806 $5,226
State Farm $26,480 $13,354 $9,040
Travelers $8,206 $7,958 $7,858
USAA $5,714 $3,255 $2,480

Cheapest Farmington Hills, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farmington Hills, MI to rates for a clean record with top companies.

Annual Farmington Hills, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,205 $16,284 $55,153 $17,151
Farmers $7,899 $10,184 $10,012 $9,746
GEICO $2,639 $5,670 $17,305 $4,933
Liberty Mutual $13,880 $16,909 $31,773 $17,904
Nationwide $5,890 $7,909 $7,163 $6,642
Progressive $5,049 $6,671 $5,978 $6,196
State Farm $10,221 $12,332 $27,111 $15,499
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,062 $3,834 $5,028 $3,340

Cheapest Farmington Hills, MI Car Insurance for Teen Drivers

Teen car insurance in Farmington Hills, MI can be expensive. Take a look at rates from the top car insurance companies in Farmington Hills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Farmington Hills, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $46,311 $46,311
Farmers $15,752 $15,752
GEICO $14,708 $14,708
Liberty Mutual $35,324 $35,324
Nationwide $13,034 $13,034
Progressive $13,030 $13,899
State Farm $34,878 $34,878
Travelers $16,180 $16,180
USAA $6,927 $6,599

Cheapest Farmington Hills, MI Car Insurance for Seniors

Take a look at Farmington Hills, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Farmington Hills, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,928 $16,928
Farmers $6,686 $6,686
GEICO $5,447 $5,447
Liberty Mutual $14,949 $14,949
Nationwide $4,334 $4,334
Progressive $3,053 $3,418
State Farm $9,080 $9,080
Travelers $4,626 $4,626
USAA $2,590 $2,442

Cheapest Farmington Hills, MI Car Insurance Rates After a DUI

A DUI in Farmington Hills, MI increases car insurance rates. Compare Farmington Hills, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Farmington Hills, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $55,153
Farmers $10,012
GEICO $17,305
Liberty Mutual $31,773
Nationwide $7,163
Progressive $5,978
State Farm $27,111
Travelers $12,473
USAA $5,028

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Cheapest Farmington Hills, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Farmington Hills, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Farmington Hills, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $25,198 $25,198
Farmers $9,461 $9,461
GEICO $7,463 $7,810
Liberty Mutual $19,429 $20,804
Nationwide $6,901 $6,901
Progressive $5,974 $5,974
State Farm $15,842 $16,740
Travelers $7,961 $8,053
USAA $3,773 $3,859

Cheapest Farmington Hills, MI Car Insurance Rates by ZIP Code

Farmington Hills car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Farmington Hills, MI.

Annual Car Insurance Rates by ZIP Code in Farmington Hills, Michigan

ZIP Code Average Annual Rates
48167 $7,262
48331 $8,494
48334 $8,351
48335 $7,910
48336 $8,050

The Best Cheap Car Insurance Companies in Farmington Hills, MI

Take a look at a side-by-side comparison of the top car insurance companies in Farmington Hills, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Farmington Hills, Michigan

Insurance Company Average Annual Rates
Allstate $25,198
Farmers $9,461
GEICO $7,637
Liberty Mutual $20,117
Nationwide $6,901
Progressive $5,974
State Farm $16,291
Travelers $8,007
USAA $3,816

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Category Winners: Cheapest Car Insurance in Farmington Hills, Michigan

Find the cheapest car insurance companies in Farmington Hills, MI for each category right here.

Best Annual Car Insurance Rates by Company in Farmington Hills, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Farmington Hills, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Farmington Hills car insurance rates. Find the cheapest Farmington Hills, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Farmington Hills, Michigan

Insurance Company Low Medium High
Allstate $24,661 $25,246 $25,688
Farmers $9,126 $9,426 $9,830
GEICO $7,132 $7,564 $8,214
Liberty Mutual $19,663 $20,073 $20,614
Nationwide $7,203 $6,789 $6,710
Progressive $5,776 $5,981 $6,163
State Farm $15,420 $16,399 $17,054
Travelers $7,920 $8,016 $8,086
USAA $3,689 $3,827 $3,932

What affects car insurance rates in Farmington Hills, Michigan?

What factors can have an impact on Farmington Hills, MI car insurance? There are several reasons why Farmington Hills car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farmington Hills, Michigan.

Car Theft in Farmington Hills

High levels of vehicle theft can make car insurance more expensive. Farmington Hills, MI car theft statistics from the FBI indicate 42 vehicle thefts a year.

Commute Time in Farmington Hills

The more time you spend in your car the higher the risk of an accident. The average commute length in Farmington Hills, MI is 25.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Farmington Hills, MI

Ready to find affordable Farmington Hills, Michigan car insurance today? Enter your ZIP code for fast, free Farmington Hills, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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