Compare Farmington, NY Car Insurance Rates (2021)

Car insurance in Farmington, NY averages $245 a month. Farmington, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Farmington car insurance rates, compare quotes from the top car insurance companies in Farmington, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Farmington is GEICO
  • The cheapest car insurance company in Farmington for teen drivers is GEICO
  • Average car insurance rates in Farmington, NY are $2,939/year

If you need to buy Farmington, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Farmington, NY is right here.

You’ll find Farmington car insurance rates, the cheapest Farmington, NY car insurance companies, and information on New York car insurance laws. You can also compare Farmington, New York car insurance rates to Rochester car insurance rates, New Rochelle car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Farmington, NY car insurance today? Enter your ZIP code for fast, free Farmington car insurance quotes.

Cheapest Farmington, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Farmington, NY car insurance rates? Every Farmington, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,384 $2,234 $2,247 $2,278 $6,983 $7,507 $2,326 $2,330
GEICO $1,172 $1,130 $1,142 $1,125 $2,446 $3,571 $1,057 $1,088
Liberty Mutual $3,098 $3,098 $2,888 $2,888 $6,011 $9,729 $3,098 $3,287
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,521 $1,433 $1,232 $1,249 $5,052 $5,633 $1,960 $1,915
State Farm $2,044 $2,044 $1,781 $1,781 $5,974 $7,708 $2,244 $2,372
Travelers $2,249 $2,293 $2,044 $2,208 $5,089 $6,078 $2,394 $2,511
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Farmington, NY

Every driver must carry the minimum car insurance in Farmington, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Farmington, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Farmington, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Farmington, NY. Compare credit history car insurance rates in Farmington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Farmington, New York

Insurance Company Poor Fair Good
Allstate $5,080 $2,970 $2,558
GEICO $1,994 $1,466 $1,315
Liberty Mutual $5,948 $3,904 $2,935
Nationwide $2,608 $2,608 $2,608
Progressive $3,939 $2,052 $1,508
State Farm $4,579 $2,872 $2,279
Travelers $4,254 $2,707 $2,363
USAA $4,102 $2,062 $1,823

Cheapest Farmington, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farmington, NY to rates for a clean record with top companies.

Annual Farmington, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,376 $3,778
GEICO $1,256 $1,368 $2,487 $1,256
Liberty Mutual $3,407 $3,407 $6,828 $3,407
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,433 $2,433 $2,684 $2,447
State Farm $3,092 $3,092 $3,395 $3,395
Travelers $2,687 $3,303 $3,348 $3,094
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Farmington, NY Car Insurance for Teen Drivers

Teen car insurance in Farmington, NY can be expensive. Take a look at rates from the top car insurance companies in Farmington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Farmington, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,983 $7,507
GEICO $2,446 $3,571
Liberty Mutual $6,011 $9,729
Nationwide $3,472 $5,150
Progressive $5,052 $5,633
State Farm $5,974 $7,708
Travelers $5,089 $6,078
USAA $5,556 $6,624

Cheapest Farmington, NY Car Insurance for Seniors

Take a look at Farmington, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Farmington, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,247 $2,278
GEICO $1,142 $1,125
Liberty Mutual $2,888 $2,888
Nationwide $1,880 $1,880
Progressive $1,232 $1,249
State Farm $1,781 $1,781
Travelers $2,044 $2,208
USAA $1,273 $1,277

Cheapest Farmington, NY Car Insurance Rates After a DUI

A DUI in Farmington, NY increases car insurance rates. Compare Farmington, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Farmington, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,376
GEICO $2,487
Liberty Mutual $6,828
Nationwide $4,377
Progressive $2,684
State Farm $3,395
Travelers $3,348
USAA $3,469

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Cheapest Farmington, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Farmington, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Farmington, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,489 $3,584
GEICO $1,545 $1,638
Liberty Mutual $4,144 $4,380
Nationwide $2,608 $2,608
Progressive $2,499 $2,499
State Farm $3,129 $3,358
Travelers $3,108 $3,108
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Farmington, NY

Take a look at a side-by-side comparison of the top car insurance companies in Farmington, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Farmington, New York

Insurance Company Average Annual Rates
Allstate $3,536
GEICO $1,591
Liberty Mutual $4,262
Nationwide $2,608
Progressive $2,499
State Farm $3,243
Travelers $3,108
USAA $2,662

Category Winners: Cheapest Car Insurance in Farmington, New York

Find the cheapest car insurance companies in Farmington, NY for each category right here.

Best Annual Car Insurance Rates by Company in Farmington, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Farmington, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Farmington car insurance rates. Find the cheapest Farmington, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Farmington, New York

Insurance Company Low Medium High
Allstate $3,322 $3,523 $3,763
GEICO $1,506 $1,588 $1,680
Liberty Mutual $4,071 $4,246 $4,470
Nationwide $2,466 $2,588 $2,770
Progressive $2,377 $2,486 $2,635
State Farm $3,076 $3,262 $3,392
Travelers $2,946 $3,078 $3,300
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Farmington, New York?

What factors can have an impact on Farmington, NY car insurance? There are several reasons why Farmington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farmington, New York.

Traffic in Farmington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Farmington, NY traffic data from INRIX ranks Farmington as the 898th-most congested in the world.

Compare Car Insurance Quotes in Farmington, NY

Ready to find affordable Farmington, New York car insurance today? Enter your ZIP code for fast, free Farmington, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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