Compare Farmington, MI Car Insurance Rates (2021)

Car insurance in Farmington, MI averages $950 a month. Farmington, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Farmington car insurance rates, compare quotes from the top car insurance companies in Farmington, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Farmington for teen drivers is USAA
  • Average car insurance rates in Farmington, MI are $11,401/year
  • The cheapest car insurance company in Farmington is USAA

If you need to buy Farmington, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Farmington, MI is right here.

You’ll find Farmington car insurance rates, the cheapest Farmington, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Farmington, Michigan car insurance rates to Dearborn car insurance rates, Troy car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Farmington, MI car insurance today? Enter your ZIP code for fast, free Farmington car insurance quotes.

Cheapest Farmington, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Farmington, MI car insurance rates? Every Farmington, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,886 $18,886 $17,513 $17,513 $47,515 $47,515 $19,906 $19,906
Farmers $6,948 $6,948 $6,423 $6,423 $15,095 $15,095 $7,845 $7,845
GEICO $5,914 $5,914 $6,049 $6,049 $16,077 $16,077 $5,628 $5,628
Liberty Mutual $15,429 $15,429 $15,277 $15,277 $36,112 $36,112 $15,429 $15,429
Nationwide $4,718 $4,718 $4,199 $4,199 $12,496 $12,496 $5,178 $5,178
Progressive $3,485 $3,203 $3,074 $3,471 $12,851 $13,590 $4,052 $3,674
State Farm $8,518 $8,518 $7,925 $7,925 $30,287 $30,287 $10,016 $10,016
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,785 $2,628 $2,623 $2,468 $6,941 $6,579 $3,400 $3,248

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Minimum Car Insurance in Farmington, MI

Every driver must carry the minimum car insurance in Farmington, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Farmington, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Farmington, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Farmington, MI. Compare credit history car insurance rates in Farmington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Farmington, Michigan

Insurance Company Poor Fair Good
Allstate $39,409 $21,795 $16,661
Farmers $13,271 $7,251 $6,712
GEICO $10,849 $7,951 $6,451
Liberty Mutual $32,534 $18,785 $10,367
Nationwide $8,350 $6,274 $5,320
Progressive $6,859 $5,757 $5,159
State Farm $23,038 $11,635 $7,887
Travelers $8,206 $7,958 $7,858
USAA $5,739 $3,274 $2,489

Cheapest Farmington, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farmington, MI to rates for a clean record with top companies.

Annual Farmington, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,538 $16,751 $56,887 $17,643
Farmers $7,584 $9,771 $9,609 $9,348
GEICO $2,913 $6,245 $19,073 $5,436
Liberty Mutual $14,180 $17,281 $32,486 $18,299
Nationwide $5,674 $7,619 $6,900 $6,398
Progressive $4,995 $6,621 $5,936 $6,148
State Farm $8,936 $10,762 $23,547 $13,502
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,077 $3,854 $5,051 $3,355

Cheapest Farmington, MI Car Insurance for Teen Drivers

Teen car insurance in Farmington, MI can be expensive. Take a look at rates from the top car insurance companies in Farmington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Farmington, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,515 $47,515
Farmers $15,095 $15,095
GEICO $16,077 $16,077
Liberty Mutual $36,112 $36,112
Nationwide $12,496 $12,496
Progressive $12,851 $13,590
State Farm $30,287 $30,287
Travelers $16,180 $16,180
USAA $6,941 $6,579

Cheapest Farmington, MI Car Insurance for Seniors

Take a look at Farmington, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Farmington, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,513 $17,513
Farmers $6,423 $6,423
GEICO $6,049 $6,049
Liberty Mutual $15,277 $15,277
Nationwide $4,199 $4,199
Progressive $3,074 $3,471
State Farm $7,925 $7,925
Travelers $4,626 $4,626
USAA $2,623 $2,468

Cheapest Farmington, MI Car Insurance Rates After a DUI

A DUI in Farmington, MI increases car insurance rates. Compare Farmington, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Farmington, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $56,887
Farmers $9,609
GEICO $19,073
Liberty Mutual $32,486
Nationwide $6,900
Progressive $5,936
State Farm $23,547
Travelers $12,473
USAA $5,051

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Cheapest Farmington, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Farmington, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Farmington, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $25,955 $25,955
Farmers $9,078 $9,078
GEICO $8,224 $8,610
Liberty Mutual $19,859 $21,265
Nationwide $6,648 $6,648
Progressive $5,925 $5,925
State Farm $13,801 $14,572
Travelers $7,961 $8,053
USAA $3,790 $3,878

The Best Cheap Car Insurance Companies in Farmington, MI

Take a look at a side-by-side comparison of the top car insurance companies in Farmington, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Farmington, Michigan

Insurance Company Average Annual Rates
Allstate $25,955
Farmers $9,078
GEICO $8,417
Liberty Mutual $20,562
Nationwide $6,648
Progressive $5,925
State Farm $14,187
Travelers $8,007
USAA $3,834

Category Winners: Cheapest Car Insurance in Farmington, Michigan

Find the cheapest car insurance companies in Farmington, MI for each category right here.

Best Annual Car Insurance Rates by Company in Farmington, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Farmington, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Farmington car insurance rates. Find the cheapest Farmington, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Farmington, Michigan

Insurance Company Low Medium High
Allstate $25,408 $26,004 $26,453
Farmers $8,743 $9,042 $9,448
GEICO $7,852 $8,334 $9,065
Liberty Mutual $20,104 $20,517 $21,064
Nationwide $6,933 $6,542 $6,468
Progressive $5,749 $5,931 $6,096
State Farm $13,453 $14,277 $14,830
Travelers $7,920 $8,016 $8,086
USAA $3,703 $3,846 $3,954

What affects car insurance rates in Farmington, Michigan?

What factors can have an impact on Farmington, MI car insurance? There are several reasons why Farmington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farmington, Michigan.

Car Theft in Farmington

High levels of vehicle theft can make car insurance more expensive. Farmington, MI car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Farmington

The more time you spend in your car the higher the risk of an accident. The average commute length in Farmington, MI is 25.0 minutes according to City-Data.

Traffic in Farmington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Farmington, MI traffic data from INRIX ranks Farmington as the 898th-most congested in the world.

Compare Car Insurance Quotes in Farmington, MI

Ready to find affordable Farmington, Michigan car insurance today? Enter your ZIP code for fast, free Farmington, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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