Compare Farmington, MN Car Insurance Rates (2021)

Car insurance in Farmington, MN averages $383 a month. Farmington, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Farmington car insurance rates, compare quotes from the top car insurance companies in Farmington, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Farmington for teen drivers is State Farm
  • Average car insurance rates in Farmington, MN are $4,599/year
  • Average car insurance rates in Farmington, MN after a DUI are $6,269/year

If you need to buy Farmington, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Farmington, MN is right here.

You’ll find Farmington car insurance rates, the cheapest Farmington, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Farmington, Minnesota car insurance rates to Plymouth car insurance rates, St. Paul car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Farmington, MN car insurance today? Enter your ZIP code for fast, free Farmington car insurance quotes.

Cheapest Farmington, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Farmington, MN car insurance rates? Every Farmington, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,012 $3,012 $2,904 $2,904 $6,849 $9,886 $3,659 $3,838
American Family $2,276 $2,276 $2,071 $2,071 $6,319 $9,022 $2,276 $2,544
Farmers $2,082 $2,086 $2,006 $2,134 $6,080 $6,217 $2,745 $2,703
GEICO $2,429 $2,405 $2,312 $2,247 $5,330 $6,723 $2,270 $2,382
Liberty Mutual $9,803 $9,803 $9,708 $9,708 $19,133 $28,631 $9,803 $13,584
Nationwide $2,161 $2,147 $1,930 $2,034 $5,659 $6,789 $2,556 $2,628
State Farm $1,572 $1,572 $1,419 $1,419 $3,542 $4,321 $1,813 $1,498
USAA $1,972 $1,935 $1,810 $1,785 $5,409 $5,861 $2,560 $2,690

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Minimum Car Insurance in Farmington, MN

Every driver must carry the minimum car insurance in Farmington, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Farmington, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Farmington, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Farmington, MN. Compare credit history car insurance rates in Farmington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Farmington, Minnesota

Insurance Company Poor Fair Good
Allstate $6,590 $3,592 $3,341
American Family $4,989 $3,245 $2,587
Farmers $4,039 $2,961 $2,770
GEICO $3,914 $3,205 $2,668
Liberty Mutual $19,196 $12,415 $9,704
Nationwide $3,861 $3,108 $2,745
State Farm $3,126 $1,912 $1,395
USAA $4,662 $2,315 $2,030

Cheapest Farmington, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farmington, MN to rates for a clean record with top companies.

Annual Farmington, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,240 $4,758 $5,753 $4,280
American Family $2,430 $4,351 $4,895 $2,752
Farmers $2,795 $3,493 $3,552 $3,186
GEICO $2,184 $3,445 $5,079 $2,340
Liberty Mutual $9,988 $13,792 $20,536 $10,770
Nationwide $2,579 $3,410 $3,913 $3,050
State Farm $1,957 $2,332 $2,145 $2,145
USAA $2,226 $2,853 $4,282 $2,648

Cheapest Farmington, MN Car Insurance for Teen Drivers

Teen car insurance in Farmington, MN can be expensive. Take a look at rates from the top car insurance companies in Farmington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Farmington, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,849 $9,886
American Family $6,319 $9,022
Farmers $6,080 $6,217
GEICO $5,330 $6,723
Liberty Mutual $19,133 $28,631
Nationwide $5,659 $6,789
State Farm $3,542 $4,321
USAA $5,409 $5,861

Cheapest Farmington, MN Car Insurance for Seniors

Take a look at Farmington, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Farmington, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,904 $2,904
American Family $2,071 $2,071
Farmers $2,006 $2,134
GEICO $2,312 $2,247
Liberty Mutual $9,708 $9,708
Nationwide $1,930 $2,034
State Farm $1,419 $1,419
USAA $1,810 $1,785

Cheapest Farmington, MN Car Insurance Rates After a DUI

A DUI in Farmington, MN increases car insurance rates. Compare Farmington, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Farmington, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
American Family $4,895
Farmers $3,552
GEICO $5,079
Liberty Mutual $20,536
Nationwide $3,913
State Farm $2,145
USAA $4,282

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Cheapest Farmington, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Farmington, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Farmington, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,508 $4,508
American Family $3,565 $3,648
Farmers $3,257 $3,257
GEICO $3,217 $3,308
Liberty Mutual $13,372 $14,171
Nationwide $3,238 $3,238
State Farm $2,084 $2,205
USAA $2,964 $3,042

The Best Cheap Car Insurance Companies in Farmington, MN

Take a look at a side-by-side comparison of the top car insurance companies in Farmington, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Farmington, Minnesota

Insurance Company Average Annual Rates
Allstate $4,508
American Family $3,607
Farmers $3,257
GEICO $3,262
Liberty Mutual $13,772
Nationwide $3,238
State Farm $2,145
USAA $3,003

Category Winners: Cheapest Car Insurance in Farmington, Minnesota

Find the cheapest car insurance companies in Farmington, MN for each category right here.

Best Annual Car Insurance Rates by Company in Farmington, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Farmington, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Farmington car insurance rates. Find the cheapest Farmington, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Farmington, Minnesota

Insurance Company Low Medium High
Allstate $4,434 $4,505 $4,584
American Family $3,580 $3,702 $3,537
Farmers $3,120 $3,273 $3,377
GEICO $3,137 $3,261 $3,389
Liberty Mutual $13,398 $13,788 $14,129
Nationwide $3,042 $3,264 $3,409
State Farm $2,046 $2,154 $2,234
USAA $2,909 $3,001 $3,098

What affects car insurance rates in Farmington, Minnesota?

What factors can have an impact on Farmington, MN car insurance? There are several reasons why Farmington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farmington, Minnesota.

Commute Time in Farmington

The more time you spend in your car the higher the risk of an accident. The average commute length in Farmington, MN is 29.0 minutes according to City-Data.

Traffic in Farmington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Farmington, MN traffic data from INRIX ranks Farmington as the 898th-most congested in the world.

Compare Car Insurance Quotes in Farmington, MN

Ready to find affordable Farmington, Minnesota car insurance today? Enter your ZIP code for fast, free Farmington, MN car insurance quotes.

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